Chwilio Deddfwriaeth

Insurance Act 2015

Gadael yr UE:

Efallai y bydd newidiadau ac effeithiau i’r Ddeddfwriaeth hon nad ydynt wedi eu cofnodi neu eu gweithredu ar y testun

Deddfwriaeth newydd gyda ‘Gadael yr UE’ yn y teitl sy’n cyfeirio at yr eitem hon o ddeddfwriaeth (a all felly ei newid):

Oherwydd y nifer fawr o newidiadau sy’n cael eu gwneud i ddeddfwriaeth ar gyfer gadael yr UE, nid ydym wedi gallu ymchwilio iddynt a’u cofnodi i gyd. Mae rhagor o wybodaeth ar gael am Ddeddfwriaeth UE a Chyfraith y Deyrnas Unedig. Mae’r canlyniadau canlynol yn eitemau o ddeddfwriaeth gyda ‘Gadael yr UE’ yn eu teitl sy’n cyfeirio yn uniongyrchol at yr eitem hon o ddeddfwriaeth ac felly a all ei newid. Er mwyn deall a yw testun y ddeddfwriaeth hon yn gyfredol, gwiriwch y cyfeiriadau hynny yn y darnau canlynol o ddeddfwriaeth.

Nid oes unrhyw gyfeiriadau ychwanegol y mae angen i chi eu gwirio ar hyn o bryd.

Newidiadau i ddeddfwriaeth:

Ar hyn o bryd nid oes unrhyw effeithiau heb eu gweithredu yn hysbys ar gyfer y Insurance Act 2015. Help about Changes to Legislation

Close

Changes to Legislation

Revised legislation carried on this site may not be fully up to date. At the current time any known changes or effects made by subsequent legislation have been applied to the text of the legislation you are viewing by the editorial team. Please see ‘Frequently Asked Questions’ for details regarding the timescales for which new effects are identified and recorded on this site.

  1. Introductory Text

  2. PART 1 Insurance contracts: main definitions

    1. 1.Insurance contracts: main definitions

  3. PART 2 The duty of fair presentation

    1. 2.Application and interpretation

    2. 3.The duty of fair presentation

    3. 4.Knowledge of insured

    4. 5.Knowledge of insurer

    5. 6.Knowledge: general

    6. 7.Supplementary

    7. 8.Remedies for breach

  4. PART 3 Warranties and other terms

    1. 9.Warranties and representations

    2. 10.Breach of warranty

    3. 11.Terms not relevant to the actual loss

  5. PART 4 Fraudulent claims

    1. 12.Remedies for fraudulent claims

    2. 13.Remedies for fraudulent claims: group insurance

  6. PART 4A Late payment of claims

    1. 13A.Implied term about payment of claims

  7. PART 5 Good faith and contracting out

    1. Good faith

      1. 14.Good faith

    2. Contracting out

      1. 15.Contracting out: consumer insurance contracts

      2. 16.Contracting out: non-consumer insurance contracts

      3. 16A.Contracting out of the implied term about payment of claims: consumer and non-consumer insurance contracts

      4. 17.The transparency requirements

      5. 18.Contracting out: group insurance contracts

  8. PART 6 Amendment of the Third Parties (Rights against Insurers) Act 2010

    1. 19.Power to change meaning of “relevant person” for purposes of 2010 Act

    2. 20.Other amendments

  9. PART 7 General

    1. 21.Provision consequential on Part 2

    2. 22.Application etc of Parts 2 to 5

    3. 23.Extent, commencement and short title

  10. SCHEDULES

    1. SCHEDULE 1

      Insurers' remedies for qualifying breaches

      1. PART 1 Contracts

        1. General

          1. 1.This Part of this Schedule applies to qualifying breaches of...

        2. Deliberate or reckless breaches

          1. 2.If a qualifying breach was deliberate or reckless, the insurer—...

        3. Other breaches

          1. 3.Paragraphs 4 to 6 apply if a qualifying breach was...

          2. 4.If, in the absence of the qualifying breach, the insurer...

          3. 5.If the insurer would have entered into the contract, but...

          4. 6.(1) In addition, if the insurer would have entered into...

      2. PART 2 Variations

        1. General

          1. 7.This Part of this Schedule applies to qualifying breaches of...

        2. Deliberate or reckless breaches

          1. 8.If a qualifying breach was deliberate or reckless, the insurer—...

        3. Other breaches

          1. 9.(1) This paragraph applies if— (a) a qualifying breach was...

          2. 10.(1) This paragraph applies if— (a) a qualifying breach was...

        4. Proportionate reduction

          1. 11.(1) If this paragraph applies, the insurer may reduce proportionately...

