The Gaming Clubs (Bankers' Games) Regulations 1994

Baccarat

6.—(1) In this regulation “baccarat” means any version of that card-game (whether it is baccarat banque, chemin de fer, punto banco or some other version) in which one hand of cards (the banker’s hand) is played against one opposing hand or against each of two opposing hands, and no more.

(2) Section 13(1) of the Act shall not have effect in relation to a game of baccarat which is played on premises in respect of which a licence under the Act is for the time being in force, if the game is so played as to comply with the following provisions of this regulation.

(3) Any wager in relation to the game shall be made with the banker and, subject to paragraph (7) below, shall be payable, if the wager is won, at odds of 1 to 1.

(4) Any wager in relation to the game shall, subject to paragraph (7) below, be a wager that the opposing hand (or, in the case of a game against two opposing hands, a specific one or both of them) will win the game; but the wager shall be subject to the limitation that it will be treated as void if the game should result,—

(a) in the case of a wager that one hand will win, in a draw between the banker’s hand and that hand; or

(b) in the case of a wager that two hands will win, in a draw between the banker’s hand and one or both of those hands or in the banker’s hand winning against one of those hands and losing against the other.

(5) Except in the case of chemin de fer played under rules which require the banker to give up being banker immediately an opposing hand wins a game,—

(a) the bank shall be held by the holder of the licence, or by a person acting on his behalf in pursuance of a contract of service made between the holder of the licence and that person; and

(b) no person other than the holder of the licence shall have any share or interest in the bank.

(6) In the case of chemin de fer played under rules which require the banker to give up being banker immediately an opposing hand wins a game, neither the holder of the licence nor any person acting on his behalf shall hold the bank or have a share or interest in it.

(7) Where in any game—

(a) the bank is held as mentioned in paragraph (5)(a) above;

(b) there is only one opposing hand in the game; and

(c) the rules of the game are such that no person has an option in any circumstances as to whether or not a third card should be added to either hand in the game,

the banker may, notwithstanding paragraphs (3) and (4) above, accept a wager of one or both of the following kinds:

(i) a wager (payable, if won, at odds of 19 to 20) that the banker’s hand will win the game; and

(ii) a wager (payable, if won, at odds of 8 to 1) that the banker’s hand and the player’s hand shall be equal at the end of the game.

(8) The holder of the licence shall make available to players all the kinds of wagers referred to in this regulation.