Introduction
Territorial Extent and Application
Background
Insurance contract law
Amendments to the Third Parties (Rights against Insurers) Act 2010
Summary
The duty of fair presentation
Warranties and other terms
Insurers’ remedies for fraudulent claims
Good faith
Contracting out
Consequential amendments
Commentary on Sections
Part 1: Insurance Contracts: Main Definitions
Section 1: Insurance contracts: main definitions
Part 2: the Duty of Fair Presentation
Section 2: Application and interpretation
Section 3: The duty of fair presentation
Exceptions to the duty of fair presentation
Section 4: Knowledge of insured
Section 5: Knowledge of insurer
Section 6: Knowledge: general
Section 7: Supplementary
Section 8: Remedies for breach
Part 3: Warranties and Other Terms
Section 9: Warranties and representations
Section 10: Breach of warranty
Section 11: Terms not relevant to the actual loss
Part 4: Fraudulent Claims
Section 12: Remedies for fraudulent claims
Section 13: Remedies for fraudulent claims: group insurance
Part 5: Good Faith and Contracting Out
Section 14: Good faith
Section 15: Contracting out: consumer insurance contracts
Section 16: Contracting out: non-consumer insurance
Section 17: The transparency requirements
Section 18: Contracting out: group insurance contracts
Part 6: Amendment of the Third Parties (Rights Against Insurers) Act 2010
Section 19: Power to change the meaning of “relevant person”
Section 20: Other amendments to the 2010 Act
Part 7: General
Section 21: Provision consequential on Part 2
Marine Insurance Act 1906, sections 18, 19 and 20
Road Traffic Act 1988, section 152
Consumer Insurance (Disclosure and Representations) Act 2012
Section 22: Application etc of Parts 2 to 5
Section 23: Extent, commencement and short title
Schedule 1: Insurer’s remedies for qualifying breaches
Part 1: Contracts
Deliberate or reckless breaches
Other breaches
Part 2: Variations
Part 3: Supplementary
Schedule 2: Rights of third parties against insurers: relevant insured persons
Debt relief orders in Northern Ireland
Administration
Transitional cases
Interpretation
Commencement Dates
Hansard References