Final provision

Consequential provision
11
1
Any rule of law to the same effect as the following is abolished in relation to consumer insurance contracts—
a
section 18 of the Marine Insurance Act 1906 (disclosure by assured),
b
section 19 of that Act (disclosure by agent effecting insurance),
c
section 20 of that Act (representations pending negotiation of contract).
2
The Marine Insurance Act 1906 is amended as follows—
a
in section 18, at the end add—
6
This section does not apply in relation to a contract of marine insurance if it is a consumer insurance contract within the meaning of the Consumer Insurance (Disclosure and Representations) Act 2012.
;
b
in section 19, the existing text becomes subsection (1), and after that add—
2
This section does not apply in relation to a contract of marine insurance if it is a consumer insurance contract within the meaning of the Consumer Insurance (Disclosure and Representations) Act 2012.
;
c
in section 20, at the end add—
8
This section does not apply in relation to a contract of marine insurance if it is a consumer insurance contract within the meaning of the Consumer Insurance (Disclosure and Representations) Act 2012.
.
3
In section 152 of the Road Traffic Act 1988 (exceptions to duty of insurers to satisfy judgment against persons insured against third-party risks), in subsection (2)—
a
in paragraph (a), after “avoid it” insert “either under the Consumer Insurance (Disclosure and Representations) Act 2012 or, if that Act does not apply,”;
b
in paragraph (b), after “policy or security” insert “under that Act or”, and for “it” substitute “the policy or security”.
4
In Article 98A of the Road Traffic (Northern Ireland) Order 1981 (S.I. 1981/154 (N.I.)) (exceptions to duty of insurers to satisfy judgment against persons insured against third-party risks), in paragraph (2)—
a
in sub-paragraph (a), after “avoid it” insert “either under the Consumer Insurance (Disclosure and Representations) Act 2012 or, if that Act does not apply,”;
b
in sub-paragraph (b), after “policy or security” insert “under that Act or”, and for “it” substitute “the policy or security”.