xmlns:atom="http://www.w3.org/2005/Atom" xmlns:atom="http://www.w3.org/2005/Atom"

SCHEDULES

SCHEDULE 3U.K. Transitional and Commencement Provisions

Part II of Act U.K. Credit Agreements, Hire Agreements and Linked Transactions

Total charge for creditU.K.

4U.K.Section 20 applies to consumer credit agreements whenever made.