Each account must have at least two authorised representatives. The authorised representatives may initiate transactions and other processes on behalf of the account holder.

In addition to the authorised representatives specified in paragraph 1, accounts may also have authorised representatives with “view only” access to the account.

The approval of an authorised representative is required in order to initiate a transaction.

The data exchange and technical specifications may set a maximum number of authorised representatives for each account type.

Authorised representatives must be natural persons over 18 years of age. All authorised representatives of a single account must be different persons but the same person can be an authorised representative on more than one account. The Secretary of State may require that at least one of the authorised representatives of an account is a permanent resident in the United Kingdom.