<Legislation xmlns="http://www.legislation.gov.uk/namespaces/legislation" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" DocumentURI="http://www.legislation.gov.uk/ukpga/2012/21/2017-06-27" IdURI="http://www.legislation.gov.uk/id/ukpga/2012/21" NumberOfProvisions="1084" RestrictEndDate="2020-12-01" xml:lang="en" xsi:schemaLocation="http://www.legislation.gov.uk/namespaces/legislation http://www.legislation.gov.uk/schema/legislation.xsd" SchemaVersion="1.0" RestrictExtent="E+W+S+N.I."><ukm:Metadata xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dct="http://purl.org/dc/terms/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:ukm="http://www.legislation.gov.uk/namespaces/metadata">
					<dc:identifier>http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27</dc:identifier><dc:title>Financial Services Act 2012</dc:title><dc:description>An Act to amend the Bank of England Act 1998, the Financial Services and Markets Act 2000 and the Banking Act 2009; to make other provision about financial services and markets; to make provision about the exercise of certain statutory functions relating to building societies, friendly societies and other mutual societies; to amend section 785 of the Companies Act 2006; to make provision enabling the Director of Savings to provide services to other public bodies; and for connected purposes.</dc:description><dc:type>text</dc:type><dc:format>text/xml</dc:format><dc:language>en</dc:language><dc:publisher>Statute Law Database</dc:publisher><dc:modified>2025-01-20</dc:modified><dc:contributor>Expert Participation</dc:contributor><dct:valid>2017-06-27</dct:valid>
					
					<atom:link rel="self" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.xml" type="application/xml"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/resources" href="http://www.legislation.gov.uk/ukpga/2012/21/resources" title="More Resources"/>
					
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/notes" href="http://www.legislation.gov.uk/id/ukpga/2012/21/section/5/notes" title="Explanatory Notes"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/notes/toc" href="http://www.legislation.gov.uk/ukpga/2012/21/notes/contents" title="Explanatory Notes Table of Contents"/>
					
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/act" href="http://www.legislation.gov.uk/ukpga/2012/21/2017-06-27" title="whole act"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/introduction" href="http://www.legislation.gov.uk/ukpga/2012/21/introduction/2017-06-27" title="introduction"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/body" href="http://www.legislation.gov.uk/ukpga/2012/21/body/2017-06-27" title="body"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/schedules" href="http://www.legislation.gov.uk/ukpga/2012/21/schedules/2017-06-27" title="schedules"/>
					
										
					
					
					
					<atom:link rel="alternate" type="application/rdf+xml" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.rdf" title="RDF/XML"/><atom:link rel="alternate" type="application/akn+xml" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.akn" title="AKN"/><atom:link rel="alternate" type="application/xhtml+xml" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.xht" title="HTML snippet"/><atom:link rel="alternate" type="text/html" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.htm" title="Website (XHTML) Default View"/><atom:link rel="alternate" type="text/csv" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.csv" title="CSV"/><atom:link rel="alternate" type="application/pdf" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.pdf" title="PDF"/>
					<atom:link rel="alternate" type="application/akn+xhtml" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27/data.html" title="HTML5 snippet"/>

					
					<atom:link rel="http://purl.org/dc/terms/tableOfContents" hreflang="en" href="http://www.legislation.gov.uk/ukpga/2012/21/contents/2017-06-27" title="Table of Contents"/>
					
					<atom:link rel="http://purl.org/dc/terms/replaces" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2013-02-19" title="2013-02-19"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/enacted" title="enacted"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2013-02-19" title="2013-02-19"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2013-04-01" title="2013-04-01"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/ukpga/2012/21/section/5" title="current"/>
					
