<Legislation xmlns="http://www.legislation.gov.uk/namespaces/legislation" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1" NumberOfProvisions="470" xsi:schemaLocation="http://www.legislation.gov.uk/namespaces/legislation http://www.legislation.gov.uk/schema/legislation.xsd" SchemaVersion="1.0" RestrictExtent="E+W+S+N.I." RestrictStartDate="2026-01-19"><ukm:Metadata xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dct="http://purl.org/dc/terms/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:ukm="http://www.legislation.gov.uk/namespaces/metadata">
					<dc:identifier>http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW</dc:identifier><dc:title>Banking Act 2009</dc:title><dc:description>An Act to make provision about banking.</dc:description><dc:type>text</dc:type><dc:format>text/xml</dc:format><dc:language>en</dc:language><dc:publisher>Statute Law Database</dc:publisher><dc:modified>2026-02-20</dc:modified><dc:contributor>Expert Participation</dc:contributor><dct:valid>2026-01-19</dct:valid>
					
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					<atom:link rel="http://purl.org/dc/terms/replaces" href="http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW/2015-01-01" title="2015-01-01"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW/2015-01-01" title="2015-01-01"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW/2016-12-16" title="2016-12-16"/>
					
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					<ukm:PrimaryMetadata><ukm:DocumentClassification><ukm:DocumentCategory Value="primary"/><ukm:DocumentMainType Value="UnitedKingdomPublicGeneralAct"/><ukm:DocumentStatus Value="revised"/></ukm:DocumentClassification><ukm:Year Value="2009"/><ukm:Number Value="1"/><ukm:EnactmentDate Date="2009-02-12"/><ukm:ISBN Value="9780105450184"/><ukm:UnappliedEffects><ukm:UnappliedEffect AffectedNumber="1" AffectingProvisions="s. 96(3)" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2012/21" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2009/1" AffectedExtent="E+W+S+N.I." AffectedClass="UnitedKingdomPublicGeneralAct" AffectingNumber="21" RequiresApplied="true" Row="166" Type="inserted" AffectingYear="2012" AffectedYear="2009" AffectingClass="UnitedKingdomPublicGeneralAct" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" Modified="2024-02-13T13:42:44Z" EffectId="key-7455a3adf89e32b35f6ac8cdf42c31d1" URI="http://www.legislation.gov.uk/id/effect/key-7455a3adf89e32b35f6ac8cdf42c31d1" AffectedProvisions="s. 4(8A) (8B)" AffectingEffectsExtent="E+W+S+N.I."><ukm:AffectedTitle>Banking Act 2009</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="section-4-8A" URI="http://www.legislation.gov.uk/id/ukpga/2009/1/section/4/8A" FoundRef="section-4">s. 4(8A)</ukm:Section> <ukm:Section Ref="section-4-8B" URI="http://www.legislation.gov.uk/id/ukpga/2009/1/section/4/8B" FoundRef="section-4">(8B)</ukm:Section></ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services Act 2012</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-96-3" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/96/3">s. 96(3)</ukm:Section></ukm:AffectingProvisions><ukm:Savings><ukm:Section Ref="schedule-20" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/schedule/20">Sch. 20</ukm:Section></ukm:Savings><ukm:CommencementAuthority><ukm:Section Ref="section-122-3" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/122/3">s. 122(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect AffectingNumber="21" AffectedExtent="E+W+S+N.I." Row="231" AffectingClass="UnitedKingdomPublicGeneralAct" Modified="2024-02-13T13:42:44Z" Type="inserted" AffectedURI="http://www.legislation.gov.uk/id/ukpga/2009/1" AffectedEffectsExtent="S+A+M+E+A+S+A+F+F+E+C+T+E+D" EffectId="key-d8a63745bbb1439c835cfacc25903209" RequiresApplied="true" AffectingEffectsExtent="E+W+S+N.I." AffectedClass="UnitedKingdomPublicGeneralAct" AffectingYear="2012" AffectedProvisions="s. 8(2)(d) and word" AffectedYear="2009" AffectedNumber="1" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2012/21" URI="http://www.legislation.gov.uk/id/effect/key-d8a63745bbb1439c835cfacc25903209" AffectingProvisions="s. 96(4)(b)"><ukm:AffectedTitle>Banking