The Consumer Credit (Disclosure of Information) Regulations 2010
1Citation, commencement and interpretation
2Agreements to which these Regulations apply
3Information to be disclosed: agreements other than telephone contracts, non-telephone distance contracts, excluded pawn agreements and overdraft agreements
4Information to be disclosed: telephone contracts
5Information to be disclosed: non-telephone distance contracts
6Information to be disclosed: distance contracts for the purpose of a business
7Information about contractual terms and conditions: regulations 3 and 4
8Manner of disclosure
9Information to be disclosed: pawn agreements
10Information to be disclosed: overdraft agreements
11(1) Where regulation 10(2) applies, the creditor must comply with...
12Modifying agreements
SCHEDULE 1PRE-CONTRACT CREDIT INFORMATION
(Standard European Consumer Credit Information)
SCHEDULE 2PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND APR
1Assumptions about running-account credit
2Permissible tolerances in disclosure of an APR
3Tolerance where repayments are nearly equal
4Tolerance where interval between relevant date and first repayment is greater than interval between repayments
SCHEDULE 3EUROPEAN CONSUMER CREDIT INFORMATION

2010 No. 1013

Consumer Credit

The Consumer Credit (Disclosure of Information) Regulations 2010

Made

Laid before Parliament

Coming into force

The Secretary of State is a Minister designated1 for the purposes of section 2(2) of the European Communities Act 19722 in relation to measures relating to consumer credit.

The Secretary of State makes regulations 4(2), 4(4), 5(2), 7, 10(4)(a) and (b), 10(5), 10(7), 10(9) and 12(2)(c) in exercise of the powers conferred by section 2(2) of the European Communities Act 1972 and all other provisions in these Regulations in exercise of the powers conferred by sections 55(1), 182(2) and 189(1) of the Consumer Credit Act 19743.