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Pensions Act 2011

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All reference to 'Parts' and 'sections' are from the Pensions Act 2011. For more information about understanding Explanatory Notes Rhagor o Adnoddau.

  1. Introduction

  2. Background

  3. Summary

  4. The Act Overview

  5. Territorial Extent

    1. Territorial application: Wales

    2. Territorial application: Scotland

    3. Territorial application: Northern Ireland

  6. Commentary on Sections

    1. Part 1: State Pension

      1. Section 1: Equalisation of and increase in pensionable age for men and women

      2. Schedule 1: Equalisation of and increase in pensionable age for men and women: consequential amendments

      3. Section 2: Abolition of certain additions to the state pension

      4. Schedule 2: Abolition of certain additions to the state pension: consequential amendments etc

      5. Section 3: Consolidation of additional pension

      6. Schedule 3: Consolidation of additional pension

    2. Part 2: Automatic enrolment

      1. Section 4: Automatic re-enrolment where scheme membership interrupted

      2. Section 5: Earnings trigger for automatic enrolment and re-enrolment

      3. Section 6: Postponement or disapplication of automatic enrolment

      4. Section 7: Timing of automatic re-enrolment

      5. Section 8: Review of earnings trigger and qualifying earnings band

        Section 9: Rounded figures for earnings trigger and qualifying earnings band

      6. Section 10: Qualifying schemes: administration charges

      7. Section 11: Test scheme standard for schemes that produce sum of money for provision of benefits

      8. Section 12: Certification that alternative to quality requirement is satisfied

      9. Section 13: Certification for non-UK schemes

      10. Section 14: Transitional period for defined benefits and hybrid schemes to be optional

      11. Section 15: Arrangements where transitional conditions cease to be satisfied

      12. Section 16: Power of managers to modify by resolution

      13. Section 17: No indemnification for civil penalties

      14. Section 18: Power to exempt certain cross-border employment from enrolment duty

    3. Part 3: Occupational pension schemes

      1. Indexation and revaluation

        1. Section 19: Indexation and revaluation

        2. Section 20: Pension compensation: annual increases in periodic compensation

        3. Section 21: Indexation requirements for cash balance benefits

      2. Pension Protection Fund

        1. Section 22: Pension Protection Fund

        2. Schedule 4: Pension Protection Fund

      3. Financial assistance scheme

        1. Section 23: Financial assistance scheme: amount of payments

        2. Section 24: Financial assistance scheme: transfer of assets

      4. Miscellaneous

        1. Section 25: Payment of surplus to employer: transitional power to amend scheme

        2. Section 26: Contribution notices and financial support directions

        3. Section 27: Technical amendment to Schedule 4 to the Pensions Act 2007

        4. Section 28: Technical amendment to section 42(6) of the Pension Schemes Act 1993

    4. Part 4: Money purchase benefits

      1. Section 29: Definition of money purchase benefits

      2. Section 30: Transitional

      3. Section 31: Consequential and supplementary

      4. Section 32: Power to make further provision

      5. Section 33: Regulations

    5. Part 5: Judicial Pensions

      1. Section 34: Contributions towards cost of judicial pensions etc

      2. Schedule 5: Contributions towards cost of judicial pensions etc

    6. Part 6: Miscellaneous and General

      1. Miscellaneous

        1. Section 35: Grants by the Secretary of State to advisory bodies etc

        2. Section 36: Service of documents and electronic working

  7. Transposition Notes

  8. Commencement

  9. Hansard References

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