Insurance Act 2015

21 Provision consequential on Part 2

(1) The provision made by this section is consequential on Part 2 of this Act.

(2) In the Marine Insurance Act 1906, sections 18 (disclosure by assured), 19 (disclosure by agent effecting insurance) and 20 (representations pending negotiation of contract) are omitted.

(3) Any rule of law to the same effect as any of those provisions is abolished.

(4) In section 152 of the Road Traffic Act 1988 (exceptions to duty of insurers to satisfy judgment against persons insured against third-party risks)—

(a) in subsection (2)—

(i) in paragraph (a), for “it either under the Consumer Insurance (Disclosure and Representations) Act 2012 or, if that Act does not apply,” substitute “the policy under either of the relevant insurance enactments, or the security”,

(ii) in paragraph (b), for “or security under that Act or” substitute “under either of the relevant insurance enactments, or the security”;

(b) in subsection (3), after “specifying” insert “the relevant insurance enactment or, in the case of a security,”;

(c) after subsection (4) add—

“(5) In this section, “relevant insurance enactment” means the Consumer Insurance (Disclosure and Representations) Act 2012 or Part 2 of the Insurance Act 2015.”

(5) In Article 98A of the Road Traffic (Northern Ireland) Order 1981 (S.I. 1981/154 (N.I.)) (exceptions to duty of insurers to satisfy judgement against persons insured against third party risks)—

(a) in paragraph (2)—

(i) in paragraph (a), for “it either under the Consumer Insurance Act (Disclosure and Representations) Act 2012 or, if that Act does not apply,” substitute “the policy under either of the relevant insurance enactments, or the security”;

(ii) in paragraph (b), for “or security under that Act or” substitute “under either of the relevant insurance enactments, or the security”;

(b) in paragraph (3), after “specifying” insert “the relevant insurance enactment or, in the case of a security,”;

(c) after paragraph (4) add—

“(5) In this Article, “relevant insurance enactment” means the Consumer Insurance (Disclosure and Representations) Act 2012 or Part 2 of the Insurance Act 2015.”

(6) In section 11 of the Consumer Insurance (Disclosure and Representations) Act 2012 (consequential provision), subsections (1) and (2) are omitted.