<Legislation xmlns="http://www.legislation.gov.uk/namespaces/legislation" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" DocumentURI="http://www.legislation.gov.uk/eur/2018/32" IdURI="http://www.legislation.gov.uk/id/eur/2018/32" NumberOfProvisions="2" xsi:schemaLocation="http://www.legislation.gov.uk/namespaces/legislation http://www.legislation.gov.uk/schema/legislation.xsd" SchemaVersion="2.0" Status="Repealed" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I."><ukm:Metadata xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dct="http://purl.org/dc/terms/" xmlns:atom="http://www.w3.org/2005/Atom" xmlns:ukm="http://www.legislation.gov.uk/namespaces/metadata">
					<dc:identifier>http://www.legislation.gov.uk/eur/2018/32</dc:identifier><dc:title>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance) (revoked)</dc:title><dct:alternative>Commission Delegated Regulation (EU) 2018/32</dct:alternative><dc:description>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance)</dc:description><dc:modified>2023-05-05</dc:modified><dc:publisher>King's Printer of Acts of Parliament</dc:publisher><dc:source>https://webarchive.nationalarchives.gov.uk/eu-exit/https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32018R0032</dc:source><dc:type>text</dc:type><dc:format>text/xml</dc:format><dc:language>en</dc:language><dct:valid>2020-12-31</dct:valid>
					
					<atom:link rel="self" href="http://www.legislation.gov.uk/eur/2018/32/data.xml" type="application/xml"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/resources" href="http://www.legislation.gov.uk/eur/2018/32/resources" title="More Resources"/>
					
					
					<atom:link rel="http://purl.org/dc/terms/provenance" href="http://www.legislation.gov.uk/eur/2018/32/introduction#commentary-key-5826b2140173ed17554c8d5eb08e0947" title="textual amendment"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/act" href="http://www.legislation.gov.uk/eur/2018/32" title="whole act"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/introduction" href="http://www.legislation.gov.uk/eur/2018/32/introduction" title="introduction"/><atom:link rel="http://www.legislation.gov.uk/def/navigation/signature" href="http://www.legislation.gov.uk/eur/2018/32/signature" title="signature"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/body" href="http://www.legislation.gov.uk/eur/2018/32/body" title="body"/>
					<atom:link rel="http://www.legislation.gov.uk/def/navigation/annexes" href="http://www.legislation.gov.uk/eur/2018/32/annexes" title="annexes"/>
					
					<atom:link rel="http://www.legislation.gov.uk/def/date/euexitday" href="http://www.legislation.gov.uk/eur/2018/32/2020-01-31" title="2020-01-31"/><atom:link rel="http://www.legislation.gov.uk/def/date/euexitTransitionEnd" href="http://www.legislation.gov.uk/eur/2018/32/2020-12-31" title="2020-12-31"/>					
					
					<atom:link rel="http://www.legislation.gov.uk/def/legislation/EffectsApplied" href="https://www.legislation.gov.uk/changes/applied/affected/eur/2018/32" title="Amended by UK"/><atom:link rel="http://www.legislation.gov.uk/def/legislation/DeIndexedEUDocument" href="http://www.legislation.gov.uk/id/eur/2018/32" title="De Indexed EU Document"/>
					
					<atom:link rel="alternate" type="application/rdf+xml" href="http://www.legislation.gov.uk/eur/2018/32/data.rdf" title="RDF/XML"/><atom:link rel="alternate" type="application/akn+xml" href="http://www.legislation.gov.uk/eur/2018/32/data.akn" title="AKN"/><atom:link rel="alternate" type="application/xhtml+xml" href="http://www.legislation.gov.uk/eur/2018/32/data.xht" title="HTML snippet"/><atom:link rel="alternate" type="text/html" href="http://www.legislation.gov.uk/eur/2018/32/data.htm" title="Website (XHTML) Default View"/><atom:link rel="alternate" type="text/csv" href="http://www.legislation.gov.uk/eur/2018/32/data.csv" title="CSV"/><atom:link rel="alternate" type="application/pdf" href="http://www.legislation.gov.uk/eur/2018/32/data.pdf" title="PDF"/>
					<atom:link rel="alternate" type="application/akn+xhtml" href="http://www.legislation.gov.uk/eur/2018/32/data.html" title="HTML5 snippet"/>

					<atom:link rel="alternate" href="http://www.legislation.gov.uk/eur/2018/32/pdfs/eur_20180032_adopted_en.pdf" type="application/pdf" title="Original PDF"/>
					<atom:link rel="http://purl.org/dc/terms/tableOfContents" hreflang="en" href="http://www.legislation.gov.uk/eur/2018/32/contents" title="Table of Contents"/>
					
					<atom:link rel="http://purl.org/dc/terms/replaces" href="http://www.legislation.gov.uk/eur/2018/32/2017-09-28" title="2017-09-28"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/eur/2018/32/adopted" title="adopted"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/eur/2018/32/2017-09-28" title="2017-09-28"/><atom:link rel="http://purl.org/dc/terms/hasVersion" href="http://www.legislation.gov.uk/eur/2018/32/2020-12-31" title="2020-12-31"/>
					
					
					<ukm:EUMetadata><ukm:DocumentClassification>
            <ukm:DocumentCategory Value="euretained"/>
            <ukm:DocumentMainType Value="EuropeanUnionRegulation"/>
            <ukm:DocumentStatus Value="revised"/>
         </ukm:DocumentClassification><ukm:Year Value="2018"/><ukm:Number Value="32"/><ukm:EURLexIdentifiers>
            <ukm:Cellar Value="315c526b-f6a5-11e7-b8f5-01aa75ed71a1"/>
            <ukm:OfficialJournal Value="JOL_2018_006_R_0002"/>
            <ukm:ELI Value="reg_del:2018:32:oj"/>
            <ukm:CELEX Value="32018R0032"/>
         </ukm:EURLexIdentifiers><ukm:EnactmentDate Date="2017-09-28"/><ukm:EURLexModified Date="2018-03-02T16:11:25Z"/><ukm:EURLexExtracted Date="2018-04-22T21:17:53Z"/><ukm:XMLGenerated Date="2020-12-11T22:22:37Z"/><ukm:XMLImported Date="2020-12-12T05:50:45Z"/><ukm:Treaty Title="Treaty on the Functioning of the European Union (consolidated version 2012)" Code="TFEU_2012"/><ukm:CreatedBy Label="European Commission" URI="http://publications.europa.eu/resource/authority/corporate-body/COM"/><ukm:CreatedBy Label="Directorate-General for Justice and Consumers" URI="http://publications.europa.eu/resource/authority/corporate-body/JUST"/><ukm:Subject Scheme="DirectoryCode" Label="Banks" URI="http://publications.europa.eu/resource/authority/fd_555/06202020"/><ukm:Subject Scheme="DirectoryCode" Label="Sectoral application" URI="http://publications.europa.eu/resource/authority/fd_555/0620"/><ukm:Subject Scheme="DirectoryCode" Label="Right of establishment and freedom to provide services" URI="http://publications.europa.eu/resource/authority/fd_555/06"/><ukm:Subject Scheme="DirectoryCode" Label="Service activities" URI="http://publications.europa.eu/resource/authority/fd_555/062020"/><ukm:Subject Scheme="EuroVoc" Label="intra-EU payment" URI="http://eurovoc.europa.eu/2220"/><ukm:Subject Scheme="EuroVoc" Label="account" URI="http://eurovoc.europa.eu/61"/><ukm:Subject Scheme="EuroVoc" Label="financial services" URI="http://eurovoc.europa.eu/8469"/><ukm:Subject Scheme="EuroVoc" Label="bank charges" URI="http://eurovoc.europa.eu/3252"/><ukm:Subject Scheme="EuroVoc" Label="single market" URI="http://eurovoc.europa.eu/3299"/><ukm:Subject Scheme="EuroVoc" Label="consumer information" URI="http://eurovoc.europa.eu/1425"/><ukm:Subject Scheme="EuroVoc" Label="technical standard" URI="http://eurovoc.europa.eu/5235"/><ukm:Subject Scheme="EuroVoc" Label="terminology" URI="http://eurovoc.europa.eu/4441"/><ukm:Subject Scheme="EuroVoc" Label="banking system" URI="http://eurovoc.europa.eu/4356"/><ukm:Subject Scheme="SubjectMatter" Label="Freedom of establishment" URI="http://publications.europa.eu/resource/authority/fd_070/LES"/><ukm:EURLexMetadata>
