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(1)This Part deals with the extent to which the parties to a contract to which this Act applies may by reference to contract terms oust or vary the right to statutory interest that would otherwise apply when a qualifying debt created by the contract (in this Part referred to as “the debt”) is not paid.
(2)This Part applies to contract terms agreed before the debt is created; after that time the parties are free to agree terms dealing with the debt.
(3)This Part has effect without prejudice to any other ground which may affect the validity of a contract term.
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