http://www.legislation.gov.uk/ukpga/2012/5/schedule/4Welfare Reform Act 2012An Act to make provision for universal credit and personal independence payment; to make other provision about social security and tax credits; to make provision about the functions of the registration service, child support maintenance and the use of jobcentres; to establish the Social Mobility and Child Poverty Commission and otherwise amend the Child Poverty Act 2010; and for connected purposes.texttext/xmlenStatute Law Database2026-07-06Expert Participation2026-07-01 SCHEDULESSCHEDULE 4Housing credit element of state pension credit Section 34 Part 1 Amendments to State Pension Credit Act 2002<Emphasis>State Pension Credit Act 2002 (c. 16)</Emphasis>1The State Pension Credit Act 2002 is amended as follows.2In section 1 (entitlement), in subsection (2)(c), at the end there is insertedor iiithe conditions in section 3A(1) and (2) (housing credit).3In that section, in subsection (3)—aafter paragraph (b) there is insertedor cto a housing credit, calculated in accordance with section 3A, if he satisfies the conditions in subsections (1) and (2) of that section,;bfor the words from “(or to both)” to the end there is substituted “ (or to more than one of them, if he satisfies the relevant conditions) ”.4After section 3 there is inserted—Housing credit3A1The first of the conditions mentioned in section 1(2)(c)(iii) is that the claimant is liable to make payments in respect of the accommodation he occupies as his home.2The second of the conditions mentioned in section 1(2)(c)(iii) is that the claimant's capital and income are such that the amount of the housing credit payable (if he were entitled to it) would not be less than a prescribed amount.3Where the claimant is entitled to a housing credit, the amount of the housing credit shall be an amount calculated in or determined under regulations (which may be zero).4For the purposes of subsection (1)—athe accommodation must be in Great Britain;bthe accommodation must be residential accommodation;cit is immaterial whether the accommodation consists of the whole or part of a building and whether or not it comprises separate and self-contained premises.5Regulations may make provision as to—athe meaning of “payments in respect of accommodation” for the purposes of this section (and, in particular, as to the extent to which such payments include mortgage payments);bcircumstances in which a claimant is to be treated as liable or not liable to make such payments;ccircumstances in which a claimant is to be treated as occupying or not occupying accommodation as his home (and, in particular, for temporary absences to be disregarded);dcircumstances in which land used for the purposes of any accommodation is to be treated as included in the accommodation.6Regulations under this section may make different provision for different areas.5In section 7 (fixing of retirement provision for assessed income period), at the end there is inserted—10Regulations may prescribe circumstances in which subsection (3) does not apply for the purposes of determining the amount of a housing credit to which the claimant is entitled.6In section 12 (polygamous marriages), in subsection (2)(b), after “savings credit” there is inserted “ or housing credit ”.7In section 17 (interpretation), in subsection (1), after the definition of “guarantee credit” there is inserted—“housing credit” shall be construed in accordance with sections 1 and 3A;.8In Schedule 2 (consequential amendments etc), paragraph 9(5)(a) is repealed. Part 2 Amendments to other Acts<Emphasis>Social Security Administration Act 1992 (c. 5)</Emphasis>9The Social Security Administration Act 1992 is amended as follows.10In section 5 (regulations about claims and payments) in subsection (6), before “subsection” there is inserted “or housing credit (within the meaning of the State Pension Credit Act 2002)”.11. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .121Section 122F (supply by rent officers of information) is amended as follows.2In subsection (3)(a) at the end of the words in brackets there is inserted “or housing credit”.3In subsection (4) at the end there is inserted “or housing credit”.4After that subsection there is inserted—5In this section “housing credit“ has the same meaning as in the State Pension Credit Act 2002.<Emphasis>Housing Act 1996 (c. 52)</Emphasis>131Section 122 of the Housing Act 1996 (rent officers) is amended as follows.2In the heading, at the end there is inserted “and housing credit”.3In subsection (1), at the end there is inserted “or housing credit (within the meaning of the State Pension Credit Act 2002)“.<Emphasis>Child Support, Pensions and Social Security Act 2000 (c. 19)</Emphasis>14In section 69 of the Child Support, Pensions and Social Security Act 2000 (discretionary financial assistance with housing), in subsection (1)(a), after “universal credit” there is inserted “ or housing credit (within the meaning of the State Pension Credit Act 2002) ”.Sch. 4 para. 11 repealed (6.4.2018) by Welfare Reform and Work Act 2016 (c. 7), ss. 20(11)(f)(ii), 36(6); S.I. 2018/438, reg. 2(1) (with reg. 2(2)(3))