Explanatory Memorandum

Debt Relief Act (Northern Ireland) 2010

2010 CHAPTER 16

15 December 2010

Commentary on Sections

Section 1: Debt relief orders

Part 7A to the 1989 Order

Article 208I: Discharge from qualifying debts

Article 208I provides for the debtor to be discharged from his qualifying debts as specified in the order at the end of the moratorium period, and the circumstances in which the debtor will not be discharged from the debts – in particular if the moratorium period is terminated early. The debtor will not be discharged from any debts listed in the order that were incurred through fraud. The Article also specifies that discharge of the debtor from the debts does not release any other person from their liability for the debts.