            <WORK xmlns="">
               <URI>
                  <VALUE>http://publications.europa.eu/resource/cellar/315c526b-f6a5-11e7-b8f5-01aa75ed71a1</VALUE>
                  <IDENTIFIER>315c526b-f6a5-11e7-b8f5-01aa75ed71a1</IDENTIFIER>
                  <TYPE>cellar</TYPE>
               </URI>
               <SAMEAS>
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/oj/JOL_2018_006_R_0002</VALUE>
                     <IDENTIFIER>JOL_2018_006_R_0002</IDENTIFIER>
                     <TYPE>oj</TYPE>
                  </URI>
               </SAMEAS>
               <SAMEAS>
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/eli/reg_del/2018/32/oj</VALUE>
                     <IDENTIFIER>reg_del:2018:32:oj</IDENTIFIER>
                     <TYPE>eli</TYPE>
                  </URI>
               </SAMEAS>
               <SAMEAS>
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/celex/32018R0032</VALUE>
                     <IDENTIFIER>32018R0032</IDENTIFIER>
                     <TYPE>celex</TYPE>
                  </URI>
               </SAMEAS>
               <DATE_DOCUMENT type="date">
                  <VALUE>2017-09-28</VALUE>
                  <YEAR>2017</YEAR>
                  <MONTH>09</MONTH>
                  <DAY>28</DAY>
               </DATE_DOCUMENT>
               <WORK_CREATED_BY_AGENT type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/corporate-body/COM</VALUE>
                     <IDENTIFIER>COM</IDENTIFIER>
                     <TYPE>corporate-body</TYPE>
                  </URI>
                  <OP-CODE>COM</OP-CODE>
                  <IDENTIFIER>COM</IDENTIFIER>
                  <PREFLABEL>European Commission</PREFLABEL>
                  <ALTLABEL>Commission of the European Communities</ALTLABEL>
                  <ALTLABEL>European Commission</ALTLABEL>
                  <ALTLABEL>Commission</ALTLABEL>
               </WORK_CREATED_BY_AGENT>
               <RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE type="concept_level">
                  <RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_4 type="concept">
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/authority/fd_555/06202020</VALUE>
                        <IDENTIFIER>06202020</IDENTIFIER>
                        <TYPE>fd_555</TYPE>
                     </URI>
                     <OP-CODE>06202020</OP-CODE>
                     <IDENTIFIER>06202020</IDENTIFIER>
                     <PREFLABEL>Banks</PREFLABEL>
                  </RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_4>
                  <RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_2 type="concept">
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/authority/fd_555/0620</VALUE>
                        <IDENTIFIER>0620</IDENTIFIER>
                        <TYPE>fd_555</TYPE>
                     </URI>
                     <OP-CODE>0620</OP-CODE>
                     <IDENTIFIER>0620</IDENTIFIER>
                     <PREFLABEL>Sectoral application</PREFLABEL>
                  </RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_2>
                  <RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_1 type="concept">
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/authority/fd_555/06</VALUE>
                        <IDENTIFIER>06</IDENTIFIER>
                        <TYPE>fd_555</TYPE>
                     </URI>
                     <OP-CODE>06</OP-CODE>
                     <IDENTIFIER>06</IDENTIFIER>
                     <PREFLABEL>Right of establishment and freedom to provide services</PREFLABEL>
                  </RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_1>
                  <RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_3 type="concept">
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/authority/fd_555/062020</VALUE>
                        <IDENTIFIER>062020</IDENTIFIER>
                        <TYPE>fd_555</TYPE>
                     </URI>
                     <OP-CODE>062020</OP-CODE>
                     <IDENTIFIER>062020</IDENTIFIER>
                     <PREFLABEL>Service activities</PREFLABEL>
                  </RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE_3>
               </RESOURCE_LEGAL_IS_ABOUT_CONCEPT_DIRECTORY-CODE>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/2220</VALUE>
                        <IDENTIFIER>2220</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2220</IDENTIFIER>
                     <PREFLABEL>intra-EU payment</PREFLABEL>
                     <ALTLABEL>intra-Eurosystem transaction</ALTLABEL>
                     <ALTLABEL>Target payment system</ALTLABEL>
                     <ALTLABEL>Target system</ALTLABEL>
                     <ALTLABEL>intra-Community payment</ALTLABEL>
                     <ALTLABEL>TARGET2</ALTLABEL>
                     <ALTLABEL>Trans-European Automated Real-time Gross settlement Express Transfer system</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/4602</VALUE>
                        <IDENTIFIER>4602</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>4602</IDENTIFIER>
                     <PREFLABEL>Economic and Monetary Union</PREFLABEL>
                     <ALTLABEL>EMU</ALTLABEL>
                     <ALTLABEL>Werner report</ALTLABEL>
                     <ALTLABEL>Werner plan</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100148</VALUE>
                        <IDENTIFIER>100148</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>24</IDENTIFIER>
                     <PREFLABEL>24 FINANCE</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100199</VALUE>
                        <IDENTIFIER>100199</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2411</IDENTIFIER>
                     <PREFLABEL>2411 monetary economics</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <RESOURCE_LEGAL_TYPE type="data">
                  <VALUE>R</VALUE>
               </RESOURCE_LEGAL_TYPE>
               <IDENTIFIER type="data">
                  <VALUE>celex:32018R0032</VALUE>
               </IDENTIFIER>
               <WORK_ID_DOCUMENT type="data">
                  <VALUE>oj:JOL_2018_006_R_0002</VALUE>
               </WORK_ID_DOCUMENT>
               <RESOURCE_LEGAL_BASED_ON_RESOURCE_LEGAL type="link">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/cellar/640c7930-2e83-11e4-8c3c-01aa75ed71a1</VALUE>
                     <IDENTIFIER>640c7930-2e83-11e4-8c3c-01aa75ed71a1</IDENTIFIER>
                     <TYPE>cellar</TYPE>
                  </URI>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/planjo/20140722-027</VALUE>
                        <IDENTIFIER>20140722-027</IDENTIFIER>
                        <TYPE>planjo</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/immc/planjo%3A20140722-027</VALUE>
                        <IDENTIFIER>planjo:20140722-027</IDENTIFIER>
                        <TYPE>immc</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/eli/dir/2014/92/oj</VALUE>
                        <IDENTIFIER>dir:2014:92:oj</IDENTIFIER>
                        <TYPE>eli</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/celex/32014L0092</VALUE>
                        <IDENTIFIER>32014L0092</IDENTIFIER>
                        <TYPE>celex</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/oj/JOL_2014_257_R_0008</VALUE>
                        <IDENTIFIER>JOL_2014_257_R_0008</IDENTIFIER>
                        <TYPE>oj</TYPE>
                     </URI>
                  </SAMEAS>
                  <ANNOTATION>
