http://www.legislation.gov.uk/ukpga/2010/10/section/1Third Parties (Rights against Insurers) Act 2010An Act to make provision about the rights of third parties against insurers of liabilities to third parties in the case where the insured is insolvent, and in certain other cases.texttext/xmlenStatute Law Database2024-05-18Expert Participation2024-01-04 11This section applies if—aa relevant person incurs a liability against which that person is insured under a contract of insurance, orba person who is subject to such a liability becomes a relevant person.2The rights of the relevant person under the contract against the insurer in respect of the liability are transferred to and vest in the person to whom the liability is or was incurred (the “third party”).3The third party may bring proceedings to enforce the rights against the insurer without having established the relevant person's liability; but the third party may not enforce those rights without having established that liability.4For the purposes of this Act, a liability is established only if its existence and amount are established; and, for that purpose, “establish” means establish—aby virtue of a declaration under section 2 or a declarator under section 3,bby a judgment or decree,cby an award in arbitral proceedings or by an arbitration, ordby an enforceable agreement.5In this Act—areferences to an “insured” are to a person who incurs or who is subject to a liability to a third party against which that person is insured under a contract of insurance;breferences to a “relevant person” are to a person within sections 4 to 7 (and see also paragraph 1A of Schedule 3) ;creferences to a “third party” are to be construed in accordance with subsection (2);dreferences to “transferred rights” are to rights under a contract of insurance which are transferred under this section.S. 1 in force at 1.8.2016 by S.I. 2016/550, art. 2Words in s. 1(5)(b) inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 4