The Education (Student Support) Regulations (Northern Ireland) 2007 No. 195

PART 6 LOANS FOR LIVING COSTS

CHAPTER 2 MAXIMUM AMOUNTS OF LOANS

General

65.—(1) The maximum amount of a loan for living costs in respect of an academic year is calculated as follows—

(a) where the eligible student is a current system student with full entitlement, in accordance with regulation 66 or 67;

(b) where the eligible student is an old system student with full entitlement, in accordance with regulation 68;

(c) where the eligible student is a student with reduced entitlement, in accordance with regulation 69.

Current system students with full entitlement

66.—(1) This regulation applies to a current system student with full entitlement (other than a type 1 or type 2 teacher training student whose contribution exceeds nil).

(2) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year other than the final year of a course that is not an intensive course is equal to where—

• X is—

  (i)

  for a student in category A, £3,495;

  (ii)

  for a student in category B, £6,315;

  (iii)

  for a student in category C, £5,375;

  (iv)

  for a student in category D, £4,510;

• Y is the maintenance grant amount.

(3) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year that is the final year of a course that is not an intensive course is equal to where—

• X is—

  (i)

  for a student in category A, £3,155;

  (ii)

  for a student in category B, £5,750;

  (iii)

  for a student in category C, £4,675;

  (iv)

  for a student in category D, £4,175;

• Y is the maintenance grant amount.

(4) In this regulation, “the maintenance grant amount” is—

(a) where the student qualifies under Chapter 6 of Part 5 for an amount of maintenance grant not exceeding £1,230, the amount of maintenance grant payable;

(b) where the student qualifies under Chapter 6 of Part 5 for an amount of maintenance grant exceeding £1,230, but less than £3,265, £1,230 with the addition of the amount calculated at paragraph (5);

(c) where the student qualifies under regulation 59(2)(b) for an amount of maintenance grant exceeding £1,230, but not exceeding £1,632, £1,230 with the addition of the amount calculated at paragraph (6);

(d) where the student qualifies under Chapter 6 of Part 5 for an amount of maintenance grant of £3,265, £1,765; and

(e) where no maintenance grant is payable, nil.

(5) For the purposes of paragraph (4)(b) the maintenance grant amount is the amount by which the grant calculated at sub-paragraph (b) exceeds the amount calculated at sub-paragraph (a)—

(a)

(b)

where A is the household income.

(6) For the purposes of paragraph (4)(c) the maintenance grant amount is the amount by which the grant calculated at sub-paragraph (b) exceeds the amount calculated at sub-paragraph (a)—

(a)

(b)

where A is the household income.

Type 1 and type 2 teacher training students

67.—(1) This regulation applies to a current system student with full entitlement who is a type 1 or type 2 teacher training student whose contribution exceeds nil.

(2) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year other than the final year of a course that is not an accelerated course is —

(a) for a student in category A, £3,495;

(b) for a student in category B, £6,315;

(c) for a student in category C, £5,375;

(d) for a student in category D, £4,510.

(3) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which a student to whom this regulation applies qualifies in respect of an academic year that is the final year of a course that is not an accelerated course is—

(a) for a student in category A, £3,155;

(b) for a student in category B, £5,750;

(c) for a student in category C, £4,675;

(d) for a student in category D, £4,175.

Old system students with full entitlement

68.—(1) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which an old system student with full entitlement qualifies in respect of an academic year other than the final year of a course that is not an intensive course is equal to X – Y where—

X is—

(a) for a student in category A, £3,495;

(b) for a student in category B, £6,315;

(c) for a student in category C, £5,375;

(d) for a student in category D, £4,510;

Y is the reduction.

(2) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which an old system student with full entitlement qualifies in respect of an academic year that is the final year of a course that is not an intensive course is equal to X – Y where—

X is—

(a) for a student in category A, £3,155;

(b) for a student in category B, £5,750;

(c) for a student in category C, £4,675;

(d) for a student in category D, £4,175;

Y is the reduction.