                     <COMMENT_ON_LEGAL_BASIS>A03P4L3</COMMENT_ON_LEGAL_BASIS>
                     <ARTICLE>3</ARTICLE>
                     <PARAGRAPH>4</PARAGRAPH>
                     <SUBPARAGRAPH>3</SUBPARAGRAPH>
                  </ANNOTATION>
               </RESOURCE_LEGAL_BASED_ON_RESOURCE_LEGAL>
               <RESOURCE_LEGAL_ELI type="data">
                  <VALUE>http://data.europa.eu/eli/reg_del/2018/32/oj</VALUE>
               </RESOURCE_LEGAL_ELI>
               <IDENTIFIER type="data">
                  <VALUE>32018R0032</VALUE>
               </IDENTIFIER>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/61</VALUE>
                        <IDENTIFIER>61</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>61</IDENTIFIER>
                     <PREFLABEL>account</PREFLABEL>
                     <ALTLABEL>financial account</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/54</VALUE>
                        <IDENTIFIER>54</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>54</IDENTIFIER>
                     <PREFLABEL>accounting</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100152</VALUE>
                        <IDENTIFIER>100152</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>40</IDENTIFIER>
                     <PREFLABEL>40 BUSINESS AND COMPETITION</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100230</VALUE>
                        <IDENTIFIER>100230</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>4026</IDENTIFIER>
                     <PREFLABEL>4026 accounting</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <RESOURCE_LEGAL_YEAR type="data">
                  <VALUE>2018</VALUE>
               </RESOURCE_LEGAL_YEAR>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/fd_555/06202020</VALUE>
                     <IDENTIFIER>06202020</IDENTIFIER>
                     <TYPE>fd_555</TYPE>
                  </URI>
                  <OP-CODE>06202020</OP-CODE>
                  <IDENTIFIER>06202020</IDENTIFIER>
                  <PREFLABEL>Banks</PREFLABEL>
               </IS_ABOUT>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/8469</VALUE>
                        <IDENTIFIER>8469</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>8469</IDENTIFIER>
                     <PREFLABEL>financial services</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/8469</VALUE>
                        <IDENTIFIER>8469</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>8469</IDENTIFIER>
                     <PREFLABEL>financial services</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100148</VALUE>
                        <IDENTIFIER>100148</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>24</IDENTIFIER>
                     <PREFLABEL>24 FINANCE</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100200</VALUE>
                        <IDENTIFIER>100200</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2416</IDENTIFIER>
                     <PREFLABEL>2416 financial institutions and credit</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <SERVICE_RESPONSIBLE type="data">
                  <VALUE>JUST</VALUE>
               </SERVICE_RESPONSIBLE>
               <WORK_HAS_RESOURCE-TYPE type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/resource-type/REG_DEL</VALUE>
                     <IDENTIFIER>REG_DEL</IDENTIFIER>
                     <TYPE>resource-type</TYPE>
                  </URI>
                  <OP-CODE>REG_DEL</OP-CODE>
                  <IDENTIFIER>REG_DEL</IDENTIFIER>
                  <PREFLABEL>Delegated regulation</PREFLABEL>
               </WORK_HAS_RESOURCE-TYPE>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/3252</VALUE>
                        <IDENTIFIER>3252</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>3252</IDENTIFIER>
                     <PREFLABEL>bank charges</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/2149</VALUE>
                        <IDENTIFIER>2149</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2149</IDENTIFIER>
                     <PREFLABEL>banking</PREFLABEL>
                     <ALTLABEL>banking operation</ALTLABEL>
                     <ALTLABEL>banking services</ALTLABEL>
                     <ALTLABEL>banking transaction</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100148</VALUE>
                        <IDENTIFIER>100148</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>24</IDENTIFIER>
                     <PREFLABEL>24 FINANCE</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100200</VALUE>
                        <IDENTIFIER>100200</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2416</IDENTIFIER>
                     <PREFLABEL>2416 financial institutions and credit</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <YEAR type="data">
                  <VALUE>2018</VALUE>
               </YEAR>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/3299</VALUE>
                        <IDENTIFIER>3299</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>3299</IDENTIFIER>
                     <PREFLABEL>single market</PREFLABEL>
                     <ALTLABEL>EU single market</ALTLABEL>
                     <ALTLABEL>EC internal market</ALTLABEL>
                     <ALTLABEL>Community internal market</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/5442</VALUE>
                        <IDENTIFIER>5442</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>5442</IDENTIFIER>
                     <PREFLABEL>deepening of the European Union</PREFLABEL>
                     <ALTLABEL>further development of the European Union</ALTLABEL>
                     <ALTLABEL>further development of the Community</ALTLABEL>
                     <ALTLABEL>deepening of the Community</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100144</VALUE>
                        <IDENTIFIER>100144</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>10</IDENTIFIER>
                     <PREFLABEL>10 EUROPEAN UNION</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100176</VALUE>
                        <IDENTIFIER>100176</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>1016</IDENTIFIER>
                     <PREFLABEL>1016 European construction</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/4356</VALUE>
                     <IDENTIFIER>4356</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>4356</IDENTIFIER>
                  <PREFLABEL>banking system</PREFLABEL>
               </IS_ABOUT>
               <RESOURCE_LEGAL_BASED_ON_CONCEPT_TREATY type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/treaty/TFEU_2012</VALUE>
                     <IDENTIFIER>TFEU_2012</IDENTIFIER>
                     <TYPE>treaty</TYPE>
                  </URI>
                  <OP-CODE>TFEU_2012</OP-CODE>
                  <IDENTIFIER>TFEU_2012</IDENTIFIER>
                  <PREFLABEL>Treaty on the Functioning of the European Union (consolidated version 2012)</PREFLABEL>
                  <ALTLABEL>TFEU (2012)</ALTLABEL>
                  <ALTLABEL>Consolidated version of the Treaty on the Functioning of the European Union (2012)</ALTLABEL>
               </RESOURCE_LEGAL_BASED_ON_CONCEPT_TREATY>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/fd_070/LES</VALUE>
                     <IDENTIFIER>LES</IDENTIFIER>
                     <TYPE>fd_070</TYPE>
                  </URI>
                  <OP-CODE>LES</OP-CODE>
                  <IDENTIFIER>LES</IDENTIFIER>
                  <PREFLABEL>Freedom of establishment</PREFLABEL>
               </IS_ABOUT>
