xmlns:atom="http://www.w3.org/2005/Atom" xmlns:atom="http://www.w3.org/2005/Atom"
  1. Introductory Text

  2. 1.Citation, commencement and interpretation

  3. 2.Agreements to which these Regulations apply

  4. 3.Information to be disclosed: agreements other than telephone contracts, non-telephone distance contracts, excluded pawn agreements and overdraft agreements

  5. 4.Information to be disclosed: telephone contracts

  6. 5.Information to be disclosed: non-telephone distance contracts

  7. 6.Information to be disclosed: distance contracts for the purpose of a business

  8. 7.Information about contractual terms and conditions: regulations 3, 4 and 5

  9. 8.Manner of disclosure

  10. 9.Information to be disclosed: pawn agreements

  11. 10.Information to be disclosed: overdraft agreements

  12. 11.(1) Where regulation 10(2) applies, the creditor must comply with...

  13. 12.Modifying agreements

  14. Signature

    1. SCHEDULE 1

      PRE-CONTRACT CREDIT INFORMATION

      1. (Standard European Consumer Credit Information) 1. Contact details Creditor. [Identity.]...

        1. (Standard European Consumer Credit Information)

          1. * This information is optional for the creditor. The row...

          2. Wherever “if applicable” is indicated, the creditor must give the...

          3. Indications between square brackets provide explanations for the creditor and...

          4. If applicable 5. Additional information in the case of distance...

          5. * This information is optional for the creditor. The row...

    2. SCHEDULE 2

      PROVISIONS RELATING TO CALCULATION AND DISCLOSURE OF THE TOTAL CHARGE FOR CREDIT AND APR

    3. SCHEDULE 3

      Pre-contract Consumer Credit Information (Overdrafts)

      1. * This information is optional for the creditor. The row...

      2. Wherever “if applicable” is indicated, the creditor must give the...

      3. Indications between square brackets provide explanations for the creditor and...

      4. If applicable 5. Additional information to be given in the...

      5. * This information is optional for the creditor. The row...

  15. Explanatory Note