The Consumer Credit (Disclosure of Information) Regulations 2010

Manner of disclosure

8.—(1) The pre-contract credit information must be disclosed by means of the form contained in Schedule 1.

(2) The form must be—

(a) in writing, and

(b) of a nature that enables the debtor to remove it from the place where it is disclosed to him.

(3) The form must be completed as specified in this paragraph—

(a) the relevant pre-contract credit information is to be provided in the appropriate row,

(b) the form is to be completed in accordance with the notes to that form,

(c) the asterisks and notes may be deleted,

(d) gridlines and boxes may be omitted, and

(e) any information contained in the form must be clear and easily legible.

(4) Any additional information relating to the credit which is provided in writing by the creditor to the debtor must be provided in a separate document to the form.

(5) Where a consumer credit agreement is a multiple agreement containing more than one part for the purposes of section 18 of the Act, the pre-contract credit information in respect of each part may be provided in the same form provided that—

(a) information that is not common to each part of the agreement is disclosed separately within the relevant section of the form, and

(b) it is clear which information relates to which part.