               <WORK_CREATED_BY_AGENT type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/corporate-body/JUST</VALUE>
                     <IDENTIFIER>JUST</IDENTIFIER>
                     <TYPE>corporate-body</TYPE>
                  </URI>
                  <OP-CODE>JUST</OP-CODE>
                  <IDENTIFIER>JUST</IDENTIFIER>
                  <PREFLABEL>Directorate-General for Justice and Consumers</PREFLABEL>
                  <ALTLABEL>DG Justice and Consumers</ALTLABEL>
                  <ALTLABEL>JUST</ALTLABEL>
               </WORK_CREATED_BY_AGENT>
               <RESOURCE_LEGAL_HAS_TYPE_ACT_CONCEPT_TYPE_ACT type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/resource-type/REG_DEL</VALUE>
                     <IDENTIFIER>REG_DEL</IDENTIFIER>
                     <TYPE>resource-type</TYPE>
                  </URI>
                  <OP-CODE>REG_DEL</OP-CODE>
                  <IDENTIFIER>REG_DEL</IDENTIFIER>
                  <PREFLABEL>Delegated regulation</PREFLABEL>
               </RESOURCE_LEGAL_HAS_TYPE_ACT_CONCEPT_TYPE_ACT>
               <IDENTIFIER type="data">
                  <VALUE>immc:C(2017)6451/946079</VALUE>
               </IDENTIFIER>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/4441</VALUE>
                     <IDENTIFIER>4441</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>4441</IDENTIFIER>
                  <PREFLABEL>terminology</PREFLABEL>
               </IS_ABOUT>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/5235</VALUE>
                     <IDENTIFIER>5235</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>5235</IDENTIFIER>
                  <PREFLABEL>technical standard</PREFLABEL>
               </IS_ABOUT>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/1425</VALUE>
                        <IDENTIFIER>1425</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>1425</IDENTIFIER>
                     <PREFLABEL>consumer information</PREFLABEL>
                     <ALTLABEL>consumer education</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/138</VALUE>
                        <IDENTIFIER>138</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>138</IDENTIFIER>
                     <PREFLABEL>consumer</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100147</VALUE>
                        <IDENTIFIER>100147</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>20</IDENTIFIER>
                     <PREFLABEL>20 TRADE</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100195</VALUE>
                        <IDENTIFIER>100195</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2026</IDENTIFIER>
                     <PREFLABEL>2026 consumption</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <IDENTIFIER type="data">
                  <VALUE>http://data.europa.eu/eli/reg_del/2018/32/oj</VALUE>
               </IDENTIFIER>
               <DATE type="date">
                  <VALUE>2018-01-11</VALUE>
                  <YEAR>2018</YEAR>
                  <MONTH>01</MONTH>
                  <DAY>11</DAY>
               </DATE>
               <DATE type="date">
                  <VALUE>2018-01-31</VALUE>
                  <YEAR>2018</YEAR>
                  <MONTH>01</MONTH>
                  <DAY>31</DAY>
               </DATE>
               <RESOURCE_LEGAL_NUMBER_NATURAL_CELEX type="data">
                  <VALUE>0032</VALUE>
               </RESOURCE_LEGAL_NUMBER_NATURAL_CELEX>
               <ELI type="data">
                  <VALUE>http://data.europa.eu/eli/reg_del/2018/32/oj</VALUE>
               </ELI>
               <LASTMODIFICATIONDATE type="date">
                  <VALUE>2018-03-02T17:11:25.029+01:00</VALUE>
                  <YEAR>2018</YEAR>
                  <MONTH>03</MONTH>
                  <DAY>02</DAY>
               </LASTMODIFICATIONDATE>
               <RESOURCE_LEGAL_COMMENT_INTERNAL type="data">
                  <VALUE>MAN2</VALUE>
               </RESOURCE_LEGAL_COMMENT_INTERNAL>
               <RESOURCE_LEGAL_DATE_END-OF-VALIDITY type="date">
                  <VALUE>9999-12-31</VALUE>
                  <YEAR>9999</YEAR>
                  <MONTH>12</MONTH>
                  <DAY>31</DAY>
               </RESOURCE_LEGAL_DATE_END-OF-VALIDITY>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/1425</VALUE>
                     <IDENTIFIER>1425</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>1425</IDENTIFIER>
                  <PREFLABEL>consumer information</PREFLABEL>
                  <ALTLABEL>consumer education</ALTLABEL>
               </IS_ABOUT>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/5235</VALUE>
                        <IDENTIFIER>5235</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>5235</IDENTIFIER>
                     <PREFLABEL>technical standard</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/3641</VALUE>
                        <IDENTIFIER>3641</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>3641</IDENTIFIER>
                     <PREFLABEL>technical regulations</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100158</VALUE>
                        <IDENTIFIER>100158</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>64</IDENTIFIER>
                     <PREFLABEL>64 PRODUCTION, TECHNOLOGY AND RESEARCH</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100261</VALUE>
                        <IDENTIFIER>100261</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>6411</IDENTIFIER>
                     <PREFLABEL>6411 technology and technical regulations</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <CREATED_BY type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/corporate-body/COM</VALUE>
                     <IDENTIFIER>COM</IDENTIFIER>
                     <TYPE>corporate-body</TYPE>
                  </URI>
                  <OP-CODE>COM</OP-CODE>
                  <IDENTIFIER>COM</IDENTIFIER>
                  <PREFLABEL>European Commission</PREFLABEL>
                  <ALTLABEL>Commission of the European Communities</ALTLABEL>
                  <ALTLABEL>European Commission</ALTLABEL>
                  <ALTLABEL>Commission</ALTLABEL>
               </CREATED_BY>
               <RESOURCE_LEGAL_COMPLETES_RESOURCE_LEGAL type="link">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/cellar/640c7930-2e83-11e4-8c3c-01aa75ed71a1</VALUE>
                     <IDENTIFIER>640c7930-2e83-11e4-8c3c-01aa75ed71a1</IDENTIFIER>
                     <TYPE>cellar</TYPE>
                  </URI>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/planjo/20140722-027</VALUE>
                        <IDENTIFIER>20140722-027</IDENTIFIER>
                        <TYPE>planjo</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/immc/planjo%3A20140722-027</VALUE>
                        <IDENTIFIER>planjo:20140722-027</IDENTIFIER>
                        <TYPE>immc</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/eli/dir/2014/92/oj</VALUE>
                        <IDENTIFIER>dir:2014:92:oj</IDENTIFIER>
                        <TYPE>eli</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/celex/32014L0092</VALUE>
                        <IDENTIFIER>32014L0092</IDENTIFIER>
                        <TYPE>celex</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/oj/JOL_2014_257_R_0008</VALUE>
                        <IDENTIFIER>JOL_2014_257_R_0008</IDENTIFIER>
                        <TYPE>oj</TYPE>
                     </URI>
                  </SAMEAS>
                  <ANNOTATION>
                     <TYPE_OF_LINK_TARGET>MS</TYPE_OF_LINK_TARGET>
