<akomaNtoso xmlns:uk="https://www.legislation.gov.uk/namespaces/UK-AKN" xmlns:ukl="http://www.legislation.gov.uk/namespaces/legislation" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://docs.oasis-open.org/legaldocml/ns/akn/3.0" xsi:schemaLocation="http://docs.oasis-open.org/legaldocml/ns/akn/3.0 http://docs.oasis-open.org/legaldocml/akn-core/v1.0/cos01/part2-specs/schemas/akomantoso30.xsd"><act name="eur"><meta><identification source="#"><FRBRWork><FRBRthis value="http://www.legislation.gov.uk/id/eur/2018/32"/><FRBRuri value="http://www.legislation.gov.uk/id/eur/2018/32"/><FRBRdate date="2017-09-28" name="adopted"/><FRBRauthor href=""/><FRBRcountry value="EU"/><FRBRnumber value="32"/><FRBRname value="Regulation (EU) 2018/32"/><FRBRprescriptive value="true"/></FRBRWork><FRBRExpression><FRBRthis value="http://www.legislation.gov.uk/eur/2018/32/2020-12-31"/><FRBRuri value="http://www.legislation.gov.uk/eur/2018/32/2020-12-31"/><FRBRdate date="2020-12-31" name="validFrom"/><FRBRauthor href="#"/><FRBRlanguage language="eng"/></FRBRExpression><FRBRManifestation><FRBRthis value="http://www.legislation.gov.uk/eur/2018/32/2020-12-31/data.akn"/><FRBRuri value="http://www.legislation.gov.uk/eur/2018/32/2020-12-31/data.akn"/><FRBRdate date="2026-08-13+01:00" name="transform"/><FRBRauthor href="http://www.legislation.gov.uk"/><FRBRformat value="application/akn+xml"/></FRBRManifestation></identification><lifecycle source="#"><eventRef refersTo="#adopted" date="2017-09-28" eId="date-adopted" source="#"/><eventRef date="2020-12-31" eId="date-2020-12-31" source="#"/></lifecycle><analysis source="#"><restrictions source="#"><restriction refersTo="#extent-e+w+s+ni" type="jurisdiction"/><restriction href="#body" refersTo="#extent-e+w+s+ni" type="jurisdiction"/><restriction href="#article-2" refersTo="#extent-e+w+s+ni" type="jurisdiction"/><restriction refersTo="#period-from-2020-12-31" type="jurisdiction"/><restriction href="#body" refersTo="#period-from-2020-12-31" type="jurisdiction"/><restriction href="#article-2" refersTo="#period-from-2020-12-31" type="jurisdiction"/></restrictions><otherAnalysis source=""><uk:status href="#d24e1" refersTo="#status-repealed"/><uk:status href="#body" refersTo="#status-repealed"/><uk:status href="#article-2" refersTo="#status-repealed"/><uk:match href="#body" value="false"/><uk:match href="#article-2" value="false"/><uk:commentary href="#act" refersTo="#key-5826b2140173ed17554c8d5eb08e0947"/><uk:commentary href="#article-2" refersTo="#key-5826b2140173ed17554c8d5eb08e0947"/></otherAnalysis></analysis><temporalData source="#"><temporalGroup eId="period-from-2020-12-31"><timeInterval start="#date-2020-12-31" refersTo="#"/></temporalGroup></temporalData><references source="#"><TLCEvent eId="adopted" href="" showAs="AdoptedDate"/><TLCLocation eId="extent-e+w+s+ni" href="/ontology/jurisdictions/uk.EnglandWalesScotlandNorthernIreland" showAs="E+W+S+N.I."/><TLCConcept eId="status-repealed" href="" showAs="Repealed"/></references><notes source="#"><note ukl:Name="Commentary" ukl:Type="F" class="commentary F" eId="key-5826b2140173ed17554c8d5eb08e0947" marker="F1"><p>Regulation revoked (31.12.2020) by <ref eId="d8985e2" href="http://www.legislation.gov.uk/id/uksi/2019/661">The Payment Accounts (Amendment) (EU Exit) Regulations 2019 (S.I. 2019/661)</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/uksi/2019/661/regulation/1/3">regs. 1(3)</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/uksi/2019/661/regulation/18">18</ref> (with savings in <ref eId="d8985e11" href="http://www.legislation.gov.uk/id/uksi/2019/680">S.I. 2019/680</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/uksi/2019/680/regulation/11">reg. 11</ref>); <ref eId="d8985e18" href="http://www.legislation.gov.uk/id/ukpga/2020/1">2020 c. 1</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/ukpga/2020/1/schedule/5/paragraph/1/1">Sch. 5 para. 1(1)</ref></p></note><note ukl:Name="Commentary" ukl:Type="F" class="commentary F" eId="key-5826b2140173ed17554c8d5eb08e0947" marker="F2"><p>Regulation revoked (31.12.2020) by <ref eId="d8985e2" href="http://www.legislation.gov.uk/id/uksi/2019/661">The Payment Accounts (Amendment) (EU Exit) Regulations 2019 (S.I. 2019/661)</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/uksi/2019/661/regulation/1/3">regs. 1(3)</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/uksi/2019/661/regulation/18">18</ref> (with