Building Societies Act 1986 (Amendment) Act 2024

1The funding limit: funds to be disregardedU.K.

This section has no associated Explanatory Notes

(1)Section 7 of the Building Societies Act 1986 (the funding limit) is amended as follows.

(2)In subsection (3) (disregarded funds), after paragraph (b) insert—

(c)amounts drawn by the society from a specified liquidity insurance facility provided by the Bank of England;

(d)amounts represented by specified debt instruments issued by the society with a view to maintaining the minimum requirement for own funds and eligible liabilities;

(e)sums received by the society under a sale and repurchase agreement entered into by the society with a view to complying with a specified PRA rule.

(3)After subsection (9) insert—

(9A)In subsections (3) and (9B)—

  • liquidity insurance facility” means a facility provided by the Bank of England enabling a building society to borrow cash or other relatively liquid assets in exchange for collateral (and “relatively liquid assets” means assets which are more liquid than the collateral provided);

  • the minimum requirement for own funds and eligible liabilities” means the minimum requirement set by the Bank of England in a direction under section 3A(4B)(a) of the Banking Act 2009;

  • PRA rule” means a rule made by the PRA under the Financial Services and Markets Act 2000;

  • specified” means specified, or of a description specified, in regulations under subsection (9B).

(9B)The Treasury may by regulations made by statutory instrument specify, or specify descriptions of—

(a)liquidity insurance facilities, for the purposes of subsection (3)(c);

(b)debt instruments, for the purposes of subsection (3)(d);

(c)PRA rules, for the purposes of subsection (3)(e).

(9C)Regulations under subsection (9B) may make provision by reference to a document or rule as it has effect from time to time.

(9D)A statutory instrument containing regulations under subsection (9B) may not be made unless a draft of the instrument has been laid before, and approved by a resolution of, each House of Parliament.

Commencement Information

I1S. 1 in force at 24.7.2024, see s. 4(2)