                     <START_OF_VALIDITY>2018-01-31</START_OF_VALIDITY>
                  </ANNOTATION>
               </RESOURCE_LEGAL_COMPLETES_RESOURCE_LEGAL>
               <BASED_ON type="link">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/cellar/640c7930-2e83-11e4-8c3c-01aa75ed71a1</VALUE>
                     <IDENTIFIER>640c7930-2e83-11e4-8c3c-01aa75ed71a1</IDENTIFIER>
                     <TYPE>cellar</TYPE>
                  </URI>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/planjo/20140722-027</VALUE>
                        <IDENTIFIER>20140722-027</IDENTIFIER>
                        <TYPE>planjo</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/immc/planjo%3A20140722-027</VALUE>
                        <IDENTIFIER>planjo:20140722-027</IDENTIFIER>
                        <TYPE>immc</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/eli/dir/2014/92/oj</VALUE>
                        <IDENTIFIER>dir:2014:92:oj</IDENTIFIER>
                        <TYPE>eli</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/celex/32014L0092</VALUE>
                        <IDENTIFIER>32014L0092</IDENTIFIER>
                        <TYPE>celex</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/oj/JOL_2014_257_R_0008</VALUE>
                        <IDENTIFIER>JOL_2014_257_R_0008</IDENTIFIER>
                        <TYPE>oj</TYPE>
                     </URI>
                  </SAMEAS>
               </BASED_ON>
               <WORK_ID_DOCUMENT type="data">
                  <VALUE>immc:C(2017)6451/946079</VALUE>
               </WORK_ID_DOCUMENT>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/4441</VALUE>
                        <IDENTIFIER>4441</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>4441</IDENTIFIER>
                     <PREFLABEL>terminology</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/4486</VALUE>
                        <IDENTIFIER>4486</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>4486</IDENTIFIER>
                     <PREFLABEL>information processing</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100150</VALUE>
                        <IDENTIFIER>100150</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>32</IDENTIFIER>
                     <PREFLABEL>32 EDUCATION AND COMMUNICATIONS</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100222</VALUE>
                        <IDENTIFIER>100222</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>3231</IDENTIFIER>
                     <PREFLABEL>3231 information and information processing</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <ID_CELEX type="data">
                  <VALUE>32018R0032</VALUE>
               </ID_CELEX>
               <RESOURCE_LEGAL_NUMBER_NATURAL type="data">
                  <VALUE>32</VALUE>
               </RESOURCE_LEGAL_NUMBER_NATURAL>
               <RESOURCE_LEGAL_INFORMATION_MISCELLANEOUS type="data">
                  <VALUE>{P/EEE|http://publications.europa.eu/resource/authority/fd_400/P%2FEEE}</VALUE>
               </RESOURCE_LEGAL_INFORMATION_MISCELLANEOUS>
               <WORK_IS_ABOUT_CONCEPT_EUROVOC type="concept_facet">
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/4356</VALUE>
                        <IDENTIFIER>4356</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>4356</IDENTIFIER>
                     <PREFLABEL>banking system</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_CONCEPT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_TT type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/2149</VALUE>
                        <IDENTIFIER>2149</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2149</IDENTIFIER>
                     <PREFLABEL>banking</PREFLABEL>
                     <ALTLABEL>banking operation</ALTLABEL>
                     <ALTLABEL>banking services</ALTLABEL>
                     <ALTLABEL>banking transaction</ALTLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_TT>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100148</VALUE>
                        <IDENTIFIER>100148</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>24</IDENTIFIER>
                     <PREFLABEL>24 FINANCE</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_DOM>
                  <WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH type="concept">
                     <URI>
                        <VALUE>http://eurovoc.europa.eu/100200</VALUE>
                        <IDENTIFIER>100200</IDENTIFIER>
                        <TYPE>EUROVOC</TYPE>
                     </URI>
                     <IDENTIFIER>2416</IDENTIFIER>
                     <PREFLABEL>2416 financial institutions and credit</PREFLABEL>
                  </WORK_IS_ABOUT_CONCEPT_EUROVOC_MTH>
               </WORK_IS_ABOUT_CONCEPT_EUROVOC>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/3299</VALUE>
                     <IDENTIFIER>3299</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>3299</IDENTIFIER>
                  <PREFLABEL>single market</PREFLABEL>
                  <ALTLABEL>EU single market</ALTLABEL>
                  <ALTLABEL>EC internal market</ALTLABEL>
                  <ALTLABEL>Community internal market</ALTLABEL>
               </IS_ABOUT>
               <RESOURCE_LEGAL_IS_ABOUT_SUBJECT-MATTER type="concept_level">
                  <RESOURCE_LEGAL_IS_ABOUT_SUBJECT-MATTER_1 type="concept">
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/authority/fd_070/LES</VALUE>
                        <IDENTIFIER>LES</IDENTIFIER>
                        <TYPE>fd_070</TYPE>
                     </URI>
                     <OP-CODE>LES</OP-CODE>
                     <IDENTIFIER>LES</IDENTIFIER>
                     <PREFLABEL>Freedom of establishment</PREFLABEL>
                  </RESOURCE_LEGAL_IS_ABOUT_SUBJECT-MATTER_1>
               </RESOURCE_LEGAL_IS_ABOUT_SUBJECT-MATTER>
               <WORK_CITES_WORK type="link">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/cellar/c2eecef2-5a33-4525-931e-53cf6e6f96c7</VALUE>
                     <IDENTIFIER>c2eecef2-5a33-4525-931e-53cf6e6f96c7</IDENTIFIER>
                     <TYPE>cellar</TYPE>
                  </URI>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/oj/JOL_2010_331_R_0012_01</VALUE>
                        <IDENTIFIER>JOL_2010_331_R_0012_01</IDENTIFIER>
                        <TYPE>oj</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/eli/reg/2010/1093/oj</VALUE>
                        <IDENTIFIER>reg:2010:1093:oj</IDENTIFIER>
                        <TYPE>eli</TYPE>
                     </URI>
                  </SAMEAS>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/celex/32010R1093</VALUE>
                        <IDENTIFIER>32010R1093</IDENTIFIER>
                        <TYPE>celex</TYPE>
                     </URI>
                  </SAMEAS>
               </WORK_CITES_WORK>
               <RESOURCE_LEGAL_DATE_ENTRY-INTO-FORCE type="date">
                  <VALUE>2018-01-31</VALUE>
                  <YEAR>2018</YEAR>
                  <MONTH>01</MONTH>
                  <DAY>31</DAY>
                  <ANNOTATION>
                     <COMMENT_ON_DATE>{DATPUB|http://publications.europa.eu/resource/authority/fd_335/DATPUB} +20 {V|http://publications.europa.eu/resource/authority/fd_335/V} {ART|http://publications.europa.eu/resource/authority/fd_335/ART} 2</COMMENT_ON_DATE>
                     <TYPE_OF_DATE>{EV|http://publications.europa.eu/resource/authority/fd_335/EV}</TYPE_OF_DATE>
                  </ANNOTATION>
               </RESOURCE_LEGAL_DATE_ENTRY-INTO-FORCE>
