Part 5Debt management and relief

Chapter 4Debt management schemes

Introductory

109Debt management schemes

(1)

A debt management scheme is a scheme that meets the conditions in this section.

(2)

The scheme must be open to some or all non-business debtors.

(3)

A scheme is open to a non-business debtor if it allows him to make a request to the scheme operator for a debt repayment plan to be arranged for him.

(4)

The scheme must provide that, if such a request is made—

(a)

a decision must be made about whether a debt repayment plan is to be arranged for the non-business debtor, and

(b)

such a plan must be arranged (if that is the decision made).

(5)

The scheme must be operated by a body of persons (whether a body corporate or not).