Under sections 77(1), 78(1), 79(1), 103(1), 107(1), 108(1), 109(1) and 110(1) of the Consumer Credit Act 1974, certain information must be given to debtors, hirers and sureties under agreements regulated by the Act where they give a written request or notice to that effect and pay any required fee. These Regulations prescribe the period of 12 working days after receipt of that request or notice for the provision of that information.
By virtue of paragraphs 17(2), 35 and 37(2) of Schedule 3 to the Act, sections 77 to 79, 103 and 107 to 110 apply to existing agreements where the agreement would have been a regulated agreement if made on the date of coming into operation of those sections.