               <REGULATION_SERVICE_RESPONSIBLE type="data">
                  <VALUE>JUST</VALUE>
               </REGULATION_SERVICE_RESPONSIBLE>
               <VERSION type="data">
                  <VALUE>1.48</VALUE>
               </VERSION>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/3252</VALUE>
                     <IDENTIFIER>3252</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>3252</IDENTIFIER>
                  <PREFLABEL>bank charges</PREFLABEL>
               </IS_ABOUT>
               <RESOURCE_LEGAL_REPERTOIRE type="data">
                  <VALUE>REP</VALUE>
               </RESOURCE_LEGAL_REPERTOIRE>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/8469</VALUE>
                     <IDENTIFIER>8469</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>8469</IDENTIFIER>
                  <PREFLABEL>financial services</PREFLABEL>
               </IS_ABOUT>
               <DATE type="date">
                  <VALUE>9999-12-31</VALUE>
                  <YEAR>9999</YEAR>
                  <MONTH>12</MONTH>
                  <DAY>31</DAY>
               </DATE>
               <RESOURCE_LEGAL_ID_CELEX type="data">
                  <VALUE>32018R0032</VALUE>
               </RESOURCE_LEGAL_ID_CELEX>
               <IDENTIFIER type="data">
                  <VALUE>oj:JOL_2018_006_R_0002</VALUE>
               </IDENTIFIER>
               <WORK_ID_DOCUMENT type="data">
                  <VALUE>celex:32018R0032</VALUE>
               </WORK_ID_DOCUMENT>
               <WORK_DATE_DOCUMENT type="date">
                  <VALUE>2017-09-28</VALUE>
                  <YEAR>2017</YEAR>
                  <MONTH>09</MONTH>
                  <DAY>28</DAY>
                  <ANNOTATION>
                     <COMMENT_ON_DATE>{DATADOPT|http://publications.europa.eu/resource/authority/fd_365/DATADOPT}</COMMENT_ON_DATE>
                  </ANNOTATION>
               </WORK_DATE_DOCUMENT>
               <BASED_ON type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/treaty/TFEU_2012</VALUE>
                     <IDENTIFIER>TFEU_2012</IDENTIFIER>
                     <TYPE>treaty</TYPE>
                  </URI>
                  <OP-CODE>TFEU_2012</OP-CODE>
                  <IDENTIFIER>TFEU_2012</IDENTIFIER>
                  <PREFLABEL>Treaty on the Functioning of the European Union (consolidated version 2012)</PREFLABEL>
                  <ALTLABEL>TFEU (2012)</ALTLABEL>
                  <ALTLABEL>Consolidated version of the Treaty on the Functioning of the European Union (2012)</ALTLABEL>
               </BASED_ON>
               <CREATED_BY type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/corporate-body/JUST</VALUE>
                     <IDENTIFIER>JUST</IDENTIFIER>
                     <TYPE>corporate-body</TYPE>
                  </URI>
                  <OP-CODE>JUST</OP-CODE>
                  <IDENTIFIER>JUST</IDENTIFIER>
                  <PREFLABEL>Directorate-General for Justice and Consumers</PREFLABEL>
                  <ALTLABEL>DG Justice and Consumers</ALTLABEL>
                  <ALTLABEL>JUST</ALTLABEL>
               </CREATED_BY>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/61</VALUE>
                     <IDENTIFIER>61</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>61</IDENTIFIER>
                  <PREFLABEL>account</PREFLABEL>
                  <ALTLABEL>financial account</ALTLABEL>
               </IS_ABOUT>
               <DATE_CREATION_LEGACY type="date">
                  <VALUE>2018-01-11</VALUE>
                  <YEAR>2018</YEAR>
                  <MONTH>01</MONTH>
                  <DAY>11</DAY>
               </DATE_CREATION_LEGACY>
               <RESOURCE_LEGAL_IN-FORCE type="data">
                  <VALUE>true</VALUE>
               </RESOURCE_LEGAL_IN-FORCE>
               <ID_SECTOR type="data">
                  <VALUE>3</VALUE>
               </ID_SECTOR>
               <IS_ABOUT type="concept">
                  <URI>
                     <VALUE>http://eurovoc.europa.eu/2220</VALUE>
                     <IDENTIFIER>2220</IDENTIFIER>
                     <TYPE>EUROVOC</TYPE>
                  </URI>
                  <IDENTIFIER>2220</IDENTIFIER>
                  <PREFLABEL>intra-EU payment</PREFLABEL>
                  <ALTLABEL>intra-Eurosystem transaction</ALTLABEL>
                  <ALTLABEL>Target payment system</ALTLABEL>
                  <ALTLABEL>Target system</ALTLABEL>
                  <ALTLABEL>intra-Community payment</ALTLABEL>
                  <ALTLABEL>TARGET2</ALTLABEL>
                  <ALTLABEL>Trans-European Automated Real-time Gross settlement Express Transfer system</ALTLABEL>
               </IS_ABOUT>
               <DATE type="date">
                  <VALUE>2017-09-28</VALUE>
                  <YEAR>2017</YEAR>
                  <MONTH>09</MONTH>
                  <DAY>28</DAY>
               </DATE>
               <RESOURCE_LEGAL_PUBLISHED_IN_OFFICIAL-JOURNAL type="link">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/cellar/efe4ca1c-f6a3-11e7-b8f5-01aa75ed71a1</VALUE>
                     <IDENTIFIER>efe4ca1c-f6a3-11e7-b8f5-01aa75ed71a1</IDENTIFIER>
                     <TYPE>cellar</TYPE>
                  </URI>
                  <SAMEAS>
                     <URI>
                        <VALUE>http://publications.europa.eu/resource/oj/JOL_2018_006_R</VALUE>
                        <IDENTIFIER>JOL_2018_006_R</IDENTIFIER>
                        <TYPE>oj</TYPE>
                     </URI>
                  </SAMEAS>
               </RESOURCE_LEGAL_PUBLISHED_IN_OFFICIAL-JOURNAL>
               <TYPE>cdm:legislation_secondary</TYPE>
               <TYPE>R</TYPE>
               <TYPE>cdm:regulation</TYPE>
               <TYPE>cdm:work</TYPE>
               <TYPE>cdm:resource_legal</TYPE>
            </WORK>
            <EXPRESSION xmlns="">
               <URI>
                  <VALUE>http://publications.europa.eu/resource/cellar/315c526b-f6a5-11e7-b8f5-01aa75ed71a1.0006</VALUE>
                  <IDENTIFIER>315c526b-f6a5-11e7-b8f5-01aa75ed71a1.0006</IDENTIFIER>
                  <TYPE>cellar</TYPE>
               </URI>
               <SAMEAS>
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/uriserv/OJ.L_.2018.006.01.0003.01.ENG</VALUE>
                     <IDENTIFIER>OJ.L_.2018.006.01.0003.01.ENG</IDENTIFIER>
                     <TYPE>uriserv</TYPE>
                  </URI>
               </SAMEAS>
               <SAMEAS>
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/oj/JOL_2018_006_R_0002.ENG</VALUE>
                     <IDENTIFIER>JOL_2018_006_R_0002.ENG</IDENTIFIER>
                     <TYPE>oj</TYPE>
                  </URI>
               </SAMEAS>
               <SAMEAS>
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/celex/32018R0032.ENG</VALUE>
                     <IDENTIFIER>32018R0032.ENG</IDENTIFIER>
                     <TYPE>celex</TYPE>
                  </URI>
               </SAMEAS>
               <LANG type="data">
                  <VALUE>en</VALUE>
               </LANG>
               <EXPRESSION_SUBTITLE type="data">
                  <VALUE>C/2017/6451</VALUE>
               </EXPRESSION_SUBTITLE>
               <LASTMODIFICATIONDATE type="date">
                  <VALUE>2018-01-11T09:16:35.834+01:00</VALUE>
                  <YEAR>2018</YEAR>
                  <MONTH>01</MONTH>
                  <DAY>11</DAY>
               </LASTMODIFICATIONDATE>
               <TITLE type="data">
                  <VALUE>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance. )</VALUE>
               </TITLE>
