xmlns:atom="http://www.w3.org/2005/Atom"
65. In article 1 (citation, commencement, interpretation and revocation)—
(a)in paragraph (2) for “Consumer Credit (Total Charge for Credit) Regulations 1980” substitute—
“Consumer Credit (Total Charge for Credit) Regulations 2010”;
(b)after paragraph (2) insert—
“(2A) In relation to a consumer credit agreement secured on land and to which the Consumer Credit (Disclosure of Information) Regulations 2010 do not apply, paragraph (2) shall apply as if for the words “Consumer Credit (Total Charge for Credit) Regulations 2010” there were substituted “Consumer Credit (Total Charge for Credit) Regulations 1980.”.