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Directive 2008/48/EC Of the European Parliament and of the CouncilShow full title
Directive 2008/48/EC Of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC
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- Revised 26/07/20190.43 MB
- Revised 01/01/20180.37 MB
- Revised 20/03/20140.37 MB
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- Revised 21/06/20080.36 MB
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2.Description of the main features of the credit productU.K.
| The type of credit | |
| The total amount of credit This means the ceiling or the total sums made available under the credit agreement. | |
| The conditions governing the drawdown This means how and when you will obtain the money. | |
| The duration of the credit agreement | |
| Instalments and, where appropriate, the order in which instalments will be allocated | You will have to pay the following: [The amount, number and frequency of payments to be made by the consumer] Interest and/or charges will be payable in the following manner: |
| The total amount you will have to pay This means the amount of borrowed capital plus interest and possible costs related to your credit. | [Sum of total amount of credit and total cost of credit] |
| If applicable The credit is granted in the form of a deferred payment for a good or service or is linked to the supply of specific goods or the provision of a service Name of good/service Cash price | |
| If applicable | |
| Sureties required | [Kind of sureties] |
| This is a description of the security to be provided by you in relation to the credit agreement. | |
| If applicable Repayments do not give rise to immediate amortisation of the capital. |
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