               <EXPRESSION_TITLE type="data">
                  <VALUE>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance. )</VALUE>
               </EXPRESSION_TITLE>
               <LANG type="data">
                  <VALUE>eng</VALUE>
               </LANG>
               <EXPRESSION_USES_LANGUAGE type="concept">
                  <URI>
                     <VALUE>http://publications.europa.eu/resource/authority/language/ENG</VALUE>
                     <IDENTIFIER>ENG</IDENTIFIER>
                     <TYPE>language</TYPE>
                  </URI>
                  <OP-CODE>ENG</OP-CODE>
                  <IDENTIFIER>ENG</IDENTIFIER>
                  <PREFLABEL>English</PREFLABEL>
                  <ALTLABEL>English</ALTLABEL>
               </EXPRESSION_USES_LANGUAGE>
               <TITLE type="data">
                  <VALUE>C/2017/6451</VALUE>
               </TITLE>
            </EXPRESSION>
         </ukm:EURLexMetadata><ukm:DocumentCurrentStatus><ukm:UKAmended Value="true"/></ukm:DocumentCurrentStatus><ukm:UnappliedEffects><ukm:UnappliedEffect Type="power to modify conferred" AffectingClass="UnitedKingdomPublicGeneralAct" EffectId="key-93f46bed8a273ae7dc83c3ebeb78beb3" AffectedClass="EuropeanUnionRegulation" RequiresApplied="false" Modified="2026-07-01T12:12:37Z" AffectingEffectsExtent="E+W+S+N.I." AffectedNumber="32" AffectingYear="2023" Row="418" AffectedYear="2018" AffectedURI="http://www.legislation.gov.uk/id/eur/2018/32" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2023/29" Comments="made under Directive 2014/92/EC Sch. 1 para. (u) Researched using EU Publications Office data" AffectedProvisions="Regulation" AffectingProvisions="s. 3 Sch. 1 Pt. 3" AffectingNumber="29" URI="http://www.legislation.gov.uk/id/effect/key-93f46bed8a273ae7dc83c3ebeb78beb3"><ukm:AffectedTitle>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance) (revoked)</ukm:AffectedTitle><ukm:AffectedProvisions>Regulation</ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services and Markets Act 2023</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-3-schedule-1" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/3/schedule/1" FoundRef="section-3">s. 3 Sch. 1 </ukm:Section><ukm:Section Ref="section-3-schedule-1-part-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/3/schedule/1/part/3" FoundRef="section-3">Pt. 3</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-86-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/86/3">s. 86(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Prospective="true" Qualification=""/><ukm:InForce CommencingURI="http://www.legislation.gov.uk/id/uksi/2023/779" CommencingClass="UnitedKingdomStatutoryInstrument" Date="2023-07-11" Qualification="wholly in force" CommencingYear="2023" CommencingNumber="779"><ukm:CommencingProvisions><ukm:Section Ref="regulation-2-d" URI="http://www.legislation.gov.uk/id/uksi/2023/779/regulation/2/d">reg. 2(d)</ukm:Section></ukm:CommencingProvisions></ukm:InForce></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect Modified="2026-07-01T12:12:37Z" EffectId="key-752940f2260d05e26fd79c065271352d" Comments="made under Directive 2014/92/EC Sch. 1 para. (u) Researched using EU Publications Office data" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2023/29" AffectingClass="UnitedKingdomPublicGeneralAct" AffectedNumber="32" AffectedProvisions="Regulation" AffectingProvisions="Sch. 1 Pt. 3" AffectedYear="2018" URI="http://www.legislation.gov.uk/id/effect/key-752940f2260d05e26fd79c065271352d" Row="1149" AffectingYear="2023" AffectedClass="EuropeanUnionRegulation" AffectingNumber="29" AffectedURI="http://www.legislation.gov.uk/id/eur/2018/32" RequiresApplied="true" Type="revoked"><ukm:AffectedTitle>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance) (revoked)</ukm:AffectedTitle><ukm:AffectedProvisions>Regulation</ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services and Markets Act 2023</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="schedule-1" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/schedule/1">Sch. 1 </ukm:Section><ukm:Section Ref="schedule-1-part-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/schedule/1/part/3">Pt. 3</ukm:Section></ukm:AffectingProvisions><ukm:Savings><ukm:Section Ref="section-1-4" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/1/4">s. 1(4)</ukm:Section></ukm:Savings><ukm:CommencementAuthority><ukm:Section Ref="section-86-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/86/3">s. 86(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect></ukm:UnappliedEffects></ukm:EUMetadata>
					

                    
									 
					<ukm:Alternatives><ukm:Alternative URI="http://www.legislation.gov.uk/eur/2018/32/pdfs/eur_20180032_adopted_en.pdf" Date="2018-01-11" Size="638699"/> </ukm:Alternatives>
					
					<ukm:Statistics>
									<ukm:TotalParagraphs Value="30"/>
									<ukm:BodyParagraphs Value="2"/>
									<ukm:ScheduleParagraphs Value="28"/>
									<ukm:AttachmentParagraphs Value="0"/>
									<ukm:TotalImages Value="0"/>
								</ukm:Statistics>
				</ukm:Metadata><EURetained>
      <EUPrelims DocumentURI="http://www.legislation.gov.uk/eur/2018/32/introduction" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/introduction" Status="Repealed" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I."><MultilineTitle>
            <Text>
               <Uppercase>Commission Delegated Regulation</Uppercase> (EU) 2018/32</Text>
            <Text>of 28 September 2017</Text>
            <Text>supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account</Text>
            <Text>(Text with EEA relevance) (revoked)</Text>
         </MultilineTitle><EUPreamble><P><Text><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></EUPreamble></EUPrelims>
      <EUBody DocumentURI="http://www.legislation.gov.uk/eur/2018/32/body" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/body" NumberOfProvisions="2" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false">
         <P1group RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title>Standardised terms and definitions</Title><P1 DocumentURI="http://www.legislation.gov.uk/eur/2018/32/article/1" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/article/1" id="article-1"><Pnumber><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>Article 1</Pnumber><P1para><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P1para></P1></P1group>
         <P1group RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title>Entry into force</Title><P1 DocumentURI="http://www.legislation.gov.uk/eur/2018/32/article/2" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/article/2" id="article-2"><Pnumber><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>Article 2</Pnumber><P1para><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P1para></P1></P1group>
         <SignedSection DocumentURI="http://www.legislation.gov.uk/eur/2018/32/signature" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/signature" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Para><Text><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></Para></SignedSection>
      </EUBody>
      <Schedules RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false">
         <Schedule DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex" id="annex" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Number><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>ANNEX</Number><TitleBlock>
               <Title>