savings in <ref eId="d8985e11" href="http://www.legislation.gov.uk/id/uksi/2019/680">S.I. 2019/680</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/uksi/2019/680/regulation/11">reg. 11</ref>); <ref eId="d8985e18" href="http://www.legislation.gov.uk/id/ukpga/2020/1">2020 c. 1</ref>, <ref eId="" class="subref" href="http://www.legislation.gov.uk/id/ukpga/2020/1/schedule/5/paragraph/1/1">Sch. 5 para. 1(1)</ref></p></note></notes><proprietary xmlns:ukm="http://www.legislation.gov.uk/namespaces/metadata" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:dct="http://purl.org/dc/terms/" source="#"><dc:identifier>http://www.legislation.gov.uk/eur/2018/32/article/2</dc:identifier><dc:title>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance) (revoked)</dc:title><dct:alternative>Commission Delegated Regulation (EU) 2018/32</dct:alternative><dc:description>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance)</dc:description><dc:modified>2023-05-05</dc:modified><dc:publisher>King's Printer of Acts of Parliament</dc:publisher><dc:source>https://webarchive.nationalarchives.gov.uk/eu-exit/https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=CELEX:32018R0032</dc:source><dc:type>text</dc:type><dc:format>text/xml</dc:format><dc:language>en</dc:language><dct:valid>2020-12-31</dct:valid><ukm:EUMetadata><ukm:DocumentClassification><ukm:DocumentCategory Value="euretained"/><ukm:DocumentMainType Value="EuropeanUnionRegulation"/><ukm:DocumentStatus Value="revised"/></ukm:DocumentClassification><ukm:Year Value="2018"/><ukm:Number Value="32"/><ukm:EURLexIdentifiers xmlns:atom="http://www.w3.org/2005/Atom" xmlns="http://www.legislation.gov.uk/namespaces/legislation"><ukm:Cellar Value="315c526b-f6a5-11e7-b8f5-01aa75ed71a1"/><ukm:OfficialJournal Value="JOL_2018_006_R_0002"/><ukm:ELI Value="reg_del:2018:32:oj"/><ukm:CELEX Value="32018R0032"/></ukm:EURLexIdentifiers><ukm:EnactmentDate Date="2017-09-28"/><ukm:EURLexModified Date="2018-03-02T16:11:25Z"/><ukm:EURLexExtracted Date="2018-04-22T21:17:53Z"/><ukm:XMLGenerated Date="2020-12-11T22:22:37Z"/><ukm:XMLImported Date="2020-12-12T05:50:45Z"/><ukm:Treaty Title="Treaty on the Functioning of the European Union (consolidated version 2012)" Code="TFEU_2012"/><ukm:CreatedBy Label="European Commission" URI="http://publications.europa.eu/resource/authority/corporate-body/COM"/><ukm:CreatedBy Label="Directorate-General for Justice and Consumers" URI="http://publications.europa.eu/resource/authority/corporate-body/JUST"/><ukm:Subject Scheme="DirectoryCode" Label="Banks" URI="http://publications.europa.eu/resource/authority/fd_555/06202020"/><ukm:Subject Scheme="DirectoryCode" Label="Sectoral application" URI="http://publications.europa.eu/resource/authority/fd_555/0620"/><ukm:Subject Scheme="DirectoryCode" Label="Right of establishment and freedom to provide services" URI="http://publications.europa.eu/resource/authority/fd_555/06"/><ukm:Subject Scheme="DirectoryCode" Label="Service activities" URI="http://publications.europa.eu/resource/authority/fd_555/062020"/><ukm:Subject Scheme="EuroVoc" Label="intra-EU payment" URI="http://eurovoc.europa.eu/2220"/><ukm:Subject Scheme="EuroVoc" Label="account" URI="http://eurovoc.europa.eu/61"/><ukm:Subject Scheme="EuroVoc" Label="financial services" URI="http://eurovoc.europa.eu/8469"/><ukm:Subject Scheme="EuroVoc" Label="bank charges" URI="http://eurovoc.europa.eu/3252"/><ukm:Subject Scheme="EuroVoc" Label="single market" URI="http://eurovoc.europa.eu/3299"/><ukm:Subject Scheme="EuroVoc" Label="consumer information" URI="http://eurovoc.europa.eu/1425"/><ukm:Subject Scheme="EuroVoc" Label="technical standard" URI="http://eurovoc.europa.eu/5235"/><ukm:Subject Scheme="EuroVoc" Label="terminology" URI="http://eurovoc.europa.eu/4441"/><ukm:Subject Scheme="EuroVoc" Label="banking system" URI="http://eurovoc.europa.eu/4356"/><ukm:Subject Scheme="SubjectMatter" Label="Freedom of establishment" URI="http://publications.europa.eu/resource/authority/fd_070/LES"/><ukm:DocumentCurrentStatus><ukm:UKAmended Value="true"/></ukm:DocumentCurrentStatus><ukm:UnappliedEffects><ukm:UnappliedEffect AffectedClass="EuropeanUnionRegulation" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2023/29" URI="http://www.legislation.gov.uk/id/effect/key-93f46bed8a273ae7dc83c3ebeb78beb3" AffectedYear="2018" AffectedURI="http://www.legislation.gov.uk/id/eur/2018/32" AffectingProvisions="s. 3 