PART 4Debt respite scheme administration

Electronic system maintained by the Secretary of State

35.—(1) The Secretary of State must maintain an electronic system for the purpose of—

(a)giving and receiving communications and notifications in connection with moratoria, and

(b)maintaining a register of matters relating to moratoria.

(2) The Secretary of State may send and receive communications in connection with moratoria by means of the electronic system where the Secretary of State considers it appropriate to do so.

(3) The following persons are entitled to information contained on the electronic system that concerns or is relevant to a debtor—

(a)the Secretary of State,

(b)the debt advice provider who initiated a moratorium on behalf of the debtor, and

(c)the debt advice provider to whom the debtor has been referred since the start of the moratorium.

(4) The following persons are entitled to information contained on the register that concerns or is relevant to a debtor—

(a)the debtor,

(b)the Secretary of State,

(c)any debt advice provider, and

(d)those creditors who have received notification of a moratorium relating to the debtor under these Regulations.

(5) A creditor is not entitled to information contained on the register or otherwise held by the Secretary of State about—

(a)any other creditor of the debtor,

(b)any moratorium debt owed by the debtor to any other creditor, or

(c)the debtor’s usual residential address where regulation 38 applies.

(6) The Secretary of State must delete from the register all information concerning a moratorium where fifteen months have elapsed from the date on which the moratorium ended or was cancelled under these Regulations.