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Consumer Credit Act 2006

Consumer Credit Act 2006

2006 CHAPTER 14

Businesses Requiring a Licence and Consequences of Not Being Licensed

Section 25: Credit information services

55.Section 25 amends section 145 of the 1974 Act to include provision of ‘credit information services’ as a type of ancillary credit business. ‘Credit information services’ covers those businesses that help individuals to locate and correct records relating to their financial standing held by credit reference agencies and others in the credit and hire industries. As a consequence, people providing credit information services as part of their business will need to be licensed.

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