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Pensions Act 1995
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Changes to legislation:
Pensions Act 1995,
SCHEDULE 3 is up to date with all changes known to be in force on or before 12 June 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
Changes to Legislation
Revised legislation carried on this site may not be fully up to date. Changes and effects are recorded by our editorial team in lists which can be found in the ‘Changes to Legislation’ area. Where those effects have yet to be applied to the text of the legislation by the editorial team they are also listed alongside the legislation in the affected provisions. Use the ‘more’ link to open the changes and effects relevant to the provision you are viewing.
Changes and effects yet to be applied to the whole Act associated Parts and Chapters:
- Blanket amendment words substituted by S.I. 2011/1043 art. 3 6
Whole provisions yet to be inserted into this Act (including any effects on those provisions):
- s. 37(1A)(b) inserted by 2015 c. 8 Sch. 2 para. 7(b)
- s. 51(5A)-(5C) inserted by 2015 c. 8 s. 43(1)
- s. 51(7A) inserted by 2015 c. 8 s. 41(1)(b)
- s. 51(9)(10) inserted by 2015 c. 8 s. 42(3)
- s. 67A(3)(aa)-(ac) inserted by 2015 c. 8 s. 45(3)
- s. 67A(9)(a)(viii)-(x) inserted by 2015 c. 8 s. 45(6)(a)
- s. 67A(9)(b)(vi)-(viii) inserted by 2015 c. 8 s. 45(6)(b)
- s. 73(2)(2A) substituted for s. 73(2) by 2015 c. 8 Sch. 2 para. 11
- s. 75(1)-(1B) substituted for s. 75(1) by 2015 c. 8 Sch. 2 para. 12
- s. 175(2)(ca) inserted by 2004 c. 35 s. 240(2)
- s. 175(2)(za) inserted by 2015 c. 8 s. 43(2)
Section 122.
SCHEDULE 3U.K. Amendments consequential on Part I
Extent Information
E1The amendment by this Act of an enactment which extends to Northern Ireland extends also to Northern Ireland see s.178(1)(2)(3).
The Employment Protection (Consolidation) Act 1978 (c.44)E+W+S
F11E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F12E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F13E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F14E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F15E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F16E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F17E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F1Sch. 3 paras. 1-7 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
F28E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F2Sch. 3 para. 8 repealed (22.8.1996) by Employment Tribunals Act 1996 (c. 17), s. 46, Sch. 3 Pt. I (with s. 38)
F39E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F3Sch. 3 para. 9 repealed (22.8.1996) by Employment Tribunals Act 1996 (c. 17), s. 46, Sch. 3 Pt. I (with s. 38)
F410E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F4Sch. 3 para. 10 repealed (22.8.1996) by Employment Rights Act 1996 (c. 18), s. 243, Sch. 3 Pt. I (with ss. 191, 192, 194, 195, 202, 241, Sch. 2)
The Insurance Companies Act 1982 (c.50)U.K.
F511U.K.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
The Companies Act 1985 (c.6)E+W+S
F612E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F6Sch. 3 para. 12 repealed (6.4.2005) by Companies (Audit, Investigations and Community Enterprise) Act 2004 (c. 27), s. 65(1), Sch. 8; S.I. 2004/3322, art. 2(2), Sch. 2; and repealed (6.4.2006) by Pensions Act 2004 (c. 35), s. 322(1), Sch. 13; S.I. 2006/560, art. 2(3), Sch. Pt. 3
The Bankruptcy (Scotland) Act 1985 (c. 66)S
F713S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F814S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
The Insolvency Act 1986 (c.45)E+W
15E+WIn section 310 of the Insolvency Act 1986 (income payments orders)—
(a)in subsection (2), after “income of the bankrupt” there is inserted “ when taken together with any payments to which subsection (8) applies ”, and
(b)at the end of subsection (7), there is added— “and any payment under a pension scheme but excluding any payment to which subsection (8) applies.
(8)This subsection applies to—
(a)payments by way of guaranteed minimum pension; and
(b)payments giving effect to the bankrupt’s protected rights as a member of a pension scheme.
(9)In this section, “guaranteed minimum pension” and “protected rights” have the same meaning as in the Pension Schemes Act 1993.”
