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					<dc:identifier>http://www.legislation.gov.uk/ukpga/1974/39/section/33D</dc:identifier><dc:title>Consumer Credit Act 1974</dc:title><dc:description>An Act to establish for the protection of consumers a new system, administered by the Director General of Fair Trading, of licensing and other control of traders concerned with the provision of credit, or the supply of goods on hire or hire-purchase, and their transactions, in place of the present enactments regulating moneylenders, pawnbrokers and hire-purchase traders and their transactions; and for related matters.</dc:description><dc:date>1978-09-30</dc:date><dc:type>text</dc:type><dc:format>text/xml</dc:format><dc:language>en</dc:language><dc:publisher>Statute Law Database</dc:publisher><dc:modified>2026-09-30</dc:modified><dc:contributor>Expert Participation</dc:contributor><dct:valid>2026-09-30</dct:valid>
					
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					<ukm:PrimaryMetadata><ukm:DocumentClassification><ukm:DocumentCategory Value="primary"/><ukm:DocumentMainType Value="UnitedKingdomPublicGeneralAct"/><ukm:DocumentStatus Value="revised"/></ukm:DocumentClassification><ukm:Year Value="1974"/><ukm:Number Value="39"/><ukm:EnactmentDate Date="1974-07-31"/><ukm:UnappliedEffects><ukm:UnappliedEffect RequiresApplied="true" AffectedClass="UnitedKingdomPublicGeneralAct" AffectingYear="2010" AffectedURI="http://www.legislation.gov.uk/id/ukpga/1974/39" Row="7" AffectingClass="UnitedKingdomPublicGeneralAct" AffectingEffectsExtent="E+W+S+N.I." Type="inserted" AffectedYear="1974" AffectingNumber="28" URI="http://www.legislation.gov.uk/id/effect/key-0b5bc255caffecf64ec6b18710f9f03b" Modified="2019-01-02T15:17:55Z" AffectedExtent="E+W+S+N.I." EffectId="key-0b5bc255caffecf64ec6b18710f9f03b" AffectingProvisions="Sch. 2 para. 36" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2010/28" AffectedProvisions="s. 25(2A)(b) (ia)" AffectedNumber="39"><ukm:AffectedTitle>Consumer Credit Act 1974</ukm:AffectedTitle><ukm:AffectedProvisions><ukm:Section Ref="section-25-2A-b" URI="http://www.legislation.gov.uk/id/ukpga/1974/39/section/25/2A/b">s. 25(2A)(b)</ukm:Section> <ukm:Section Ref="section-25-2A-ia" URI="http://www.legislation.gov.uk/id/ukpga/1974/39/section/25/2A/ia" FoundRef="section-25">(ia)</ukm:Section></ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services Act 2010</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="schedule-2" URI="http://www.legislation.gov.uk/id/ukpga/2010/28/schedule/2">Sch. 2 </ukm:Section><ukm:Section Ref="schedule-2-paragraph-36" URI="http://www.legislation.gov.uk/id/ukpga/2010/28/schedule/2/paragraph/36">para. 36</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-26-3" URI="http://www.legislation.gov.uk/id/ukpga/2010/28/section/26/3">s. 26(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect></ukm:UnappliedEffects></ukm:PrimaryMetadata>
					

                    
									 
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				</ukm:Metadata><Primary><Body DocumentURI="http://www.legislation.gov.uk/ukpga/1974/39/body" IdURI="http://www.legislation.gov.uk/id/ukpga/1974/39/body" NumberOfProvisions="265" RestrictExtent="E+W+S+N.I." RestrictStartDate="2026-09-30"><Part DocumentURI="http://www.legislation.gov.uk/ukpga/1974/39/part/III" IdURI="http://www.legislation.gov.uk/id/ukpga/1974/39/part/III" NumberOfProvisions="50" id="part-III" RestrictExtent="E+W+S+N.I." RestrictStartDate="2014-04-01"><Number><CommentaryRef Ref="key-236ec9154b97e5f40233a1781a709e72"/>Part III</Number><Title> Licensing of Credit and Hire Businesses</Title><Pblock DocumentURI="http://www.legislation.gov.uk/ukpga/1974/39/part/III/crossheading/further-powers-of-oft-to-regulate-conduct-of-licensees-etc" IdURI="http://www.legislation.gov.uk/id/ukpga/1974/39/part/III/crossheading/further-powers-of-oft-to-regulate-conduct-of-licensees-etc" NumberOfProvisions="5" RestrictExtent="E+W+S+N.I." id="part-III-crossheading-further-powers-of-oft-to-regulate-conduct-of-licensees-etc" Status="Repealed" Match="false" RestrictStartDate="2013-07-26"><Title><CommentaryRef Ref="key-236ec9154b97e5f40233a1781a709e72"/><Emphasis>Further powers of <Acronym Expansion="Office of Fair Trading">OFT</Acronym> to regulate conduct of licensees <Abbreviation Expansion="et cetera" xml:lang="la">etc.</Abbreviation></Emphasis></Title><P1group Status="Repealed" Match="false" RestrictStartDate="2013-07-26"><Title>Procedure in relation to requirements</Title><P1 DocumentURI="http://www.legislation.gov.uk/ukpga/1974/39/section/33D" IdURI="http://www.legislation.gov.uk/id/ukpga/1974/39/section/33D" id="section-33D"><Pnumber PuncAfter=""><CommentaryRef Ref="key-236ec9154b97e5f40233a1781a709e72"/>33D</Pnumber><P1para><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P1para></P1></P1group></Pblock></Part></Body></Primary><Commentaries><Commentary id="key-236ec9154b97e5f40233a1781a709e72" Type="F"><Para><Text>Pt. III omitted (26.7.2013 for specified purposes, 1.4.2014 in so far as not already in force) by virtue of <Citation URI="http://www.legislation.gov.uk/id/uksi/2013/1881" id="cjwu2q672-00465" Class="UnitedKingdomStatutoryInstrument" Year="2013" Number="1881" Title="The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013">The Financial Services and Markets Act 2000 (Regulated Activities) (Amendment) (No.2) Order 2013 (S.I. 2013/1881)</Citation>, <CitationSubRef id="cjwu2q672-00466" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/1/2" SectionRef="article-1-2">arts. 1(2)</CitationSubRef><CitationSubRef id="cjwu2q672-00467" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/1/6" SectionRef="article-1-6">(6)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00468" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/20/10" SectionRef="article-20-10" Operative="true">20(10)</CitationSubRef> (with <CitationSubRef id="cjwu2q672-00469" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/37/5" SectionRef="article-37-5">arts. 37(5)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00470" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/39/4" SectionRef="article-39-4">39(4)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00471" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/41/5" SectionRef="article-41-5">41(5)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00472" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/44/5" SectionRef="article-44-5">44(5)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00473" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/46/3/b" SectionRef="article-46-3-b">46(3)(b)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00474" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/48/3" SectionRef="article-48-3">48(3)</CitationSubRef>, <CitationSubRef id="cjwu2q672-00475" CitationRef="cjwu2q672-00465" URI="http://www.legislation.gov.uk/id/uksi/2013/1881/article/54/2" SectionRef="article-54-2">54(2)</CitationSubRef>)</Text></Para></Commentary></Commentaries></Legislation>