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The Railways Pension Scheme Order 1994
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Late Pension
11B If the Trustee agrees a Member entitled to a preserved pension may choose a pension starting later than Minimum Pension Age (but not later than the date the Member leaves all employment and not in any event later than age 75) in which case it shall be increased to take account of the shorter period of payment on a basis certified as reasonable by the Actuary and consistent with the Contracting–out Laws.
The Trustee must be reasonably satisfied that the increased pension is at least equal in value to the preserved pension that would otherwise have been provided under Rule 9 (Early Leavers).
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