Act 2009</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="section-8-2-d" URI="http://www.legislation.gov.uk/id/ukpga/2009/1/section/8/2/d" FoundRef="section-8">s. 8(2)(d)</ukm:Section> and word</ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services Act 2012</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-96-4-b" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/96/4/b">s. 96(4)(b)</ukm:Section></ukm:AffectingProvisions><ukm:Savings><ukm:Section Ref="schedule-20" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/schedule/20">Sch. 20</ukm:Section></ukm:Savings><ukm:CommencementAuthority><ukm:Section Ref="section-122-3" URI="http://www.legislation.gov.uk/id/ukpga/2012/21/section/122/3">s. 122(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect></ukm:UnappliedEffects></ukm:PrimaryMetadata>
					

                    
									<ukm:Notes><ukm:Note IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/notes"/><ukm:Alternatives><ukm:Alternative Date="2009-02-25" URI="http://www.legislation.gov.uk/ukpga/2009/1/pdfs/ukpgaen_20090001_en.pdf" Title="Explanatory Note"/></ukm:Alternatives>       
								</ukm:Notes> 
					<ukm:Alternatives>
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				</ukm:Metadata><Primary><Body DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/body" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/body" NumberOfProvisions="470" RestrictExtent="E+W+S+N.I." RestrictStartDate="2026-01-19"><Part DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/part/1" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/part/1" NumberOfProvisions="229" id="part-1" RestrictExtent="E+W+S+N.I." RestrictStartDate="2026-01-19"><Number><CommentaryRef Ref="key-3f368772f125ea1ae21ac6cfd6f06119"/><CommentaryRef Ref="key-f4fd0d520deafd39562d2dea05f424f5"/><Strong>Part 1</Strong></Number><Title>Special Resolution Regime</Title><Chapter DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/part/1/chapter/4" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/part/1/chapter/4" NumberOfProvisions="28" id="part-1-chapter-4" ConfersPower="true" RestrictExtent="E+W+S+N.I." RestrictStartDate="2023-08-29"><Number><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">Chapter 4</Addition></Number><Title><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">Information, investigation and enforcement</Addition></Title><Pblock DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/chapter/4/crossheading/enforcement-of-relevant-requirements" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/chapter/4/crossheading/enforcement-of-relevant-requirements" NumberOfProvisions="11" id="chapter-4-crossheading-enforcement-of-relevant-requirements" RestrictStartDate="2020-12-31"><Title><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">Enforcement of relevant requirements</Addition></Title><P1group RestrictExtent="E+W+S+N.I." RestrictStartDate="2016-12-16"><Title><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">Appeal</Addition></Title><P1 DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/section/83ZW" id="section-83ZW"><Pnumber PuncAfter="."><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">83ZW</Addition></Pnumber><P1para><P2 DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW/1" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/section/83ZW/1" id="section-83ZW-1"><Pnumber><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">1</Addition></Pnumber><P2para><Text><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">If the Bank of England decides to impose a sanction on a person under section 83ZR, the person may appeal to the Upper Tribunal.</Addition></Text></P2para></P2><P2 DocumentURI="http://www.legislation.gov.uk/ukpga/2009/1/section/83ZW/3" IdURI="http://www.legislation.gov.uk/id/ukpga/2009/1/section/83ZW/3" id="section-83ZW-3"><Pnumber><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1"><Addition ChangeId="key-89e44db0fc5252ae57f34e88c8f51ba8-1598648654459" CommentaryRef="key-89e44db0fc5252ae57f34e88c8f51ba8">2</Addition></Addition></Pnumber><P2para><Text><Addition ChangeId="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1-1582895119724" CommentaryRef="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1">The   Bank of England may not impose a sanction while an appeal under this section could be brought or is pending.