Commencement Information
I1Sch. 3 para. 15 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
The Building Societies Act 1986 (c.53)U.K.
16U.K.In section 53(15) of the Building Societies Act 1986, after paragraph (b) there is added— “or
(c)persons involved in the operation of occupational pension schemes (within the meaning of the Pension Schemes Act 1993 or, in Northern Ireland, the Pension Schemes (Northern Ireland) Act 1993)”, and accordingly the “ or ” after paragraph (a) is omitted.
Commencement Information
I2Sch. 3 para. 16 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
The Financial Services Act 1986 (c.60)U.K.
F917U.K.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
The Banking Act 1987 (c.22)U.K.
F918U.K.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
The Companies Act 1989 (c.40)U.K.
F1019U.K.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
The Friendly Societies Act 1992 (c.40)U.K.
20U.K.In the Table in section 64(5) of the Friendly Societies Act 1992, after the entry relating to the Building Societies Commission there is inserted—
| “The Occupational Pensions Regulatory Authority. | Functions under the Pension Schemes Act 1993 or the Pensions Act 1995 or any enactment in force in Northern Ireland corresponding to either of them.” |
Commencement Information
I3Sch. 3 para. 20 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
The Tribunals and Inquiries Act 1992 (c. 53)U.K.
F1121U.K.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F11Sch. 3 para. 21 repealed (6.4.2005) by Pensions Act 2004 (c. 35), s. 322(1), Sch. 13; S.I. 2005/275, art. 2(7), Sch. Pt. 7
The Pension Schemes Act 1993 (c.48)E+W+S
22E+W+SThe Pension Schemes Act 1993 is amended as follows.
Commencement Information
I4Sch. 3 para. 22 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
F1223E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F12Sch. 3 para. 23 repealed (6.4.2005) by Pensions Act 2004 (c. 35), s. 322(1), Sch. 13; S.I. 2005/695, art. 2(7), Sch. 1
24E+W+SSections 77 to 80 (assignment, forfeiture etc.
of short service benefit) are repealed.
Commencement Information
I5Sch. 3 para. 24 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
25E+W+SSections 102 to 108 (annual increase in pensions in payment) are repealed.
Commencement Information
I6Sch. 3 para. 25 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3 (with art. 6)
26E+W+SSection 112 (restriction on investment in employer-related assets) is repealed.
Commencement Information
I7Sch. 3 para. 26 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
27E+W+SSection 114 (documents for members etc.) is repealed.
Commencement Information
I8Sch. 3 para. 27 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3 (with art. 7)
28E+W+SSection 116 (regulations as to auditors) is repealed.
Commencement Information
I9Sch. 3 para. 28 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
29E+W+SSection 118 (equal access) is repealed.
Commencement Information
I10Sch. 3 para. 29 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
30E+W+SSections 119 to 122 (independent trustees) are repealed.
Commencement Information
I11Sch. 3 para. 30 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
31E+W+SIn section 129 (overriding requirements)—
(a)in subsection (1), “ Chapter I of Part V ”, “ sections 119 to 122 ”, “ under Chapter I of Part V or ” and “ or sections 119 to 122 ” are omitted,
(b)in subsection (2), for the words from “Chapter III” to “section 108)” there is substituted “ and Chapter III of that Part ”, and
(c)subsection (3)(a) is omitted.
Commencement Information
I12Sch. 3 para. 31 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
32E+W+SIn section 132 (conformity of schemes with requirements), “ the equal access requirements ” is omitted.
Commencement Information
I13Sch. 3 para. 32 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
33E+W+SIn section 133(1) (advice of the Board), “ the equal access requirements ” is omitted.
Commencement Information
I14Sch. 3 para. 33 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
34E+W+SIn section 134 (determination of questions)—
(a)in subsection (3), “ the equal access requirements ”, and
(b)in subsection (4), “ or the equal access requirements ” and “ or , as the case may be, section 118(1) ”,are omitted.
Commencement Information
I15Sch. 3 para. 34 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
35E+W+SIn section 136(2)(e)(iv) (applications to modify schemes), “ or the equal access requirements ” is omitted.
Commencement Information
I16Sch. 3 para. 35 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
36E+W+SIn section 139(2) (functions of the Board), “ the equal access requirements ” is omitted.