(3) In this regulation, “the reduction” is—

(a) for students eligible for the maximum bursary of £2,000, £1,500; and

(b) in all other cases the amount of bursary for which the student is eligible, subject to paragraph (4).

(4) Where the maximum amount of loans set out in paragraphs (1) and (2) are reduced under paragraph (3), such reductions shall not have effect so as to reduce the amount of loan below the amount applicable to the student under regulation 69(1)(e) or (2)(e).

Students with reduced entitlement

69.—(1) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which a student with reduced entitlement qualifies in respect of an academic year of a course other than the final year of a course that is not an intensive course is—

(a) where the student does not qualify for a grant for living and other costs in relation to the academic year because of regulation 39(3)(a)—

(i) for a student in category A, £1,660;

(ii) for a student in category B, £3,100;

(iii) for a student in category C or D, £2,210.

(b) where the student does not qualify for a grant for living and other costs in relation to the academic year because of regulation 39(3)(b) or (5)—

(i) for a student in category A, £1,660;

(ii) for a student in category B, £3,100;

(iii) for a student in category C, £2,645;

(iv) for a student in category D, £2,210;

(c) where a current system student applies for a loan for living costs and opts not to provide the information needed to calculate the household income an amount equal to where—

• X is—

  (i)

  for a student in category A, £2,620;

  (ii)

  for a student in category B, £4,735;

  (iii)

  for a student in category C, £4,030;

  (iv)

  for a student in category D, £3,385;

• Y is the amount specified in sub-paragraph (d);

(d) the specified amount is—

(i) £615 where the student is a type 1 teacher training student who opts not to provide the information needed to calculate the household income when applying for a maintenance grant and who qualifies for a maintenance grant of £615;

(ii) £1,230 where the student is a type 2 teacher training student who opts not to provide the information needed to calculate the household income when applying for a maintenance grant and who qualifies for a maintenance grant of £1,230;

(iii) nil where the student is not a type 1 or type 2 teacher training student.

(e) Where an old system student applies for a loan for living costs and opts not to provide information needed to calculate the household income—

(i) for a student in category A, £2,005;

(ii) for a student in category B, £4,825;

(iii) for a student in category C or D, £3,885;

(iv) for a student in category E, £3,020.

(2) Subject to Chapter 3 of this Part, the maximum amount of loan for living costs for which a student with reduced entitlement qualifies in respect of an academic year that is the final year of a course that is not an intensive course is—

(a) where the student does not qualify for a grant for living and other costs in relation to the academic year because of regulation 39(3)(a)—

(i) for a student in category A, £1,260;

(ii) for a student in category B, £2,375;

(iii) for a student in category C or D, £1,720;

(b) where the student does not qualify for a grant for living and other costs in relation to the academic year because of regulation 39(3)(b) or (5)—

(i) for a student in category A, £1,260;

(ii) for a student in category B, £2,375;

(iii) for a student in category C, £1,930;

(iv) for a student in category D, £1,720;

(c) where a current system student applies for a loan for living costs and opts not to provide the information needed to calculate the household income an amount equal to where—

• X is—

  (i)

  for a student in category A, £2,365;

  (ii)

  for a student in category B, £4,315;

  (iii)

  for a student in category C, £3,505;

  (iv)

  for a student in category D, £3,130;

• Y is the amount specified in sub-paragraph (d);

(d) the specified amount is—

(i) £615 where the student is a type 1 teacher training student who opts not to provide the information needed to calculate the household income when applying for a maintenance grant and who qualifies for a maintenance grant of £615;

(ii) £1,230 where the student is a type 2 teacher training student who opts not to provide the information needed to calculate the household income when applying for a maintenance grant and who qualifies for a maintenance grant of £1,230;

(iii) nil where the student is not a type 1 or type 2 teacher training student;

(e) Where an old system student applies for a loan for living costs and opts not to provide information needed to calculate the household income—

(i) for a student in category A, £1,665;

(ii) for a student in category B, £4,260;

(iii) for a student in category C or D, £3,185;

(iv) for a student in category E, £2,685.