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The National Savings Bank Regulations 1972

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  1. Introductory Text

  2. PRELIMINARY

    1. 1.Citation and commencement

    2. 2.Interpretation

  3. DEPOSIT AND WITHDRAWAL

    1. 3.Transaction of savings bank business

    2. 4.Declaration by depositor

    3. 5.Depositors generally

    4. 6.Minors under seven years of age

    5. 7.Mentally disordered persons

    6. 8.Joint accounts

    7. 9.Trust accounts

    8. 10.Friendly societies

    9. 11.Charitable and other societies

    10. 12.Building societies, industrial and provident societies, corporations and government departments

    11. 13.Sheriff Clerk in Scotland

    12. 14.County Courts in Northern Ireland

    13. 15.Public Trustee

    14. 16.Deposit book

    15. 17.Transmission of deposit book to the Director of Savings

    16. 18.Loss of or damage to deposit book

    17. 19.Entry of deposits in deposit book

    18. 20.Minimum amount of ordinary deposits

    19. 21.Procedure on withdrawals

    20. 22.Payment of ordinary deposits on demand

    21. 23.Withdrawals of ordinary deposits by telegraph

    22. 24.Withdrawals of ordinary deposits by telegraph in respect of naval accounts

    23. 25.Withdrawals by minors over seven years of age

    24. 26.Withdrawals in case of bankrupts

    25. 27.Authority for payment to third party

  4. INVESTMENT DEPOSITS

    1. 28.Conditions on which investment deposits may be made

    2. 29.Withdrawal or transfer of investment deposits

  5. TRANSFER OF DEPOSITS AND ADDITION OF NAMES

    1. 30.Transfer of deposits

    2. 31.Transfer to and from overseas savings banks

    3. 32.Addition of names to an account

  6. NOMINATIONS

    1. 33.Power to make nominations

    2. 34.Effect of transfer on nomination

    3. 35.Revocation of nomination

    4. 36.Particulars to be furnished by nominator to Director of Savings

    5. 37.Payment under nomination

    6. 38.Special provisions relating to existing nominations

  7. DEATH OF DEPOSITOR

    1. 39.Law applicable on death of depositor

    2. 40.Payment without a grant of representation

    3. 41.Death duties

  8. MISCELLANEOUS

    1. 42.Interest on investment deposits

    2. 43.Interest on ordinary deposits

    3. 44.Coupon deposit books

    4. 45.Persons under disability

    5. 46.Persons unable to write

    6. 47.Rectification of mistakes

    7. 48.Notice of trust not receivable by Director of Savings

    8. 49.Powers of attorney

    9. 50.Exemption from stamp duty

    10. 51.Indemnity of the Director of Savings and his officers

    11. 52.Saving of rights of third parties

    12. 53.Evidence of identity, etc

    13. 54.Receipts to be a good discharge

    14. 55.Application to Scotland

    15. 56.Application to Northern Ireland

    16. 57.Application to the Isle of Man

    17. 58.Application to the Channel Islands

    18. 59.Revocation and savings

  9. Signature

    1. SCHEDULE

  10. Explanatory Note

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