                  <Strong>Union standardised terms and definitions for services linked to a payment accounts that are common to at least a majority of Member States, under Article 3(4) of Directive 2014/92/EU</Strong>
               </Title>
            </TitleBlock><ScheduleBody>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/1" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/1" id="annex-division-1" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>BELGIUM</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/2" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/2" id="annex-division-2" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>BULGARIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/3" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/3" id="annex-division-3" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>CZECH REPUBLIC</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/4" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/4" id="annex-division-4" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>DENMARK</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/5" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/5" id="annex-division-5" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>GERMANY</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/6" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/6" id="annex-division-6" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>ESTONIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/7" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/7" id="annex-division-7" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>IRELAND</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/8" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/8" id="annex-division-8" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>GREECE</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/9" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/9" id="annex-division-9" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>SPAIN</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/10" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/10" id="annex-division-10" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>FRANCE</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/11" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/11" id="annex-division-11" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>CROATIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/12" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/12" id="annex-division-12" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>ITALY</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/13" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/13" id="annex-division-13" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>CYPRUS</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/14" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/14" id="annex-division-14" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>LATVIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/15" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/15" id="annex-division-15" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>LITHUANIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/16" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/16" id="annex-division-16" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>LUXEMBOURG</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/17" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/17" id="annex-division-17" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>HUNGARY</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/18" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/18" id="annex-division-18" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>MALTA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/19" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/19" id="annex-division-19" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>NETHERLANDS</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/20" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/20" id="annex-division-20" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>AUSTRIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/21" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/21" id="annex-division-21" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>POLAND</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/22" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/22" id="annex-division-22" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>PORTUGAL</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/23" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/23" id="annex-division-23" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>ROMANIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/24" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/24" id="annex-division-24" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>SLOVENIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/25" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/25" id="annex-division-25" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>SLOVAKIA</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/26" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/26" id="annex-division-26" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>FINLAND</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/27" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/27" id="annex-division-27" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>SWEDEN</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
               <Division DocumentURI="http://www.legislation.gov.uk/eur/2018/32/annex/division/28" IdURI="http://www.legislation.gov.uk/id/eur/2018/32/annex/division/28" id="annex-division-28" RestrictStartDate="2020-12-31" RestrictExtent="E+W+S+N.I." Status="Repealed" Match="false"><Title><CommentaryRef Ref="key-5826b2140173ed17554c8d5eb08e0947"/>UNITED KINGDOM</Title><P><Text>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</Text></P></Division>
            </ScheduleBody></Schedule>
      </Schedules>
   </EURetained><Commentaries><Commentary Type="F" id="key-5826b2140173ed17554c8d5eb08e0947"><Para><Text>Regulation revoked (31.12.2020) by <Citation URI="http://www.legislation.gov.uk/id/uksi/2019/661" id="d8985e2" Class="UnitedKingdomStatutoryInstrument" Year="2019" Number="661" Title="The Payment Accounts (Amendment) (EU Exit) Regulations 2019">The Payment Accounts (Amendment) (EU Exit) Regulations 2019 (S.I. 2019/661)</Citation>, <CitationSubRef CitationRef="d8985e2" SectionRef="regulation-1-3" URI="http://www.legislation.gov.uk/id/uksi/2019/661/regulation/1/3">regs. 1(3)</CitationSubRef>, <CitationSubRef CitationRef="d8985e2" SectionRef="regulation-18" URI="http://www.legislation.gov.uk/id/uksi/2019/661/regulation/18">18</CitationSubRef> (with savings in <Citation URI="http://www.legislation.gov.uk/id/uksi/2019/680" id="d8985e11" Class="UnitedKingdomStatutoryInstrument" Year="2019" Number="680">S.I. 2019/680</Citation>, <CitationSubRef CitationRef="d8985e11" SectionRef="regulation-11" URI="http://www.legislation.gov.uk/id/uksi/2019/680/regulation/11">reg. 11</CitationSubRef>); <Citation URI="http://www.legislation.gov.uk/id/ukpga/2020/1" id="d8985e18" Year="2020" Class="UnitedKingdomPublicGeneralAct" Number="1">2020 c. 1</Citation>, <CitationSubRef CitationRef="d8985e18" SectionRef="schedule-5-paragraph-1-1" URI="http://www.legislation.gov.uk/id/ukpga/2020/1/schedule/5/paragraph/1/1">Sch. 5 para. 1(1)</CitationSubRef></Text></Para></Commentary></Commentaries></Legislation>