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Consumer Credit Act 1974
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1The following section shall be inserted after section 7—
“7ADefaults under consumer credit agreements.
(1)Paragraph (1) of section 7 of this Act does not apply to a default relating to a bill of sale given by way of security for the payment of money under a regulated agreement to which section 87(1) of the Consumer Credit Act 1974 applies—
(a)unless the restriction imposed by section 88(2) of that Act has ceased to apply to the bill of sale; or
(b)if, by virtue of section 89 of that Act, the default is to be treated as not having occurred.
(2)Where paragraph (1) of section 7 of this Act does apply in relation to a bill of sale such as is mentioned in subsection (1) of this section, the proviso to that section shall have effect with the substitution of " county court " for " High Court ".”
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