      3. PART 3 Supplementary

        1. Relationship with section 84 of the Marine Insurance Act 1906

          1. 12.Section 84 of the Marine Insurance Act 1906 (return of...

    2. SCHEDULE 2

      Rights of third parties against insurers: relevant insured persons

      1. 1.The Third Parties (Rights against Insurers) Act 2010 is amended...

      2. Individuals subject to debt relief orders in Northern Ireland

        1. 2.(1) Section 4 (relevant persons: individuals) is amended as follows....

      3. Corporate bodies etc in administration

        1. 3.(1) Section 6 (corporate bodies etc) is amended as follows....

      4. Transitional cases

        1. 4.In section 1(5)(b) (definition of “relevant person”), at the end...

        2. 5.(1) Schedule 3 (transitory, transitional and saving provision) is amended...

      5. Interpretation

        1. 6.After section 19 insert— Interpretation (1) The references to enactments in sections 4 to 7,...

Yn ôl i’r brig

Options/Help

Print Options

Close

Mae deddfwriaeth ar gael mewn fersiynau gwahanol:

Y Diweddaraf sydd Ar Gael (diwygiedig):Y fersiwn ddiweddaraf sydd ar gael o’r ddeddfwriaeth yn cynnwys newidiadau a wnaed gan ddeddfwriaeth ddilynol ac wedi eu gweithredu gan ein tîm golygyddol. Gellir gweld y newidiadau nad ydym wedi eu gweithredu i’r testun eto yn yr ardal ‘Newidiadau i Ddeddfwriaeth’.

Gwreiddiol (Fel y’i Deddfwyd neu y’i Gwnaed): Mae'r wreiddiol fersiwn y ddeddfwriaeth fel ag yr oedd pan gafodd ei deddfu neu eu gwneud. Ni wnaed unrhyw newidiadau i’r testun.

Close

Dewisiadau Agor

Dewisiadau gwahanol i agor deddfwriaeth er mwyn gweld rhagor o gynnwys ar y sgrin ar yr un pryd

Close

Nodiadau Esboniadol

Testun a grëwyd gan yr adran o’r llywodraeth oedd yn gyfrifol am destun y Ddeddf i esbonio beth mae’r Ddeddf yn ceisio ei wneud ac i wneud y Ddeddf yn hygyrch i ddarllenwyr nad oes ganddynt gymhwyster cyfreithiol. Cyflwynwyd Nodiadau Esboniadol ym 1999 ac maent yn cyd-fynd â phob Deddf Gyhoeddus ac eithrio Deddfau Adfeddiannu, Cronfa Gyfunol, Cyllid a Chyfnerthiad.

Close

Rhagor o Adnoddau

Gallwch wneud defnydd o ddogfennau atodol hanfodol a gwybodaeth ar gyfer yr eitem ddeddfwriaeth o’r tab hwn. Yn ddibynnol ar yr eitem ddeddfwriaeth sydd i’w gweld, gallai hyn gynnwys:

  • y PDF print gwreiddiol y fel deddfwyd fersiwn a ddefnyddiwyd am y copi print
  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • slipiau cywiro
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill
Close

Llinell Amser Newidiadau

This timeline shows the different points in time where a change occurred. The dates will coincide with the earliest date on which the change (e.g an insertion, a repeal or a substitution) that was applied came into force. The first date in the timeline will usually be the earliest date when the provision came into force. In some cases the first date is 01/02/1991 (or for Northern Ireland legislation 01/01/2006). This date is our basedate. No versions before this date are available. For further information see the Editorial Practice Guide and Glossary under Help.

Close

Rhagor o Adnoddau

Defnyddiwch y ddewislen hon i agor dogfennau hanfodol sy’n cyd-fynd â’r ddeddfwriaeth a gwybodaeth am yr eitem hon o ddeddfwriaeth. Gan ddibynnu ar yr eitem o ddeddfwriaeth sy’n cael ei gweld gall hyn gynnwys:

  • y PDF print gwreiddiol y fel deddfwyd fersiwn a ddefnyddiwyd am y copi print
  • slipiau cywiro

liciwch ‘Gweld Mwy’ neu ddewis ‘Rhagor o Adnoddau’ am wybodaeth ychwanegol gan gynnwys

  • rhestr o newidiadau a wnaed gan a/neu yn effeithio ar yr eitem hon o ddeddfwriaeth
  • manylion rhoi grym a newid cyffredinol
  • pob fformat o’r holl ddogfennau cysylltiedig
  • dolenni i ddeddfwriaeth gysylltiedig ac adnoddau gwybodaeth eraill