Regulations 4(1), 6(2), 8 (2) and 12 (2)
1.—(1) In this Schedule—
“beneficiary” means a person who has become entitled to receive any death benefit;
“child”, except in the term “eligible child”, means a person under the age of 18;
“death benefit” means a benefit payable under a police pension scheme in relation to a member of that scheme who has died;
“election” means an opted-out service election, an immediate choice decision or a deferred choice decision;
“eligible decision-maker” means the person who may make—
an opted-out service election in accordance with regulation 6(2)(b);
an immediate choice decision in accordance with regulation 8(2)(b);
a deferred choice decision in accordance with regulation 12(2)(b);.
“surviving adult” has the meaning given in regulation 134 of the 2015 Regulations.
(2) In this Schedule, a reference to—
(a)a beneficiary is a reference to—
(i)a beneficiary of death benefits in relation to M’s remediable police service;
(ii)where the benefits in relation to M’s remediable police service are legacy scheme benefits, a person who would be a beneficiary of death benefits in relation to M’s remediable police service if the benefits in relation to that service were reformed scheme benefits;
(b)an eligible child is a reference to an eligible child of M;
(c)M is a reference to the remedy member in respect of whose remediable police service an election may be made;
(d)a surviving adult is a reference to a surviving adult in relation to M.
2. Where a person is—
(a)the sole beneficiary, and
(b)an adult,
the eligible decision-maker is that person.
3. Where a person (“C”) is—
(a)the sole beneficiary, and
(b)a child,
the eligible decision-maker is C’s parent or guardian.
4. Where a body (whether corporate or unincorporate) is the sole beneficiary, the eligible decision-maker is—
(a)M’s personal representative, or
(b)where M has no personal representative, the scheme manager.
5. Where M’s estate is the sole beneficiary, the eligible decision-maker is M’s personal representative.
6. Where—
(a)two or more adults are the only beneficiaries, and
(b)one of those adults is a surviving adult (“A”),
the eligible decision-maker is A.
7.—(1) Where—
(a)two or more adults are the only beneficiaries,
(b)none of those adults is a surviving adult, and
(c)two or more of those adults are eligible children,
the eligible decision-maker is determined in accordance with sub-paragraph (2).
(2) The eligible decision-maker is—
(a)the person agreed upon by the adult eligible children, or
(b)where no decision about whether to make an election has been received by the scheme manager by the day four weeks before an election must, in accordance with these Regulations, be received by the scheme manager, the scheme manager.
8.—(1) Where—
(a)two or more adults (the “nominated adults”) are beneficiaries of a lump sum death benefit, and
(b)none of the following are beneficiaries—
(i)a surviving adult, or
(ii)an eligible child (whether or not an adult),
the eligible decision-maker is determined in accordance with sub-paragraph (2).
(2) The eligible decision-maker is—
(a)M’s personal representative;
(b)where M has no personal representative, the person agreed upon by the nominated adults;
(c)where—
(i)M has no personal representative, and
(ii)no decision about whether to make an election has been received by the scheme manager by the day four weeks before an election must, in accordance with these Regulations, be received by the scheme manager,
the scheme manager.
9. Where the only beneficiaries are children, two or more of which are eligible children, the eligible decision-maker is—
(a)where one person has parental responsibility for all the eligible children, that person;
(b)otherwise—
(i)M’s personal representative, or
(ii)where M has no personal representative, the scheme manager.
10. Where the only beneficiaries of lump sum death benefits are two or more children who are not eligible children, the eligible decision-maker is—
(a)where one person has parental responsibility for all the children, that person;
(b)otherwise—
(i)M’s personal representative, or
(ii)where M has no personal representative, the scheme manager.
11.—(1) Where the beneficiaries include one or more adults and one or more children—
(a)M’s personal representative is the eligible decision-maker;
(b)where M has no personal representative, and—
(i)one of the beneficiaries is a surviving adult, that surviving adult is the eligible decision-maker;
(ii)none of the beneficiaries is a surviving adult and—
(aa)one or more of the beneficiaries is an eligible child, or
(bb)none of the beneficiaries is an eligible child,
the eligible decision-maker is determined in accordance with sub-paragraph (2).
(2) Where sub-paragraph (1)(b)(ii) applies, and—
(a)all relevant children are under 18 and—
(i)have the same guardian, the eligible-decision maker is that guardian;
(ii)do not have the same guardian, the eligible decision-maker is the scheme manager;
(b)all relevant children are 18 or over, the eligible decision-maker is—
(i)the person agreed upon by those relevant children, or
(ii)where no decision about whether to make an election has been received by the scheme manager by the day four weeks before an election must, in accordance with these Regulations, be received by the scheme manager, the scheme manager;
(c)one or more relevant children are under 18 and one or more of the relevant children are 18 or over, the eligible decision-maker is the person agreed upon by—
(i)the relevant children who are 18 or over, and
(ii)the guardian (or guardians) of the relevant children who are under 18.
(3) In sub-paragraph (2), a relevant child is—
(a)where sub-paragraph (1)(b)(ii)(aa) applies, an eligible child;
(b)where sub-paragraph (1)(b)(ii)(bb) applies, a person who meets one of the conditions in regulation 144(3) of the 2015 Regulations.
12. In any case not covered by paragraphs 2 to 11, the eligible decision-maker is the scheme manager.