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27.—(1) The sheriff shall approve a debt payment programme on an application under paragraph (2), if the programme is fair and reasonable.
(2) The DAS administrator shall apply to the sheriff for determination of an application for approval of a proposed programme where–
(a)a creditor does not consent, and the DAS administrator may not dispense with consent under regulation 22(4); or
(b)a creditor objects under regulation 23.
(3) In determining whether a programme is fair and reasonable, the sheriff shall have regard to the matters specified in regulation 26(2), and may have regard to any other factor that the sheriff considers appropriate.
(4) Approval under paragraph (1) may be made subject to a condition under regulation 30.
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