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Regulation (EU) 2015/751 of the European Parliament and of the CouncilDangos y teitl llawn
Regulation (EU) 2015/751 of the European Parliament and of the Council of 29 April 2015 on interchange fees for card-based payment transactions (Text with EEA relevance)
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Changes over time for: Article 1
Changes to legislation:
Regulation (EU) 2015/751 of the European Parliament and of the Council, Article 1 is up to date with all changes known to be in force on or before 28 January 2026. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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Changes and effects yet to be applied to Article 1:
- Regulation revoked by 2023 c. 29 Sch. 1 Pt. 1
Article 1U.K.Scope
1.This Regulation lays down uniform technical and business requirements for card-based payment transactions carried out [F1in the United Kingdom], where both the payer's payment service provider and the payee's payment service provider are located [F2in the United Kingdom].
2.This Regulation does not apply to services based on specific payment instruments that can be used only in a limited way, that meet one of the following conditions:
(a)instruments allowing the holder to acquire goods or services only in the premises of the issuer or within a limited network of service providers under direct commercial agreement with a professional issuer;
(b)instruments which can be used only to acquire a very limited range of goods or services;
(c)instruments valid only in [F3the United Kingdom] provided at the request of an undertaking or a public sector entity and regulated by a national or regional public authority for specific social or tax purposes to acquire specific goods or services from suppliers having a commercial agreement with the issuer.
3.Chapter II does not apply to the following:
(a)transactions with commercial cards;
(b)cash withdrawals at automatic teller machines or at the counter of a payment service provider; and
(c)transactions with payment cards issued by three party payment card schemes.
4.Article 7 does not apply to three party payment card schemes.
5.When a three party payment card scheme licenses other payment service providers for the issuance of card-based payment instruments or the acquiring of card-based payment transactions, or both, or issues card-based payment instruments with a co-branding partner or through an agent, it is considered to be a four party payment card scheme. F4...
Textual Amendments
F1Words in Art. 1(1) substituted (31.12.2020) by The Interchange Fee (Amendment) (EU Exit) Regulations 2019 (revoked) 2019 (S.I. 2019/284), regs. 1(2), 4(2)(a) (with savings in S.I. 2019/680, reg. 11); 2020 c. 1, Sch. 5 para. 1(1)
F2Words in Art. 1(1) substituted (31.12.2020) by The Interchange Fee (Amendment) (EU Exit) Regulations 2019 (revoked) 2019 (S.I. 2019/284), regs. 1(2), 4(2)(b) (with savings in S.I. 2019/680, reg. 11); 2020 c. 1, Sch. 5 para. 1(1)
F3Words in Art. 1(2)(c) substituted (31.12.2020) by The Interchange Fee (Amendment) (EU Exit) Regulations 2019 (revoked) 2019 (S.I. 2019/284), regs. 1(2), 4(3) (with savings in S.I. 2019/680, reg. 11); 2020 c. 1, Sch. 5 para. 1(1)
F4Words in Art. 1(5) omitted (31.12.2020) by virtue of The Interchange Fee (Amendment) (EU Exit) Regulations 2019 (revoked) 2019 (S.I. 2019/284), regs. 1(2), 4(4) (with savings in S.I. 2019/680, reg. 11); 2020 c. 1, Sch. 5 para. 1(1)
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