Sch. 1 Pt. 3" Modified="2026-07-01T12:12:37Z" AffectingEffectsExtent="E+W+S+N.I." Row="418" AffectedProvisions="Regulation" Type="power to modify conferred" AffectingClass="UnitedKingdomPublicGeneralAct" RequiresApplied="false" EffectId="key-93f46bed8a273ae7dc83c3ebeb78beb3" AffectedNumber="32" AffectingYear="2023" Comments="made under Directive 2014/92/EC Sch. 1 para. (u) Researched using EU Publications Office data" AffectingNumber="29"><ukm:AffectedTitle>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance) (revoked)</ukm:AffectedTitle><ukm:AffectedProvisions>Regulation</ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services and Markets Act 2023</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="section-3-schedule-1" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/3/schedule/1" FoundRef="section-3">s. 3 Sch. 1 </ukm:Section><ukm:Section Ref="section-3-schedule-1-part-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/3/schedule/1/part/3" FoundRef="section-3">Pt. 3</ukm:Section></ukm:AffectingProvisions><ukm:CommencementAuthority><ukm:Section Ref="section-86-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/86/3">s. 86(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Prospective="true" Qualification=""/><ukm:InForce CommencingURI="http://www.legislation.gov.uk/id/uksi/2023/779" CommencingClass="UnitedKingdomStatutoryInstrument" Date="2023-07-11" Qualification="wholly in force" CommencingYear="2023" CommencingNumber="779"><ukm:CommencingProvisions><ukm:Section Ref="regulation-2-d" URI="http://www.legislation.gov.uk/id/uksi/2023/779/regulation/2/d">reg. 2(d)</ukm:Section></ukm:CommencingProvisions></ukm:InForce></ukm:InForceDates></ukm:UnappliedEffect><ukm:UnappliedEffect RequiresApplied="true" URI="http://www.legislation.gov.uk/id/effect/key-752940f2260d05e26fd79c065271352d" AffectedProvisions="Regulation" AffectedNumber="32" EffectId="key-752940f2260d05e26fd79c065271352d" Comments="made under Directive 2014/92/EC Sch. 1 para. (u) Researched using EU Publications Office data" AffectingClass="UnitedKingdomPublicGeneralAct" AffectingURI="http://www.legislation.gov.uk/id/ukpga/2023/29" AffectedYear="2018" AffectedURI="http://www.legislation.gov.uk/id/eur/2018/32" Modified="2026-07-01T12:12:37Z" Row="1149" AffectingNumber="29" AffectedClass="EuropeanUnionRegulation" AffectingYear="2023" AffectingProvisions="Sch. 1 Pt. 3" Type="revoked"><ukm:AffectedTitle>Commission Delegated Regulation (EU) 2018/32 of 28 September 2017 supplementing Directive 2014/92/EU of the European Parliament and of the Council with regard to regulatory technical standards for the Union standardised terminology for most representative services linked to a payment account (Text with EEA relevance) (revoked)</ukm:AffectedTitle><ukm:AffectedProvisions>Regulation</ukm:AffectedProvisions><ukm:AffectingTitle>Financial Services and Markets Act 2023</ukm:AffectingTitle><ukm:AffectingProvisions><ukm:Section Ref="schedule-1" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/schedule/1">Sch. 1 </ukm:Section><ukm:Section Ref="schedule-1-part-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/schedule/1/part/3">Pt. 3</ukm:Section></ukm:AffectingProvisions><ukm:Savings><ukm:Section Ref="section-1-4" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/1/4">s. 1(4)</ukm:Section></ukm:Savings><ukm:CommencementAuthority><ukm:Section Ref="section-86-3" URI="http://www.legislation.gov.uk/id/ukpga/2023/29/section/86/3">s. 86(3)</ukm:Section></ukm:CommencementAuthority><ukm:InForceDates><ukm:InForce Applied="false" Prospective="true" Qualification=""/></ukm:InForceDates></ukm:UnappliedEffect></ukm:UnappliedEffects></ukm:EUMetadata><ukm:Alternatives><ukm:Alternative URI="http://www.legislation.gov.uk/eur/2018/32/pdfs/eur_20180032_adopted_en.pdf" Date="2018-01-11" Size="638699"/></ukm:Alternatives><ukm:Statistics><ukm:TotalParagraphs Value="30"/><ukm:BodyParagraphs Value="2"/><ukm:ScheduleParagraphs Value="28"/><ukm:AttachmentParagraphs Value="0"/><ukm:TotalImages Value="0"/></ukm:Statistics></proprietary></meta><body eId="body"><article eId="article-2" uk:target="true"><num><noteRef href="#key-5826b2140173ed17554c8d5eb08e0947" uk:name="commentary" ukl:Name="CommentaryRef" class="commentary"/>Article 2</num><heading>Entry into force</heading><content><p>. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .</p></content></article></body></act></akomaNtoso>