PART 1General provisions

Death of debtor during a moratorium period21

1

Where a debtor dies during a moratorium period, the moratorium ends on the day after the day on which the debtor died.

2

A debt advice provider must, as soon as reasonably practicable after being informed or becoming aware of the death of the debtor, notify the Secretary of State of the death.

3

Where the Secretary of State receives a notification under paragraph (2), the Secretary of State must, by the end of the following business day—

a

cause an entry to be made on the register, and

b

send a notification of the end of the moratorium to each creditor and agent who received notification of the moratorium under these Regulations.

4

Paragraph (3) is subject to regulation 38.

5

A notification sent to a creditor or agent in accordance with paragraph (3)(b) must—

a

specify the date on which the moratorium ended, and

b

state the reason for the end of the moratorium.