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The Friendly Societies (Insurance Business) Regulations 1993

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  • Y Diweddaraf sydd Ar Gael (Diwygiedig)
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  1. Introductory Text

  2. PART I PRELIMINARY

    1. 1.Citation and commencement

    2. 2.Interpretation: general

  3. PART II MARGINS OF SOLVENCY

    1. 3.Application: Part II

    2. 4.Required margin of solvency

    3. 5.Guarantee fund and minimum guarantee fund

    4. 6.Minimum guarantee fund: long term business

    5. 7.Minimum guarantee fund: general business

    6. 8.Valuation of solvency margins

    7. 9.Implicit items: future surpluses

    8. 10.Implicit items: zillmerising

    9. 11.Implicit items: hidden reserves

  4. PART III MATCHING AND LOCALISATION

    1. 12.Application: Part III

    2. 13.Matching: general requirement

    3. 14.Matching: property linked benefits

    4. 15.Matching: currency of general business liabilities

    5. 16.Matching: exception for certain general business liabilities

    6. 17.Localisation

    7. 18.Exclusions from regulations 13 and 17

  5. PART IV VALUATION OF ASSETS

    1. 19.Interpretation: Part IV

    2. 20.Application: Part IV

    3. 21.Shares in and debts due or to become due from dependants

    4. 22.Valuation of assets and liabilities of dependants for the purposes of regulation 21

    5. 23.Debts and other rights

    6. 24.Land

    7. 25.Equipment

    8. 26.Unlisted securities

    9. 27.Unit trusts

    10. 28.Listed Investments

    11. 29.Life interests, reversionary interests etc

    12. 30.Other assets

    13. 31.Assets to be taken into account only to a specified extent

  6. PART V DETERMINATION OF LIABILITIES

    1. 32.Interpretation: Part V

    2. 33.Application: Part V

    3. 34.Long term and general business

    4. 35.Long term liabilities

    5. 36.Nature and term of assets

    6. 37.Avoidance of future valuation strain

    7. 38.Valuation of future premiums

    8. 39.Acquisition expenses

    9. 40.Rates of interest

    10. 41.Rates of mortality and disability

    11. 42.Expenses

    12. 43.Options

    13. 44.Contracts not to be treated as assets

    14. 45.No credit for profits from voluntary discontinuance

  7. PART VI LINKED LONG TERM CONTRACTS

    1. 46.Application: Part VI

    2. 47.Linked long term contracts

  8. PART VII MISCELLANEOUS

    1. 48.Annual actuarial investigation: prescribed societies

    2. 49.Annual investigation: signature of copy of abstract

  9. Signature

  10. SCHEDULES

    1. Schedule 1

      — Long term business margin of solvency

    2. Schedule 2

      — General business solvency margin: first method of calculation (premium basis)

    3. Schedule 3

      — General business solvency margin: second method of calculation (claims basis)

    4. Schedule 4

      — Value of dependants

    5. Schedule 5

      — Assets to be taken into account only to a specified extent

    6. Schedule 6

      — Permitted links

  11. Explanatory Note

Yn ôl i’r brig

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