The Northern Rock plc Transfer Order 2009 No. 3226

Article 13

SCHEDULE 4 Relevant regulatory permissions

1.  Accepting deposits.

2.  Advising on investments.

3.  Arranging deals in investments.

4.  Assisting in the administration and performance of a contract of insurance.

5.  Dealing in investments as agent.

6.  Making arrangements with a view to transactions in investments.

7.  Dealing in investments as principal.