CHAPTER 6PROVISIONS FOR INSURANCE AND LIVING CONDITIONS

Article 24Insurance coverage

1.

All EU Aid Volunteers shall be covered by a complete insurance policy specifically designed to protect them during the entire duration of their deployment in the third countries and relevant periods before and after.

2.

The insurance coverage shall be worldwide, 24 hours a day. It shall start from the day the EU Aid Volunteer leaves home on the way to the third country of deployment until the day the EU Aid Volunteer leaves the third country of deployment on the way to, and arrives back at, their home (‘the first period of coverage’).

3.

For insurance coverage longer than 12 weeks, it shall be extended for a further 8 weeks in the insured's home country to cover follow-up medical treatment for illnesses and injuries that occurred during the first period of coverage.

4.

The coverage shall be applicable to all activities linked to the EU Aid Volunteers initiative and also the private activities of EU Aid Volunteers during the first period of coverage.

5.

All EU Aid Volunteers shall be covered at 100 % (total coverage) for the following:

(a)

medical and dental care;

(b)

pregnancy and childbirth;

(c)

accident;

(d)

repatriation;

(e)

life insurance;

(f)

permanent and temporary disability or incapacity;

(g)

third party liability;

(h)

loss or theft of documents, travel tickets and personal belongings;

(i)

complementary assistance.

6.

In order to ensure equal treatment and coverage of all EU Aid Volunteers, the Commission may contract one or several insurance providers through a procurement procedure.