PART 1PENSION SCHEME MEMBERSHIP FOR JOBHOLDERS

CHAPTER 1EMPLOYERS' DUTIES

Employers' duties

3Automatic enrolment

1

This section applies to a jobholder who—

a

is aged at least 22, and

b

has not reached pensionable age.

2

The employer must make prescribed arrangements by which the jobholder becomes an active member of an automatic enrolment scheme with effect from the automatic enrolment date.

3

Subsection (2) does not apply if the jobholder was an active member of a qualifying scheme on the automatic enrolment date.

4

Subsection (2) does not apply if, within the prescribed period before the automatic enrolment date, the jobholder ceased to be an active member of a qualifying scheme because of any action or omission by the jobholder.

5

For the purposes of arrangements under subsection (2) regulations may require information to be provided to any person by the employer or—

a

where the arrangements relate to an occupational pension scheme, the trustees or managers of the scheme;

b

where the arrangements relate to a personal pension scheme, the provider of the scheme.

6

For the purposes of arrangements made under subsection (2) in relation to a personal pension scheme, regulations may deem an agreement to exist (subject to section 8) between the jobholder and the provider of the scheme for the jobholder to be an active member of the scheme on terms and conditions determined in accordance with the regulations.

7

The automatic enrolment date, in relation to any person, is the first day on which this section applies to the person as a jobholder of the employer.

8

In this Part as it applies in the case of any jobholder, references to an automatic enrolment scheme are references to a pension scheme which is an automatic enrolment scheme in relation to that jobholder (see section 17).