PART 6

Survivor’s benefits
CHAPTER 3

Death grant
SECTION 1

General

Payment of death grant
138
On the death of a member (D), a death grant is payable as follows—
a
to D’s death grant beneficiary;
b
if there is more than one death grant beneficiary, to those beneficiaries in the shares determined in accordance with regulation 133(4) and (5); or
c
if there is no death grant beneficiary—
i
to D’s surviving adult; or
ii
if there is no surviving adult, to D’s personal representatives as part of D’s estate.
SECTION 2

Death in service

Death in service grant
139
1
A death grant is payable under this regulation if a member (D) dies in service (“death in service grant”).
2
A death in service grant is not payable if—
a
D dies while in pensionable service that is not post-benefit service and a retirement pension other than a phased retirement pension becomes payable before D’s death; or
b
D dies while in a period of post-benefit service and a retirement pension in respect of that period becomes payable before D’s death.
3
If D dies while in pensionable service that is not post-benefit service, the amount of the death in service grant is found by—
a
multiplying D’s annual rate of pensionable earnings as at the date of D’s death by 3; and
b
deducting the following amounts previously paid to D in respect of pensionable service under this scheme—
i
any part of a lump sum under regulation 168 not attributable to additional pension;
ii
any short-service serious ill-health grant.
4
If D dies while in a period of post-benefit service, the amount of the death in service grant is found by—
a
multiplying D’s annual rate of pensionable earnings as at the date of D’s death by 3; and
b
deducting the following amounts previously payable to D under this scheme in respect of both the period of post-benefit service and any previous period of pensionable service—
i
any lump sum under regulation 168 not attributable to additional pension;
ii
any short-service serious ill-health grant.
SECTION 3

Death out of service

Death out of service grant
140
1
A death grant is payable under this regulation if a member (D) dies out of service (“death out of service grant”).
2
A death out of service grant is not payable if—
a
D dies following a period of pensionable service that is not post-benefit service and a retirement pension other than a phased retirement pension becomes payable before D’s death; or
b
D dies following a period of post-benefit service and a retirement pension other than a phased retirement pension in respect of that period becomes payable before D’s death.
3
The amount of the death out of service grant for D—
a
if a surviving adult pension becomes payable on D’s death, is found by—
i
taking the amount of D’s accrued earned pension as at the date of D’s death;
ii
multiplying that amount by 2.25; and
iii
deducting the amounts specified in paragraph (4);
b
if a surviving adult pension does not become payable on D’s death, but D was qualified for retirement benefits, is the greater of—
i
the amount calculated under paragraph (3)(a); or
ii
the total of the amounts specified in paragraph (6).
4
The amounts to be deducted under paragraph 3(a) are—
a
if D dies following a period of pensionable service that is not post-benefit service—
i
any part of a lump sum under regulation 168 not attributable to additional pension; and
ii
any short-service serious ill-health grant;
b
if D dies following a period of post-benefit service, any part of a lump sum under regulation 168 in relation to the post-benefit service which is not attributable to additional pension.
5
If at the date of D’s death D was not qualified for retirement benefits or a short-service serious ill-health grant had not become payable, the amount of the death out of service grant is the total of the amounts specified in paragraph (6).
6
The amounts are—
a
all members’ contributions, additional pension contributions, buy-out contributions and faster accrual contributions paid up to the date of D’s death, excluding—
i
any contributions paid in respect of a pension benefit which has become payable before the application for payment; and
ii
any contributions paid in respect of any period of pensionable service for which a short-service serious ill-health grant has been paid;
b
interest on those contributions from the first day of the financial year following that in which they were paid to the date of payment at 3% per year, compounded with yearly rests.

Supplementary death grant payable on death of pensioner member
141
1
A death grant is payable under this regulation (“supplementary death grant”) if—
a
a member (D) dies as a pensioner member; and
b
AR is greater than AP.
2
The amount of the death grant is AR-AP, where—
AR is 5 x D’s annual rate of retirement pension payable as at the date of D’s death; and
AP is the total amount of pension which was payable to D up until D’s death.