The Leasehold Houses (Notice of Insurance Cover) (England) Regulations 2004

Citation and commencement

1.  These Regulations may be cited as the Leasehold Houses (Notice of Insurance Cover) (England) Regulations 2004 and shall come into force on 28th February 2005.

Application

2.  These Regulations apply in respect of houses(1) in England only.

Additional content of notice of cover

3.  A notice of cover(2) shall specify (in addition to the particulars referred to in paragraphs (a) to (c) of subsection (5) of section 164 (insurance otherwise that with the landlord’s insurer) of the Commonhold and Leasehold Reform Act 2002) —

(a) the address of the house insured under the policy;

(b) the registered office of the authorised insurer(3) or, if the authorised insurer has no registered office, its head office;

(c) the number of the policy;

(d) the frequency with which premiums are payable under the policy;

(e) the amount of any excess payable by the tenant under the policy;

(f) where an excess is payable, whether it is payable in respect of every claim made under the policy or only in particular circumstances and, if the latter, a brief description of those circumstances;

(g) whether the policy has been renewed and, if so, the date on which it was last renewed;

(h) if the policy has not been renewed, the date on which it took effect;

(i) that the tenant is satisfied that the policy covers his or her interests; and

(j) that the tenant has no reason to believe that the policy does not cover the interests of the landlord.

Form of notice of cover

4.  A notice of cover shall be in the form set out in the Schedule to these Regulations, or a form substantially to the same effect.

Signed by authority of the First Secretary of State

Keith Hill

Minister of State,

Office of the Deputy Prime Minister

23rd November 2004