					<atom:link rel="up" href="http://www.legislation.gov.uk/ukpga/2012/21/2017-06-27" title="Entire legislation"/><atom:link rel="prev" href="http://www.legislation.gov.uk/ukpga/2012/21/section/4/2017-06-27" title="Provision; Section 4"/><atom:link rel="prevInForce" href="http://www.legislation.gov.uk/ukpga/2012/21/section/4/2017-06-27" title="Provision; Section 4"/><atom:link rel="next" href="http://www.legislation.gov.uk/ukpga/2012/21/section/6/2017-06-27" title="Provision; Section 6"/><atom:link rel="nextInForce" href="http://www.legislation.gov.uk/ukpga/2012/21/section/6/2017-06-27" title="Provision; Section 6"/>
					<ukm:PrimaryMetadata><ukm:DocumentClassification><ukm:DocumentCategory Value="primary"/><ukm:DocumentMainType Value="UnitedKingdomPublicGeneralAct"/><ukm:DocumentStatus Value="revised"/></ukm:DocumentClassification><ukm:Year Value="2012"/><ukm:Number Value="21"/><ukm:EnactmentDate Date="2012-12-19"/><ukm:ISBN Value="9780105421122"/><ukm:UnappliedEffects><ukm:UnappliedEffect Row="5" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedProvisions="Act" AffectingClass="UnitedKingdomPublicGeneralAct" URI="http://www.legislation.gov.uk/id/effect/key-ddafed77c16b158e92911c3dc2d47b9d" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2012/21" Type="power to apply conferred (temp.)" AffectingYear="2014" AffectingProvisions="s. 79(4)" EffectId="key-ddafed77c16b158e92911c3dc2d47b9d" AffectingNumber="21" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2014/21" AffectedClass="UnitedKingdomPublicGeneralAct" RequiresApplied="true" AffectedYear="2012" AffectedNumber="21" Comments="temp. until 15.5.2039" Modified="2021-08-16T13:28:52Z"><ukm:AffectedTitle>Financial Services Act 2012</ukm:AffectedTitle><ukm:AffectedProvisions>Act</ukm:AffectedProvisions><ukm:AffectingTitle>Water Act 2014</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-79-4" URI="http://www.legislation.gov.uk/id/ukpga/2014/21/section/79/4">s. 79(4)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-94-3" URI="http://www.legislation.gov.uk/id/ukpga/2014/21/section/94/3">s. 94(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification="with effect in accordance with" OtherQualification="s. 83(1)"/></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect Type="power to apply conferred (temp.)" AffectingNumber="21" AffectedClass="UnitedKingdomPublicGeneralAct" AffectingClass="UnitedKingdomPublicGeneralAct" RequiresApplied="true" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2014/21" Modified="2021-08-16T13:28:52Z" AffectingProvisions="s. 81(10)" AffectedYear="2012" AffectingEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" AffectedProvisions="Act" Comments="temp. until 15.5.2039" AffectingYear="2014" Row="6" EffectId="key-ed4909ff0e3ce4d705d319ad81f3cf85" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2012/21" AffectedNumber="21" URI="http://www.legislation.gov.uk/id/effect/key-ed4909ff0e3ce4d705d319ad81f3cf85"><ukm:AffectedTitle>Financial Services Act 2012</ukm:AffectedTitle><ukm:AffectedProvisions>Act</ukm:AffectedProvisions><ukm:AffectingTitle>Water Act 2014</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-81-10" URI="http://www.legislation.gov.uk/id/ukpga/2014/21/section/81/10">s. 81(10)</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-94-3" URI="http://www.legislation.gov.uk/id/ukpga/2014/21/section/94/3">s. 94(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification="with effect in accordance with" OtherQualification="s. 83(1)"/></ukm:InForceDates></ukm:UnappliedEffect></ukm:UnappliedEffects></ukm:PrimaryMetadata>
					

                    
									<ukm:Notes><ukm:Note IdURI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/5/notes" DocumentURI="http://www.legislation.gov.uk/ukpga/2012/21/section/5/notes"/><ukm:Alternatives><ukm:Alternative URI="http://www.legislation.gov.uk/ukpga/2012/21/pdfs/ukpgaen_20120021_en.pdf" Date="2013-01-17" Title="Explanatory Note" Size="1175217"/></ukm:Alternatives>       
								</ukm:Notes> 
					<ukm:CorrectionSlips><ukm:CorrectionSlip URI="http://www.legislation.gov.uk/ukpga/2012/21/pdfs/ukpgacs_20120021_en.pdf" Date="2013-06-07" Title="Correction Slip" Size="12751"/></ukm:CorrectionSlips><ukm:Alternatives><ukm:Alternative URI="http://www.legislation.gov.uk/ukpga/2012/21/pdfs/ukpga_20120021_en.pdf" Date="2012-12-21" Size="3168184"/></ukm:Alternatives>
					
