http://www.legislation.gov.uk/uksi/2012/2480/madeThe Pensions Act 2008 (Commencement No. 14 and Supplementary Provisions) Order 2012PensionsPersonal pensionsOccupational pensionsenKing's Printer of Acts of Parliament2014-07-11PENSIONS This Order brings into force section 87 (stakeholder pension schemes) of the Pensions Act 2008 (c.30) (‘the 2008 Act’) which amends section 3 of the Welfare Reform and Pensions Act 1999 (c.30), on 1st October 2012. 2012 No. 2480 (C. 97) Pensions The Pensions Act 2008 (Commencement <Abbreviation Expansion="Number">No.</Abbreviation> 14 and Supplementary Provisions) Order 2012 Made 27th September 2012 The Secretary of State for Work and Pensions makes the following Order in exercise of the powers conferred by sections 144(2)(a) and 149(1) of the Pensions Act 2008. Citation and interpretation 1 1 This Order may be cited as the Pensions Act 2008 (Commencement No. 14 and Supplementary Provisions) Order 2012. Commencement of provision 2 The day appointed for the coming into force of section 87 of the Pensions Act 2008 is 1st October 2012. Supplementary provisions 3 1 Where an employer is making deductions from a person’s remuneration in accordance with a request under section 3(5) (duty of employers to facilitate access to stakeholder pension schemes) of the Welfare Reform and Pensions Act 1999, paragraph (2) of this article applies. 2 Where the person withdraws a request to the employer to make deductions in accordance with section 3(5) of that Act, that employer must notify the person— a that the employer is no longer required to make deductions from the person’s remuneration and pay contributions to the trustees or managers of the stakeholder pension scheme; and b that the person may still be able to make payments directly to the stakeholder pension scheme, subject to the rules of that scheme or the terms and conditions of any contract governing that scheme. Signed by authority of the Secretary of State for Work and Pensions. Steve Webb Minister of State, Department for Work and Pensions 27th September 2012 EXPLANATORY NOTE (This note is not part of the Order)

This Order brings into force section 87 (stakeholder pension schemes) of the Pensions Act 2008 (c.30) (‘the 2008 Act’) which amends section 3 of the Welfare Reform and Pensions Act 1999 (c.30), on 1st October 2012.

Section 3 of the Welfare Reform and Pensions Act 1999 relates to the duty of employers to designate a stakeholder pension scheme for relevant employees. Section 3, as amended by section 87 of the 2008 Act, requires employers to continue to deduct contributions from the remuneration of those relevant employees who are contributing to a stakeholder pension scheme before the coming into force of section 87, and to pass those contributions to the scheme.

Article 2 brings section 87 of the 2008 Act into force on 1st October 2012, the date on which the employer duties in sections 2 to 9 of the 2008 Act first apply to employers.

Article 3 makes supplementary provisions which apply from 1st October 2012, requiring an employer to notify an employee of the consequences of having made a request to cease making deductions.

This instrument has a savings impact on the private sector and civil society organisations. An assessment of that impact has been made. A copy of that assessment is available in the Libraries of both Houses of Parliament and alongside the instrument on www.legislation.gov.uk. Copies may also be obtained from the Better Regulation Unit of the Department for Work and Pensions, Caxton House, Tothill Street, London SW1H - 9NA or on the Department for Work and Pensions website: http://www.dwp.gov.uk/publications/impact-assessments.

 NOTE AS TO EARLIER COMMENCEMENT ORDERS (This note is not part of the Order)

