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Bankruptcy and Diligence (Scotland) Act 2024

Bankruptcy and Diligence (Scotland) Act 2024

2024 asp 9

Commentary on Provisions(1)

Mental health moratorium

Section 1 – Moratorium on debt recovery action: debtors who have a mental illness

6.This section imposes a duty on the Scottish Ministers to make provision by regulations to establish a moratorium (meaning a temporary suspension for a set amount of time) on debt recovery action in relation to individuals who have a mental illness. Subsection (2) sets out the things that regulations under this section may include provision about, but the list is neither exhaustive nor mandatory.

7.Regulations under this section will be subject to the affirmative procedure. The regulations may make different provision for different purposes, modify any legislation and include incidental, supplementary, consequential, transitional, transitory or saving provision.

1

See the glossary in the Policy Memorandum for definition of terms.

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Nodiadau Esboniadol

Text created by the Scottish Government to explain what the Act sets out to achieve and to make the Act accessible to readers who are not legally qualified. Explanatory Notes were introduced in 1999 and accompany all Acts of the Scottish Parliament except those which result from Budget Bills.

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