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Insurance Companies Act 1982 (repealed)
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Changes over time for: Section 1
Version Superseded: 01/12/2001
Alternative versions:
- 01/02/1991- Amendment
- 01/04/1996
Point in time - Stop date 01/12/2001- Amendment
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Point in time view as at 01/04/1996. This version of this provision has been superseded.
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Insurance Companies Act 1982 (repealed), Section 1 is up to date with all changes known to be in force on or before 07 June 2024. There are changes that may be brought into force at a future date. Changes that have been made appear in the content and are referenced with annotations.
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1 Classification.U.K.
(1)For the purposes of this Act insurance business is divided into long term business and general business; and—
“long term business” means insurance business of any of the classes specified in Schedule 1 to this Act, and
“general business” means insurance business of any of the classes specified in Part I of Schedule 2 to this Act.
(2)For the purposes of this Act the effecting and carrying out of a contract whose principal object is within one class of insurance business, but which contains related and subsidiary provisions within another class or classes, shall be taken to constitute the carrying on of insurance business of the first-mentioned class, and no other, if subsection (3) or (4) below applies to the contract.
(3)This subsection applies to a contract whose principal object is within any class of long term business but which contains subsidiary provisions within general business class 1 or 2 if the insurer is authorised under section 3 or 4 below to carry on long term business class I.
(4)This subsection applies to a contract whose principal object is within one of the classes of general business but which contains subsidiary provisions within another of those classes, not being class 14 or 15 [F1or (except as mentioned in subsection (4A) below) class 17.]
[F2(4A)Subsection (4) applies to a contract whose principal object is within one of the classes of general business but which contains subsidiary provisions within general business class 17 if—
(a)the principal object of the contract is the provision of assistance for persons who get into difficulties while travelling, while away from home or while away from their permanent residence, or
(b)those subsidiary provisions concern disputes or risks arising out of, or in connection with, the use of sea-going vessels]
Textual Amendments
F1Words inserted by S.I. 1990/1159, reg. 10(2)
F2S. 1(4A) inserted by S.I. 1990/1159, reg. 10(3)
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