The following provisions of the Act have been brought into force by commencement order made before the date of this Order.
ProvisionDate of CommencementS.I. No.
Section 130th June 20122012/1682
Section 2 (for all other purposes)30th June 20122012/1682
Section 3 (for all other purposes)30th June 20122012/1682
Section 5 (for all other purposes)30th June 20122012/1682
Section 6 (for all other purposes)30th June 20122012/1682
Section 7 (for all other purposes)30th June 20122012/1682
Section 8 (for all other purposes)30th June 20122012/1682
Section 9 (for all other purposes)30th June 20122012/1682
Section 10 (for all other purposes)30th June 20122012/1682
Section 13 (for all other purposes)30th June 20122012/1682
Section 146th March 20122012/683
Section 15 (for all other purposes)30th June 20122012/1682
Section 15A7th March 20122012/683
Section 16 (for all other purposes)30th June 20122012/1682
Section 17 (for all other purposes)30th June 20122012/1682
Section 18 (for all other purposes)30th June 20122012/1682
Section 1930th June 20122012/1682
Section 20 (for all other purposes)30th June 20122012/1682
Section 21 (for all other purposes)30th June 20122012/1682
Section 22 (for all other purposes)30th June 20122012/1682
Section 24 (for all other purposes)30th June 20122012/1682
Section 26 (for all other purposes)30th June 20122012/1682
Section 287th March 20122012/683
Section 29 (for all other purposes)30th June 20122012/1682
Section 30 (for all other purposes)30th June 20122012/1682
Section 3130th June 20122012/1682
Section 32 (for all other purposes)30th June 20122012/1682
Section 33 (for all other purposes)30th June 20122012/1682
Section 3430th June 20122012/1682
Section 3530th June 20122012/1682
Section 3630th June 20122012/1682
Section 37 (for all other purposes)30th June 20122012/1682
Section 38 (for all other purposes)30th June 20122012/1682
Section 3930th June 20122012/1682
Section 40 (for all purposes other than paragraph (d) of subsection (1) (commenced for certain purposes)30th June 20122012/1682
Section 41 (for all purposes other than paragraph (d) of subsection (1) (commenced for certain purposes)30th June 20122012/1682
Section 4230th June 20122012/1682
Section 43 (for all other purposes)30th June 20122012/1682
Section 4430th June 20122012/1682
Section 4530th June 20122012/1682
Section 4630th June 20122012/1682
Section 4730th June 20122012/1682
Section 4830th June 20122012/1682
Section 49 (partially)3rd January 20122011/3033
Section 49 (for all other purposes)30th June 20122012/1682
Section 5030th June 20122012/1682
Section 5130th June 20122012/1682
Section 52 (for all other purposes)30th June 20122012/1682
Section 5330th June 20122012/1682
Section 54 (for all other purposes)30th June 20122012/1682
Section 5530th June 20122012/1682
Section 5630th June 20122012/1682
Section 57 (except for subsection (3))30th June 20122012/1682
Section 58 (for all other purposes)30th June 20122012/1682
Section 5930th June 20122012/1682
Section 6130th June 20122012/1682
Sections 62 to 6426th January 20092009/82
Section 6516th March 20112011/664
Section 6630th June 20122012/1682
Section 741st July 20092009/1566
Section 75 (for all remaining purposes)5th July 20102010/10
Section 765th July 20102010/10
Section 8830th June 20122012/1682
Section 8930th June 20122012/1682
Section 9030th June 20122012/1682
Section 9130th June 20122012/1682
Section 9230th June 20122012/1682
Section 9330th June 20122012/1682
Section 9430th June 20122012/1682
Section 9530th June 20122012/1682
Section 96 (for all other purposes)30th June 20122012/1682
Section 97 (for all other purposes)30th June 20122012/1682
Section 995th July 20102010/10
Section 1006th April 20092009/82
Section 101 (partially)6th April 20092009/82
Section 101 (for all other purposes)6th April 20092009/809
Section 103(1) and (3) (partially)8th April 20102010/1221
Section 104 (partially)3rd January 20122011/3033
Section 1066th April 20122011/1266
Sections 107 to 1196th April 20112011/664
Section 120 (partially)6th March 20112011/664
Section 120 (for all other purposes)6th April 20112011/664
Section 121 (partially)6th March 20112011/664
Section 121 (for all other purposes)6th April 20112011/664
Section 122 (partially)1st April 20092009/809
Section 1236th April 20112011/664
Section 124(2) and (6) (partially)19th December 20082008/3241
Section 124(2) and (6) (for all remaining purposes)31st March 20102010/1145
Section 126 (for all remaining purposes)29th June 20092009/1566
Section 12730th June 20122012/1682
Section 12826th January 20092009/82
Section 129 (partially)26th February 20102010/467
Section 1306th April 20092009/82
Section 13226th January 20092009/82
Section 13826th January 20092009/82
Section 1396th April 20092009/82
Section 148 (partially)6th April 20092009/82
Section 148 (partially)6th April 20112011/664
Section 148 (partially)6th April 20122011/1266
Schedule 1 (for all remaining purposes)5th July 20102010/10
Schedule 2 Parts 1 and 36th April 20092009/82
Schedule 2 Part 26th April 20092009/809
Schedule 4 (partially)3rd January 20122011/3033
Schedule 5 (partially)6th April 20112011/664
Schedule 6 (partially)6th March 20112011/664
Schedule 6 (for all other purposes)6th April 20112011/664
Schedule 7 (partially)6th March 20112011/664
Schedule 7 (for all other purposes)6th April 20112011/664
Schedule 8 (partially)1st April 20092009/809
Schedule 9 (for all remaining purposes)29th June 20092009/1566
Schedule 10 (partially)26th February 20102010/467
Schedule 11 Part 26th April 20092009/82
Schedule 11 Part 36th April 20122011/1266
Schedule 11 Part 46th April 20112011/664

2008 c. 30. 1999 c. 30.