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The Employers' Liability (Compulsory Insurance) Regulations 1998

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Issue of certificates of insurance

4.—(1) Every authorised insurer who enters into a contract of insurance with an employer in accordance with the 1969 Act shall issue the employer with a certificate of insurance in the form, and containing the particulars, set out in Schedule 1 to these Regulations.

(2) The certificate shall be issued by the insurer not later than thirty days after the date on which the insurance commences or is renewed.

(3) Where a contract of insurance for the purposes of the 1969 Act is entered into together with one or more other contracts of insurance which jointly provide insurance cover of no less than £5 million, the certificate shall specify both–

(a)the amount in excess of which insurance cover is provided by the policy; and

(b)the maximum amount of that cover.

(4) An employer shall retain each certificate issued to him under this regulation, or a copy of each such certificate, for a period of 40 years beginning on the date on which the insurance to which it relates commences or is renewed.

(5) Where the employer is a company, retaining in any eye readable form a copy of a certificate in any one of the ways authorised by sections 722 and 723 of the Companies Act 1985 shall count as keeping a copy of it for the purposes of paragraph (4) above.

(6) In any case where it is intended that a contract of insurance for the purposes of the 1969 Act is to be effective, not only in Great Britain, but also–

(a)in Northern Ireland, the Isle of Man, the Island of Guernsey, the Island of Jersey or the Island of Alderney;

(b)in any waters outside the United Kingdom to which the 1969 Act may have been applied by any enactment,

the form set out in Schedule 1 to these Regulations may be modified by a reference to the relevant law which is applicable and a statement that the policy to which it relates satisfies the requirements of that law.

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