</Addition></Text></P2para></P2></P1para></P1></P1group></Pblock></Chapter></Part></Body></Primary><Commentaries><Commentary id="key-3f368772f125ea1ae21ac6cfd6f06119" Type="C"><Para><Text>Pt. 1 restricted (7.1.2010) by <Citation URI="http://www.legislation.gov.uk/id/uksi/2010/35" id="c5nlkqlf2-00007" Class="UnitedKingdomStatutoryInstrument" Year="2010" Number="35" Title="Banking Act 2009 (Exclusion of Insurers) Order 2010">Banking Act 2009 (Exclusion of Insurers) Order 2010 (S.I. 2010/35)</Citation>, <CitationSubRef CitationRef="c5nlkqlf2-00007" id="c5nlkqlf2-00008" URI="http://www.legislation.gov.uk/id/uksi/2010/35/article/1" SectionRef="article-1">arts. 1</CitationSubRef>, <CitationSubRef CitationRef="c5nlkqlf2-00007" id="c5nlkqlf2-00009" URI="http://www.legislation.gov.uk/id/uksi/2010/35/article/2" SectionRef="article-2" Operative="true">2</CitationSubRef></Text></Para></Commentary><Commentary id="key-f4fd0d520deafd39562d2dea05f424f5" Type="C"><Para><Text>Pt. 1: power to amend conferred (1.3.2014) by <Citation URI="http://www.legislation.gov.uk/id/ukpga/2013/33" id="ckn1g5hk3-00068" Class="UnitedKingdomPublicGeneralAct" Year="2013" Number="33" Title="Financial Services (Banking Reform) Act 2013">Financial Services (Banking Reform) Act 2013 (c. 33)</Citation>, <CitationSubRef CitationRef="ckn1g5hk3-00068" id="ckn1g5hk3-00069" URI="http://www.legislation.gov.uk/id/ukpga/2013/33/section/17/3/f" SectionRef="section-17-3-f" Operative="true">ss. 17(3)(f)</CitationSubRef>, <CitationSubRef CitationRef="ckn1g5hk3-00068" id="ckn1g5hk3-00070" URI="http://www.legislation.gov.uk/id/ukpga/2013/33/section/148/5" SectionRef="section-148-5">148(5)</CitationSubRef>; <Citation URI="http://www.legislation.gov.uk/id/uksi/2014/377" id="ckn1g5hk3-00071" Class="UnitedKingdomStatutoryInstrument" Year="2014" Number="377" Title="The Financial Services (Banking Reform) Act 2013 (Commencement No. 1) Order 2014">S.I. 2014/377</Citation>, <CitationSubRef CitationRef="ckn1g5hk3-00071" id="ckn1g5hk3-00072" URI="http://www.legislation.gov.uk/id/uksi/2014/377/article/2/1/b" SectionRef="article-2-1-b">art. 2(1)(b)</CitationSubRef>, <CitationSubRef CitationRef="ckn1g5hk3-00071" id="ckn1g5hk3-00073" URI="http://www.legislation.gov.uk/id/uksi/2014/377/schedule/part/2" SectionRef="schedule-part-2">Sch. Pt. 2</CitationSubRef></Text></Para></Commentary><Commentary id="key-078a3a5196c0cbc0c6c8cf9b32d7d4e1" Type="F"><Para><Text>Pt. 1 Ch. 4 inserted (1.1.2015) by <Citation URI="http://www.legislation.gov.uk/id/uksi/2014/3329" id="cosfsx1x3-00310" Class="UnitedKingdomStatutoryInstrument" Year="2014" Number="3329" Title="The Bank Recovery and Resolution Order 2014">The Bank Recovery and Resolution Order 2014 (S.I. 2014/3329)</Citation>, <CitationSubRef CitationRef="cosfsx1x3-00310" id="cosfsx1x3-00311" URI="http://www.legislation.gov.uk/id/uksi/2014/3329/article/1/2" SectionRef="article-1-2">arts. 1(2)</CitationSubRef>, <CitationSubRef CitationRef="cosfsx1x3-00310" id="cosfsx1x3-00312" URI="http://www.legislation.gov.uk/id/uksi/2014/3329/article/97" SectionRef="article-97" Operative="true">97</CitationSubRef></Text></Para></Commentary><Commentary id="key-89e44db0fc5252ae57f34e88c8f51ba8" Type="F"><Para><Text>S. 83ZW(2): s. 83Z(3) renumbered as s. 83ZW(2) (16.12.2016) by <Citation URI="http://www.legislation.gov.uk/id/uksi/2016/1239" id="cw11aoit3-00007" Class="UnitedKingdomStatutoryInstrument" Year="2016" Number="1239" Title="The Bank Recovery and Resolution Order 2016">The Bank Recovery and Resolution Order 2016 (S.I. 2016/1239)</Citation>, <CitationSubRef CitationRef="cw11aoit3-00007" id="cw11aoit3-00008" URI="http://www.legislation.gov.uk/id/uksi/2016/1239/article/1/2" SectionRef="article-1-2">arts. 1(2)</CitationSubRef>, <CitationSubRef CitationRef="cw11aoit3-00007" id="cw11aoit3-00009" URI="http://www.legislation.gov.uk/id/uksi/2016/1239/article/19" SectionRef="article-19" Operative="true">19</CitationSubRef></Text></Para></Commentary></Commentaries></Legislation>