Age,Appropriate factor,
29 or under,8,
30 to 39,9,
40 to 49,10,
50 or over,12,

25 and below,30,7/6ths,113%,
26,29,115%,111%,
27,28,113%,109%,
28,27,111%,107%,
29,26,108%,104%,
30,25,105%,104%,
31,24,102%,98%,
32,23,99%,95%,
33,22,96%,92%,
34,21,92%,88%,
35 and above,20 or fewer,88%,84%,

25 and below,30,7/6ths,113%,
26,29,115%,111%,
27,28,113%,109%,
28,27,111%,107%,
29,26,108%,104%,
30,25,105%,101%,
31,24,102%,98%,
32,23,99%,95%,
33,22,96%,92%,
34,21,92%,88%,
35 and above,20 or fewer,88%,84%,