State Pension Credit Act 2002

1. Introduction

2. Summary

3. Background to the Act

   1. Minimum Income Guarantee (MIG)

4. The New Pension Credit

   1. The guarantee credit

   2. The savings credit

   3. The claims process

   4. The position of those claiming Housing Benefit and Council Tax Benefit

   5. Pension Credit – legal framework

5. Equal Treatment for Widows and Widowers

   1. Background and Summary

6. Commentary on Sections

   1. Sections 1 to 4: Entitlement and amount

      1. Section 1: Entitlement

      2. Section 2: Guarantee credit

      3. Section 3: Savings credit

      4. Section 4: Exclusions

   2. Aggregation

      1. Section 5: Income and capital of claimant, spouse etc.

      2. Sections 6 to 10: Retirement provision

      3. Section 6: Duty to specify assessed income period

      4. Section 7: Fixing of claimant’s retirement provision for assessed income period

      5. Section 8: Fresh determinations increasing claimant’s entitlement

      6. Section 9: Duration of assessed income period

      7. Section 10: Effect of variations under section 7(4)

   3. Sections 11 to 14: Miscellaneous and supplementary

      1. Section 11: Administration

      2. Section 12: Polygamous marriages

      3. Section 13: Transitional provisions

      4. Section 14: Minor and consequential amendments

      5. Sections 15 to 17: Interpretation of State Pension Credit provisions

      6. Section 15: Income and capital

      7. Section 16: Retirement pension income

      8. Section 17: Other interpretation provisions

   4. Effect of guaranteed minimum pension on social security benefits

      1. Section 18: Equal treatment for widows and widowers

   5. Final provisions

      1. Section 19: Regulations and orders

   6. Schedules

      1. Schedule 1: Administration

         1. Schedule 1, paragraph 2

         2. Schedule 1, paragraph 3

         3. Schedule 1, paragraphs 4 to 12

         4. Schedule 1, paragraph 13

      2. Schedule 2: Minor and consequential amendments

         1. Schedule 2, paragraph 2

         2. Schedule 2, paragraph 3

         3. Schedule 2, paragraphs 5 to 7

         4. Schedule 2, paragraph 9

         5. Schedule 2, paragraph 10

         6. Schedule 2, paragraph 11

         7. Schedule 2, paragraph 12

         8. Schedule 2, paragraph 13

         9. Schedule 2, paragraph 14

         10. Schedule 2, paragraph 15

         11. Schedule 2, paragraph 16

         12. Schedule 2, paragraph 17

         13. Schedule 2, paragraph 23

         14. Schedule 2, paragraph 25

         15. Schedule 2, paragraph 26

         16. Schedule 2, paragraphs 27 and 29

         17. Schedule 2, paragraph 28

         18. Schedule 2, paragraph 30

         19. Schedule 2, paragraph 31

         20. Schedule 2, paragraphs 32 to 35

         21. Schedule 2, paragraphs 37 and 38

         22. Schedule 2, paragraph 41

         23. Schedule 2, paragraph 43

         24. Schedule 2, paragraphs 44 to 49

7. Commencement