Commencement Information
I17Sch. 3 para. 36 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
37E+W+SIn section 140(4) (effect of orders), paragraph (c) and the “ and ” immediately preceding it are omitted.
Commencement Information
I18Sch. 3 para. 37 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
38E+W+SSection 144 (deficiencies in assets on winding up) is repealed.
Commencement Information
I19Sch. 3 para. 38 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
39E+W+SIn section 153 (power to modify Act)—
(a)in subsection (1), the words from “ and Chapter I ” to “ section 108) ” are omitted,
(b)subsections (3) and (4) are omitted,
(c)in subsection (5), “ Chapter I of Part VII ” is omitted, at the end of paragraph (b) there is inserted “ or ”, and paragraph (d) and the preceding “ or ” are omitted, and
(d)subsections (6) and (7) are omitted.
Commencement Information
I20Sch. 3 para. 39(a)(c)(d) in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
I21Sch. 3 para. 39(b) in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
40E+W+SIn section 154(1) (application of provisions to personal pension schemes), after “provision of this Act” there is inserted “ or of sections 22 to 26 and 40 of the Pensions Act 1995 ”.
Commencement Information
I22Sch. 3 para. 40 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
41E+W+SIn section 159 (inalienability of certain pensions), after subsection (4) there is inserted—
“(4A)Where a person—
(a)is entitled or prospectively entitled as is mentioned in subsection (1), or
(b)is entitled to such rights or to such a payment as is mentioned in subsection (4),
no order shall be made by any court the effect of which would be that he would be restrained from receiving anything the assignment of which is or would be made void by either of those subsections.
(4B)Subsection (4A) does not prevent the making of an attachment of earnings order under the Attachment of Earnings Act 1971.”
Commencement Information
I23Sch. 3 para. 41 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
42E+W+SIn section 170 (determination of questions by Secretary of State), subsections (5) and (6) are omitted.
Commencement Information
I24Sch. 3 para. 42 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
F1343E+W+S. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Textual Amendments
F13Sch. 3 para. 43 repealed (1.3.2002 for specified purposes, 1.4.2002 in so far as not already in force) by Child Support, Pensions and Social Security Act 2000 (c. 19), Sch. 9 Pt. III(2) (with s. 83(6)); S.I. 2002/437, art. 3(1)(h)(2)
44E+W+SIn section 181 (general interpretation)—
(a)in subsection (1)—
(i)the definition of “ equal access requirements ” is omitted, and
F14(ii). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(b)in subsection (2), for the words from “160” to “requirements” there is substituted “ and 160 ”.
Textual Amendments
F14Sch. 3 para. 44(a)(ii) repealed (6.4.2006) by Pensions Act 2004 (c. 35), s. 322(1), Sch. 13; S.I. 2006/560, art. 2(3), Sch. Pt. 3
Commencement Information
I25Sch. 3 para. 44 in force at 6.4.1997 in so far as not already in force by S.I. 1997/664, art. 2(3), Sch. Pt. 3
I26Sch. 3 para. 44(a)(i) in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
I27Sch. 3 para. 44(a)(ii) in force at 16.10.1996 for specified purposes by S.I. 1996/2637, art. 3
45E+W+SIn section 183 (sub-delegation), in subsection (3)—
F15(a). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
(b)the words from “or, in the case of” to “determined” are omitted, and
(c)the words following paragraph (b) are omitted.
Textual Amendments
F15Sch. 3 para. 45(a) repealed (1.12.2000) by Welfare Reform and Pensions Act 1999 (c. 30), s. 89(1), Sch. 13 Pt. III; S.I. 2000/1047, art. 2(2)(d), Sch. Pt. 4
Commencement Information
I28Sch. 3 para. 45 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
46E+W+SIn section 185(1) (consultation about regulations), “ I or ” is omitted.
Commencement Information
I29Sch. 3 para. 46 in force at 6.4.1997 by S.I. 1997/664, art. 2(3), Sch. Pt. 3
47E+W+SIn Schedule 7 (re-enactment or amendment of certain provisions not in force), paragraphs 1 and 3 are omitted.
Commencement Information
I30Sch. 3 para. 47 in force at 1.1.1996 by S.I. 1995/3104, art. 2(3)
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