					<ukm:Statistics>
									<ukm:TotalParagraphs Value="1090"/>
									<ukm:BodyParagraphs Value="388"/>
									<ukm:ScheduleParagraphs Value="702"/>
									<ukm:AttachmentParagraphs Value="0"/>
									<ukm:TotalImages Value="0"/>
								</ukm:Statistics>
				</ukm:Metadata><Primary><Body DocumentURI="http://www.legislation.gov.uk/ukpga/2012/21/body/2017-06-27" IdURI="http://www.legislation.gov.uk/id/ukpga/2012/21/body" NumberOfProvisions="388" RestrictStartDate="2017-06-27"><Part DocumentURI="http://www.legislation.gov.uk/ukpga/2012/21/part/1/2017-06-27" IdURI="http://www.legislation.gov.uk/id/ukpga/2012/21/part/1" NumberOfProvisions="38" id="part-1" RestrictStartDate="2017-03-01"><Number>
          <Strong>PART 1</Strong>
        </Number><Title>Bank of England</Title><P1group RestrictStartDate="2013-04-01"><Title>Further amendments relating to Bank of England</Title><P1 DocumentURI="http://www.legislation.gov.uk/ukpga/2012/21/section/5/2017-06-27" IdURI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/5" id="section-5"><Pnumber PuncAfter=""><CommentaryRef Ref="key-f720feab38b9098fea6027345734a7fe"/><CommentaryRef Ref="key-05f486e687bcabd3b60128200277ad68"/>5</Pnumber><P1para><Text>Schedule 2 contains further amendments relating to the Bank of England.</Text></P1para></P1></P1group></Part></Body></Primary><Commentaries><Commentary id="key-f720feab38b9098fea6027345734a7fe" Type="I"><Para><Text><CitationSubRef SectionRef="section-5" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/5" id="c5eyl6cj2-00041">S. 5</CitationSubRef> in force at 19.2.2013 for specified purposes  by <Citation URI="http://www.legislation.gov.uk/id/uksi/2013/113" Class="UnitedKingdomStatutoryInstrument" Year="2013" Number="113" Title="The Financial Services Act 2012 (Commencement No. 1) Order 2013" id="c5eyl6cj2-00042">S.I. 2013/113</Citation>, <CitationSubRef SectionRef="article-2-2" URI="http://www.legislation.gov.uk/id/uksi/2013/113/article/2/2" CitationRef="c5eyl6cj2-00042" id="c5eyl6cj2-00043">art. 2(2)</CitationSubRef>, <CitationSubRef SectionRef="schedule-part-4" URI="http://www.legislation.gov.uk/id/uksi/2013/113/schedule/part/4" CitationRef="c5eyl6cj2-00042" Operative="true" id="c5eyl6cj2-00044">Sch. Pt. 4</CitationSubRef></Text></Para></Commentary><Commentary id="key-05f486e687bcabd3b60128200277ad68" Type="I"><Para><Text><CitationSubRef SectionRef="section-5" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/5" id="c5ezcq1z2-00115">S. 5</CitationSubRef> in force at 1.4.2013 in so far as not already in force  by <Citation URI="http://www.legislation.gov.uk/id/uksi/2013/423" Class="UnitedKingdomStatutoryInstrument" Year="2013" Number="423" Title="The Financial Services Act 2012 (Commencement No. 2) Order 2013" id="c5ezcq1z2-00116">S.I. 2013/423</Citation>, <CitationSubRef SectionRef="article-3" URI="http://www.legislation.gov.uk/id/uksi/2013/423/article/3" CitationRef="c5ezcq1z2-00116" id="c5ezcq1z2-00117">art. 3</CitationSubRef>, <CitationSubRef SectionRef="schedule" URI="http://www.legislation.gov.uk/id/uksi/2013/423/schedule" CitationRef="c5ezcq1z2-00116" Operative="true" id="c5ezcq1z2-00118">Sch.</CitationSubRef></Text></Para></Commentary></Commentaries></Legislation>