F1By way of derogation from point (b) of Article 49(2) of Regulation (EU) No 1308/2013, the Union financial contribution to the support for harvest insurance shall not exceed 70 % of the cost of the insurance premiums paid for by producers for insurance:

1. (a)

   against losses referred to in point (a) of Article 49(2) of Regulation (EU) No 1308/2013 and against other losses caused by adverse climatic events;

2. (b)

   against losses caused by animals, plant diseases or pest infestations;

3. (c)

   against losses caused by human pandemics.