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Pensions Act 2011

  • Explanatory Notes Table of contents

Please note:

All reference to 'Parts' and 'sections' are from the Pensions Act 2011. For other versions of these Explanatory Notes, see More Resources.

  1. Introduction

  2. Background

  3. Summary

  4. The Act Overview

  5. Territorial Extent

    1. Territorial application: Wales

    2. Territorial application: Scotland

    3. Territorial application: Northern Ireland

  6. Commentary on Sections

    1. Part 1: State Pension

      1. Section 1: Equalisation of and increase in pensionable age for men and women

      2. Schedule 1: Equalisation of and increase in pensionable age for men and women: consequential amendments

      3. Section 2: Abolition of certain additions to the state pension

      4. Schedule 2: Abolition of certain additions to the state pension: consequential amendments etc

      5. Section 3: Consolidation of additional pension

      6. Schedule 3: Consolidation of additional pension

    2. Part 2: Automatic enrolment

      1. Section 4: Automatic re-enrolment where scheme membership interrupted

      2. Section 5: Earnings trigger for automatic enrolment and re-enrolment

      3. Section 6: Postponement or disapplication of automatic enrolment

      4. Section 7: Timing of automatic re-enrolment

      5. Section 8: Review of earnings trigger and qualifying earnings band

        Section 9: Rounded figures for earnings trigger and qualifying earnings band

      6. Section 10: Qualifying schemes: administration charges

      7. Section 11: Test scheme standard for schemes that produce sum of money for provision of benefits

      8. Section 12: Certification that alternative to quality requirement is satisfied

      9. Section 13: Certification for non-UK schemes

      10. Section 14: Transitional period for defined benefits and hybrid schemes to be optional

      11. Section 15: Arrangements where transitional conditions cease to be satisfied

      12. Section 16: Power of managers to modify by resolution

      13. Section 17: No indemnification for civil penalties

      14. Section 18: Power to exempt certain cross-border employment from enrolment duty

    3. Part 3: Occupational pension schemes

      1. Indexation and revaluation

        1. Section 19: Indexation and revaluation

        2. Section 20: Pension compensation: annual increases in periodic compensation

        3. Section 21: Indexation requirements for cash balance benefits

      2. Pension Protection Fund

        1. Section 22: Pension Protection Fund

        2. Schedule 4: Pension Protection Fund

      3. Financial assistance scheme

        1. Section 23: Financial assistance scheme: amount of payments

        2. Section 24: Financial assistance scheme: transfer of assets

      4. Miscellaneous

        1. Section 25: Payment of surplus to employer: transitional power to amend scheme

        2. Section 26: Contribution notices and financial support directions

        3. Section 27: Technical amendment to Schedule 4 to the Pensions Act 2007

        4. Section 28: Technical amendment to section 42(6) of the Pension Schemes Act 1993

    4. Part 4: Money purchase benefits

      1. Section 29: Definition of money purchase benefits

      2. Section 30: Transitional

      3. Section 31: Consequential and supplementary

      4. Section 32: Power to make further provision

      5. Section 33: Regulations

    5. Part 5: Judicial Pensions

      1. Section 34: Contributions towards cost of judicial pensions etc

      2. Schedule 5: Contributions towards cost of judicial pensions etc

    6. Part 6: Miscellaneous and General

      1. Miscellaneous

        1. Section 35: Grants by the Secretary of State to advisory bodies etc

        2. Section 36: Service of documents and electronic working

  7. Transposition Notes

  8. Commencement

  9. Hansard References

  • Explanatory Notes Table of contents

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Explanatory Notes

Text created by the government department responsible for the subject matter of the Act to explain what the Act sets out to achieve and to make the Act accessible to readers who are not legally qualified. Explanatory Notes were introduced in 1999 and accompany all Public Acts except Appropriation, Consolidated Fund, Finance and Consolidation Acts.

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